What is Accidental Death Benefit with 6 critical illness 

Accidental deaths are increasing at a high pace nowadays. Even the simplest of things, such as smog and a speeding vehicle, might end someone with a critical illness. Although some things are not under our control, it becomes extremely crucial to have a backup. Something to fall on to if you ever end up in such situations.

 

The Accidental Death Benefit with 6 critical illnesses by Manipal Signa covers some of the major illnesses. Illness such as cancer, heart attack and kidney failure. The premium for the insurance differs depending on the age; read on for more information.

 

How to Apply for Accidental Death Benefit with 6 critical illnesses?

  • Click on ‘Buy Now’

    Select the ‘Buy Now’ button

  • Fill in your details

    Add the required details

  • Make the payment

    Choose your convenient payment method

Documents required to claim Accidental Death Benefit with 6 critical illness:

The documents required to claim the Accidental death benefit plan:

 

  • Age proof (PAN Card, driving license, Aadhar card)

  • Address proof (electricity bill, telephone bill)

  • Income proof (salary slip)

  • Passport size photograph

  • Duly filled application form

 

What’s Covered under Accidental Death Benefit with 6 critical illness?

 

  1. Accidental death coverage – In cases of accidental death, you get the entire amount reimbursed in your account.

  2. Permanent Disability – Permanent disabilities are covered under the Accidental Death Benefit plan. 

  3. Temporary Disability – Any kind of temporary disability will be covered under this plan.

  4. 6 Critical illnesses covered under the plan – The critical illnesses covered under the plan are mentioned below:

 

  • Cancer of specific severity

  • Open Chest CABG

  • Myocardial Infarction (First Heart Attack – of specific severity)

  • Coma of specified Severity

  • Open Heart Repair or Replacement of Heart Valves

  • Kidney Failure which requires regular Dialysis

Nature of Permanent Partial Disablement

Percentage of the Sum Insured payable unless specified otherwise

I. Loss of sight in one eye, irrecoverable in nature

50%

ii. Limb loss (any one limb)

50%

iii. Foot, toes and fingers loss

10%

iv. Toe loss in any one foot

5%

v. Toe loss in any of the feet

2%

vi. Hearing loss in any ear, irrecoverable in nature

50%

vii. Hearing loss in one ear, irrecoverable in nature

15%

viii. Complete speech loss, irrecoverable in nature

50%

ix. Fingers or thumb loss in hand

40%

x. Finger loss (up to four fingers)

35%

xi. Thumb loss - both phalanges

25%

xii. Thumb loss - one phalanx

10%

xiii. Index finger loss - three phalanges

10%

xiv. Index finger loss - two phalanges

8%

xv. Index finger loss - one phalanx

4%

xvi. Middle/ring/little finger loss -three phalanges

6%

xvii. Middle/ring/little finger loss -two phalanges

4%

xviii. Middle/ring/little finger loss - one phalanx

2%

Nature of Permanent Total Disablement

Eyesight loss on both sides permanently

Total loss of both hands or feet or physical separation

Loss of one limb, permanent in nature

Loss of one eye, irrecoverable in nature

Hearing loss in one or both ears

Speech loss

Any other permanent loss (which is not mentioned above) that leads to loss of employment.

Waiting period:


For critical illness cover, the initial waiting period is 90 days, whereas the survival period waiting period is 30 days.

 

Accidental Death Benefit with 6 critical illness Details and Specifications:

Sum Insured up to

Age Band

Premium Including GST

Rs. 5 lakhs

18-35

Rs. 1,494

36-55

Rs. 4,784

56+

Rs. 24,744

Eligibility: The eligibility of this plan is within the age group of 18-65 years. The calculation is based on your last birthday.

Validity: The plan is valid for 1 year

What’s not covered under Accidental Death Benefit with 6 critical illness?

*Any pre-existing diseases will not be covered under the Accidental Death Benefit.

How to claim Accidental Death Benefit with 6 critical illness?

You can claim the Identity Assure plan using the following methods: 

 

Accidental Death Benefit with 6 critical illness Customer Care Details:

You can connect with us at Bajaj Markets. Just write to us at insuranceconnect@bajajfinservmarkets.in

 

FAQs on Accidental Death Cover with 6 Critical illness

  • ✔️What is the premium for Accidental Death Benefit with 6 critical illness plan?

    The premium for the Accidental Death Benefit with 6 critical illness ranges according to age. The bifurcation of premium according to age is mentioned below:

    Sum Insured up to

    Age Band

    Premium Including GST

    Rs. 5 lakhs

    18-35

    Rs. 1,494

    36-55

    Rs. 4,784

    56+

    Rs. 24,744

  • ✔️What all is covered under Accidental Death Benefit with 6 critical illness?

    Below mentioned are the things covered under Accidental Death Benefit:

    • Accidental death coverage – In cases of accidental death, you get the entire amount reimbursed in your account.

    • Permanent Disability – Permanent disabilities are covered under the Accidental Death Benefit plan. 

    • Temporary Disability – Any kind of temporary disability will be covered under this plan.

    • 6 Critical illnesses covered under the plan – The critical illnesses covered under the plan are mentioned below:

    1. Cancer of specific severity

    2. Myocardial Infarction (First Heart Attack – of specific severity)

    3. Open Chest CABG

    4. Open Heart Replacement or Repair of Heart Valves

    5. Coma of specified Severity

    6. Kidney Failure requiring regular Dialysis

  • ✔️How to claim Identity Accidental Death Benefit with 6 critical illness?

    You can claim the Accidental Death Benefit by using the methods mentioned below:

  • ✔️What is the customer care details for Accidental Death Benefit with 6 critical illness?

    You can reach out to the Bajaj MARKETS customer care at insuranceconnect@bajajfinservmarkets.in

  • ✔️What is the maximum claim amount for Accidental Death Benefit with 6 critical illness?

    The maximum claim amount for this pocket insurance is ₹3,00,000