Having your family at your side can be of great comfort, especially at uncertain times. Investing in an insurance policy that covers transportation in case you fall sick can help you tackle travel expenses while offering you peace of mind.
The FlexiCare Group Insurance Policy - Accidental Hospitalisation & Family Transportation Allowance Cover from Manipal Cigna Health Insurance Co. Ltd. covers the costs incurred during pre, and post-hospitalisation (5 days). It also includes travel expenses of a family member to medical care centre. Hospitalisation is also covered under this policy.
The application process for the Accidental Hospitalisation with Parental Benefit Policy Plan is simple and straightforward. Just follow these steps to get started:
Here’s the eligibility criteria for the Accidental Hospitalisation & Family Transportation Allowance Cover:
Applicant’s age should be 18 years and above
Applicant must be an Indian resident
Here’s what’s covered under this insurance policy:
If the subscriber needs to be admitted due to an illness or injury covered in the policy, the payout will be applicable.
Charges for accommodation in ICU/CCU/HDU
Operation theatre expenses
Charge of the room, up to the amount specified
Fees medical practitioner
Assistant surgeon’s fee
Qualified nurses’ fee
If the hospital room charges are higher than the stipulated amount, the subscriber will have to pay a proportion of the charges.
Life support and related treatments will be included as defined in the policy document.
Accidental Pre-hospitalisation (5 days)
This policy plan will cover pre-hospitalisation expenses as mentioned in the policy document.
Accidental Post-hospitalisation (5 days)
This insurance plan will cover post-hospitalisation costs as mentioned in the policy certificate.
Accident Family Transportation
In case you require hospitalisation during the policy period , this benefit will cover your family member’s transportation to the hospital as per the policy.
Check out the below table to know the necessary details about this plan.
Sum Insured Up To
Rs. 1 Lakh
Family transportation allowance cover
This policy plan is valid for a period of one year, and the premium payable is Rs. 874.
Here’s what’s not covered in this plan.
Medicines and/or tests prescribed by consulting doctor
At times, a doctor might advise that you consult a doctor physically if they are unable to provide an appropriate diagnosis or consultation.
Medical emergencies will not be covered.
*Check the policy document for the full list
You can make a claim by contacting the insurer via:
Insurer’s Email: email@example.com
You can connect with us at Bajaj Markets. Just email at firstname.lastname@example.org in case of any queries.
This insurance policy costs Rs. 874 per year, including GST.
Indian residents between the ages of 18 and 65 are eligible for this policy.
No, this plan does not cover pre-existing conditions.
You can raise a clam by contacting the insurer by writing to them at email@example.com or calling their toll free number- 1800-102-4462.
Yes, the policy plan covers travel expenses of immediate family members. For complete information, refer to the policy document.
With the insurance for family counselling benefits, you get coverage against psychiatric counselling undertaken to better cope with the trauma of losing a family member.