Accidents can result in broken bones and can lead to major expenses. The accidental injuries are not just restricted to adventure sports. This is why getting a financial cover that takes care of injury treatment expenses even if the accidents are due to incidents other than adventure sports. In order to avoid them being problematic in the long run, it’s important to get medical attention for the same immediately. The Accidental Hospitalization (Except Adventure Sports) plan provided by Manipal Cigna Health Insurance is of particular importance as it provides ample coverage.
Insured individuals are required to pay a premium of either INR 1,649, INR 2,029, or INR 2199 which each include GST such that they can be entitled to a sum assured amounting to either INR 2, 4, or 5 Lakhs respectively.
This plan may be availed by individuals falling in the range of 18 to 65 years of age.
This plan is valid for a timeframe of 1 year.
Insured individuals are provided with coverage for inadvertent, accidental hospitalization amounting to the sum insured. This, of course, is dependent on the diagnosis being backed up with a clinical confirmation provided by a qualified consultant neurologist and the admission to hospital and claim for the same are made within the policy year. Pre and post hospitalization charges are covered for 5 days each.
In the event that the insured individual needs to visit a doctor, coverage is provided for the same prior to and during hospitalization.
Medical tests conducted during the pre-outlined pre-hospitalization period or during the hospitalization period are provided with coverage as per this policy.
Expenses incurred as a result of purchasing medicine required as a result of hospitalization pertaining to pulmonary hypertension are provided with coverage.
This policy provides insured individuals with coverage for the treatment of accidents. This includes hospital room rent, medicines, and tests in addition to ICU, transfusion, and doctors’ fees.
Accidents incurred as a result of participation in adventure sports.
Any pre-existing diseases.
Purchasing the Accidental Hospitalization (Except Adventure Sports) plan is a simple process.
In order to apply for a claim, you are encouraged to connect with the team put together to help serve you best. They are available via the following methods.
Email - email@example.com
Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4462.
Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.
The time frame this policy is valid for is a single year.
Yes, there is an age limit allowing only those aged between 18 and 65 years of age to apply for this plan.
No, coverage is not provided for accidents arising from participation in adventure sports.