You can plan your goals and set specific timelines. However, the very next moment can be unpredictable. You must thus be prepared for unforeseen circumstances like getting injured or running into an accident.
Manipal Cigna Health Insurance presents Accidental Health and Complimentary Benefit Cover to support accidental hospitalisation, while also extending numerous complimentary benefits starting at a premium of just Rs. 1,844 per annum.
With this policy, you can get coverage worth up to Rs. 20,000 and complementary health treatment worth up to Rs. 5000. Let us see the main benefits of this policy that make it a must-have.
Applying for the accidental health and complimentary benefit coverage plan is and requires you to follow the below steps:
All set! You will get notified of your membership details via email.
You must meet the following requirement to be able to buy the Accidental Health and Complimentary Benefit cover:
You must be within the age group of 18 to 65 years.
Some of the inclusions offered along with the Accidental Health and Complimentary Benefit plan are mentioned below:
The policy offers expense coverage up to Rs. 20,000 on cases pertaining to accidental hospitalisations. However, the diagnosis must be backed by a consultant neurologist’s clinical confirmation.
The policy covers the expenses relating to diagnostic tests conducted before (within the pre-hospitalisation timeframe) or during the term of the hospitalisation.
The policy covers the doctor’s fee before, after, and during hospitalisation. In addition, you get compensated for expenses arising from purchasing medicines relating to the hospitalisation period.
Specific treatment charges are covered as a part of this policy that includes the following:
Hospital room rent
Medicines and tests
The policy includes numerous complementary benefits for individuals who wish to make a claim under this policy. A list of such benefits is presented below:
The details of the accidental health and complimentary benefit cover are outlined below:
The policy accommodates the following coverage plan:
A premium of Rs. 1844 to cover a sum insured worth Rs. 10,000
A premium of Rs. 3269 to cover a sum insured worth Rs. 20,000.
The policy has a validity period of one year.
While the accident health and complimentary benefit plan offer extensive coverage for policyholders, the following features are not covered as a part of the policy.
The policyholders become eligible for the benefits of this policy once the initial 30-day waiting period is over.
The policy does not include a cover for diseases that you already have at the time of purchasing the plan.
You can make a claim by following one of the following ways:
You may connect with the team at the toll-free number: 1800-102-4462
You can write to the insurer at email@example.com and register your claim.
For any queries or clarifications relating to the accidental health and complimentary benefit policy, you may connect with us at firstname.lastname@example.org.
No. The policy does not cover costs relating to pre-existing conditions. Only the costs related to
No. You must surpass the minimum 30-day waiting period after you have entered into the policy to be eligible for any benefits.
No. The policy follows an eligibility constraint. Only individuals aged 18 to 65 are eligible to enrol in this policy.
Yes. You can purchase the policy online without the need for a physical visit. You can pay the premium online and enjoy the benefits of the policy.