Buy Accidental Hospitalisation & Disability starting at just ₹924, including GST.  Buy Now

What is Accidental Hospitalisation & Disability ?

Accidents are unexpected and stressful. Treatments for injuries and illnesses can get expensive and cause tremendous financial strain. To help you tackle such expenses with ease, Bajaj Markets brings to you the Accidental Hospitalisation & Disability plan by ManipalCigna Health Insurance Co Ltd, this policy offers a sum insured of up to ₹4 Lakhs at a low premium price starting at just ₹924. Read on to know more about the Accidental Hospitalisation & Disability 

How to Apply for Accidental Hospitalisation & Disability ?

The application process for this insurance plan is quick and simple. Just follow these steps to get started:

  • Click on Buy Now

    Tap on ‘Buy Now’ on the product page

  • Fill in the Details

    Enter the required details in the online application form

  • Make the Payment

    Complete the quick online payment

That’s all! You will receive your membership details on your registered email ID.

Eligibility Criteria

Here’s the eligibility criteria for the Accidental Hospitalisation & Disability :


  •  Applicant must be an Indian resident
  •  Applicant’s age should be 18 years and above

What's Covered Under Accidental Hospitalisation & Disability ?

  • Accidental Permanent Partial Disablement Benefit

    In case of a PTD, the sum insured will be paid to the nominee as mentioned in the policy document.

  • Accidental Permanent Total Disablement Benefit

    In case of a PPD, the sum insured will be paid to the nominee as mentioned in the policy document.

  • Hospitalisation Expenses

    This plan will cover hospitalisation expenses up to the benefit amount as mentioned in the insurance policy.

  • Diagnostic Tests

    Diagnostic tests will be covered during the period of pre-hospitalisation mentioned or during the period of hospitalisation.

  • Doctor’s Fees

    This plan will cover doctor’s fees before and during the doctor’s fees.

  • Medicines

    Medication expenses will be covered by the policy as mentioned in the policy specifications.

  • Treatment Charges

    This plan covers a range of treatment costs such as hospital room rent, ICU, blood transfusion, doctor’s fees, etc.

Policy Plan and Specifications

Option 1

Sum insured

Option 2

Sum insured

Option 3

Sum insured

Accidental hospitalisation

Rs. 1 lakh

Accidental hospitalisation

Rs, 1 lakh

Accidental hospitalisation

Rs. 1 lakh


Rs. 2 lakh


Rs. 3 lakh


Rs. 4 lakh


Rs. 2 lakh


Rs. 3 lakh


Rs. 4 lakh

Premium including GST

Rs. 924


Rs. 964


Rs. 1,004

What’s not Covered?

Policyholders of this plan are not provided with coverage for the following.


  • Any illness or injury caused by participation in recreational sports. 

  • You will be eligible for benefits only after continuous hospitalisation of 48 hours or more. 

*For a complete list of exclusions, please read the policy structure carefully. 

How to Make a Claim

You may raise a claim by contacting the insurer in any of the following ways:


Email ID -

Toll-free phone number - 1800-102-4462

Customer Care Details

You can connect with us at Bajaj Markets. Just write to us at in case of any queries.


Frequently Asked Questions About the Accidental Hospitalisation & Disability

This insurance policy starts at ₹924 per year, including GST. 

Indian residents between the ages of 18 and 65 are eligible for this policy. 

No, this plan does not cover pre-existing conditions. 

You can raise a claim by contacting the insurer through the insurer’s email ID and toll-free phone number. You may refer to our ‘Claim Process’ section for further information on raising claims. 


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