Buy Accidental Hospitalisation & Family Transportation Allowance Cover at just Rs. 874. 

What is the Accidental Hospitalisation & Family Transportation Allowance Cover

Having your family at your side can be of great comfort, especially at uncertain times. Investing in an insurance policy that covers transportation in case you fall sick can help you tackle travel expenses while offering you peace of mind.  

The FlexiCare Group Insurance Policy - Accidental Hospitalisation & Family Transportation Allowance Cover from Manipal Cigna Health Insurance Co. Ltd. covers the costs incurred during pre, and post-hospitalisation (5 days). It also includes travel expenses of a family member to medical care centre. Hospitalisation is also covered under this policy.

 

How to Apply for the Accidental Hospitalisation with Parental Benefit Policy Plan

The application process for the Accidental Hospitalisation with Parental Benefit Policy Plan is simple and straightforward. Just follow these steps to get started:

  • Click on Buy Now

    Head to the page and tap on buy now.

  • Submit details

    Enter the necessary details in the online application form.

  • Pay online

    Once you submit the application form, pay the premium charges online to complete the process. The policy will be sent to your registered email id.

Eligibility Criteria

Here’s the eligibility criteria for the Accidental Hospitalisation & Family Transportation Allowance Cover:

  • Minimum Entry Age:

Applicant’s age should be 18 years and above

  • Citizenship:

Applicant must be an Indian resident

 

 

What's Covered under the Accidental Hospitalisation & Family Transportation Allowance Cover

Here’s what’s covered under this insurance policy:

In-patient Hospitalisation

If the subscriber needs to be admitted due to an illness or injury covered in the policy, the payout will be applicable. 

  • Charges for accommodation in ICU/CCU/HDU

  • Operation theatre expenses

  • Charge of the room, up to the amount specified

  • Fees medical practitioner

  • Assistant surgeon’s fee

  • Specialist’s fee

  • Medication

  • Radiologist’s fee

  • Anaesthetist’s fee

  • Surgeon’s fee

  • Pathologist’s fee

  • Qualified nurses’ fee

If the hospital room charges are higher than the stipulated amount, the subscriber will have to pay a proportion of the charges. 

Life support and related treatments will be included as defined in the policy document. 

 

Accidental Pre-hospitalisation (5 days)

This policy plan will cover pre-hospitalisation expenses as mentioned in the policy document. 

 

Accidental Post-hospitalisation (5 days)

This insurance plan will cover post-hospitalisation costs as mentioned in the policy certificate. 

 

Accident Family Transportation

In case you require hospitalisation during the policy period , this benefit will cover your family member’s transportation to the hospital as per the policy.

 

Policy Details & Specifications

Check out the below table to know the necessary details about this plan. 

Sum Insured Up To 

Coverage Details

Rs. 1 Lakh

Accidental hospitalisation

Rs. 5,000

Family transportation allowance cover

This policy plan is valid for a period of one year, and the premium payable is Rs. 874.

 

What's Not Covered

Here’s what’s not covered in this plan.

  • Medicines and/or tests prescribed by consulting doctor

  • At times, a doctor might advise that you consult a doctor physically if they are unable to provide an appropriate diagnosis or consultation. 

  • Medical emergencies will not be covered.

*Check the policy document for the full list

 

 

 

How to make a Claim?

You can make a claim by contacting the insurer via:

  • Insurer’s Toll free number: 1800-102-4462

  • Insurer’s Email: servicesupport@manipalcigna.com

     

Customer Care Details

You can connect with us at Bajaj Markets. Just email at insuranceconnect@bajajfinservmarkets.in in case of any queries.

 

Frequently Asked Questions

  • ✔️How much does the Accidental Hospitalisation & Family Transportation Allowance Cover policy plan cost?

    This insurance policy costs Rs. 874 per year, including GST. 

     

  • ✔️What’s the eligibility criteria for the Accidental Hospitalisation & Family Transportation Allowance Cover health plan?

    Indian residents between the ages of 18 and 65 are eligible for this policy. 

     

  • ✔️Does the Accidental Hospitalisation & Family Transportation Allowance Cover insurance plan cover pre-existing conditions?

    No, this plan does not cover pre-existing conditions. 

     

  • ✔️How can you raise a claim for the Accidental Hospitalisation

    You can raise a clam by contacting the insurer by writing to them at servicesupport@manipalcigna.com or calling their toll free number- 1800-102-4462.

     

  • ✔️Does the Accidental Hospitalisation & Family Transportation Allowance Cover health plan cover travel expenses?

    Yes, the policy plan covers travel expenses of immediate family members. For complete information, refer to the policy document. 

     

  • ✔️What family counselling benefits can I avail under this plan?

    With the insurance for family counselling benefits, you get coverage against psychiatric counselling undertaken to better cope with the trauma of losing a family member.