Buy Accidental Death Benefit, Disability & Common Carrier at just ₹585, including GST.

What is Accidental Death Benefit, Disability & Common Carrier?

Accidents can be the cause of a lot of financial and physical strain. However, investing in a comprehensive insurance plan can help manage such expenses and even take care of your family in case of an unfortunate demise. 

Bajaj Markets brings to you the Accidental Death Benefit, Disability & Common Carrier plan by Manipal Cigna Health Insurance that covers for disability and accidental death benefit when commuting in the same carrier. Read on to know more about the Accidental Death Benefit, Disability & Common Carrier plan. 

 

How to Apply for Accidental Death Benefit, Disability & Common Carrier?

The application process for this insurance plan is simple and straightforward. Just follow these steps to get started:

  • Step 1: Click on Buy Now

    On the product page, tap "Buy Now."

  • Step 2: Fill in the Details

    Enter the required details in the online application form

  • Step 3: Make Online Payment

    Complete the quick online payment via credit/debit cards, UPI, and other online payment modes available

You’re all set! You will receive your membership details and welcome pack on your registered email ID.

Eligibility Criteria

Here’s the eligibility criteria for the Accidental Death Benefit, Disability & Common Carrier:

● Applicant must be an Indian resident

● Applicant’s age should be 18 years and above

What's Covered Under Accidental Death Benefit, Disability & Common Carrier?

Here’s what will be covered under this insurance policy: 

Permanent Partial Disablement

If the policyholder suffers from an accident that results in permanent partial disablement, the insured sum will be paid as mentioned in the policy document. 

Accidental Death (Common Carrier)

If the policyholder suffers from an accident that results in an unfortunate demise, the sum insured will be paid as mentioned in the policy document. 

Permanent Total Disablement (Common Carrier)

If the policyholder suffers from an accident that leads to permanent total disablement, the sum insured will be paid as mentioned in the policy document. 

Emergency Road Ambulance Cover

This policy will cover up to ₹2,000 for ambulance costs.

Funeral Expenses

A single payment of ₹10,000 will be made towards funeral costs as mentioned in the policy document. 

Hospital Cash Cover 

The lump sum cash benefit will be paid as mentioned in the policy document in case the policyholder needs to be hospitalised post an accident. 

Policy Plan Details & Specifications

 

Accidental death cover

Permanent total disablement benefit

Permanent partial disablement

Accidental death cover (common carrier)

Permanent total disablement benefit (common carrier)

Emergency road ambulance benefit

Funeral expense

Hospital cash

Premium including GST

Rs. 5 lakh

Rs. 10 lakh

Rs. 10 lakh

Rs. 2,000

Rs. 10,000

Rs. 500 per day of hospitalisation

Rs. 585

This policy plan is valid for a period of one year. 

What’s not Covered?

Any pre-existing diseases or conditions. 

*Kindly refer to the policy wordings for a complete list of exclusions.

 

How to Make a Claim

You may raise a claim by contacting the insurer in any of the following ways:

Email ID: servicesupport@manipalcigna.com

Toll-free phone number: 1800-102-4462

Customer Care Details

You can connect with us at Bajaj Markets. Just write to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.

 

Frequently Asked Questions About the Accidental Death Benefit, Disability & Common Carrier

  • ✔️How much does the Accidental Death Benefit, Disability & Common Carrier policy plan cost?

    This insurance policy costs ₹585 per year, including GST.

  • ✔️What’s the eligibility criteria for the Accidental Death Benefit, Disability & Common Carrier plan?

    Indian residents (males) between the ages of 18 and 65 are eligible for this policy.

  • ✔️How can you raise a claim for the Accidental Death Benefit, Disability & Common Carrier plan?

    You can raise a claim by contacting the insurer through the insurer’s email ID or by calling the insurer. You may refer to our ‘Claim Process’ section for further information on raising claims.

  • ✔️Does the Accidental Death Benefit, Disability & Common Carrier plan cover funeral costs?

    Yes, the policy covers funeral costs. Refer to the policy document for further information on teleconsultations.