Buy The Accidental Death Benefit with 11 Critical Illness

What is an Accidental Death Benefit with 11 Critical Illness?

Critical illnesses and accidents can drastically influence the financial health of any individual and their family, especially when the affected individual is the sole breadwinner. If accidents occur at a time when the patient is already suffering from a critical illness, the financial burden gets too heavy.

Safeguard your loved ones from financial burden that may occur due to unexpected accidents with the Accidental Death Benefit with 11 Critical Illness on Bajaj Markets at Rs. 1564/year.

How to Apply for the Accidental Death Benefit with 11 Critical Illness?

The process of application for this plan is simple and hassle-free.

  • Tap on “Buy Now”

    On the product page, click on "Buy Now."

  • Fill in the Details

    Enter the necessary information in the online application form.

  • Make the payment

    Complete the payment through UPI, credit/debit card or any other online payment method. That’s it! You will receive the insurance details on your registered email ID.

Eligibility Criteria

Individuals between the age of 18 and 65 can buy the Accidental Death Benefit with 11 Critical Illness 

What's Covered under Accidental Death Benefit with 11 Critical Illness?

  • Accidental death

    The amount insured will be payable in case an injury caused solely and directly due to an accident leads to the policyholder’s death.

  • Permanent total disablement

    The amount insured will be payable in case an accidental injury results in permanent total disablement.

  • Permanent partial disablement

    The amount insured will be payable in case an accidental injury results in permanent partial disablement.

11 critical illnesses

1. Cancer of specific severity

 

2. Open Chest CABG

 

3. Coma of specified severity

 

4. Stroke Resulting in permanent symptoms

 

5. Bone Marrow or Major Organ Transplant

 

6. Kidney Failure requiring regular Dialysis

 

7. Motor Neuron Disease

 

8. Repair of Heart Valves or Open-Heart Replacement

 

9. Multiple Sclerosis with Persisting Symptoms

 

10.  Myocardial Infarction

 

11.  Permanent Paralysis of Limbs

 

Nature of permanent partial disablement

Percentage of the sum insured payable unless specified otherwise

i. Loss of one foot or one hand

50%

ii. Irrecoverable and total loss of sight in one eye

50%

iii. Loss of toe in any one foot

5%

iv. Loss of all toes in any one foot

10%

v. Irrecoverable and total loss of hearing in both the ears

2%

vi. Loss of toes, if more than one toe lost

2%

vii. Irrecoverable and total loss of speech

50%

viii. Irrecoverable and total loss of hearing in any one of the ears

15%

ix. Loss of any four fingers

35%

x. Loss of thumb of one hand and four fingers

40%

xi. Loss of thumb and one phalanx

10%

xii. Loss of thumb and both phalanges

25%

xiii. Loss of index finger and two phalanges

8%

xiv. Loss of index finger and three phalanges

10%

xv. Loss of middle/little/ring finger and three phalanges

6%

xvi. Loss of index finger and one phalanx

4%

xvii. Loss of middle/little/ring finger and one phalanx

2%

xviii. Loss of middle/ring/little finger-two phalanges

4%

 

                                        Nature of permanent total disablement

Irrecoverable, total loss of sight in both the eyes

Total and permanent loss or physical separation of use of both feet and both hand

Total and permanent loss or physical separation of use of one foot and one hand

Loss of a limb and Irrecoverable loss and total of sight in one eye

Loss of sight in one eye /Loss of one limb/ Irrecoverable and total loss of hearing in both the ears

Loss of speech and Irrecoverable, total loss of hearing in both the ears

Loss of sight in one eye/ Loss of one limb, irrecoverable and total loss of speech

Total, permanent, and absolute disablement

Waiting period

The initial waiting period is 90 days. The survival period is 30 days.

 Plan Details & Specifications

Sum Insured Up to

Age Band (in years)

Premium (Including GST)

Rs. 5 Lakhs

18-35

Rs. 1,564

36-55

Rs. 5,074

56+

Rs. 26,194

The plan is valid for a tenure of one year.

What’s not Covered under Accidental Death Benefit with 11 Critical Illness?

Any pre-existing illness.

How to Make a Claim

You may submit a claim by getting in touch with the insurer using one of the methods listed below:

Email:

 servicesupport@manipalcigna.com

Toll-free number: 

1800-102-4462

Customer Care Details

You can connect with us at Bajaj MARKETS. Write to us at: insuranceconnect@bajajfinservmarkets.in

Frequently Asked Questions About Accidental Death Benefit with 11 Critical Illness

  • ✔️What is the premium for Accidental Death Benefit with 11 Critical Illness health insurance?

    The premium for this insurance policy starts from Rs.1774, inclusive of taxes.

  • ✔️What is the validity of Accidental Death Benefit with 11 Critical Illness plan?

    This insurance policy is valid for a period of 1 year.

  • ✔️What is included in the Accidental Death Benefit with 11 Critical Illness Cover?

    Accidental death, permanent total disablement, permanent partial disablement and 11 critical illness is covered in this insurance.

  • ✔️What is not included in the Accidental Death Benefit with 11 Critical Illness health plan?

    Any pre-existing illness is not covered under this package.

  • ✔️What is the coverage amount for Accidental Death Benefit with 11 Critical Illness?

    The coverage amount goes up to Rs. 5 Lakhs for this plan.