Overview

Accidents can result in broken bones and can lead to major expenses. The accidental injuries are not just restricted to adventure sports. This is why getting a financial cover that takes care of injury treatment expenses even if the accidents are due to incidents other than adventure sports. In order to avoid them being problematic in the long run, it’s important to get medical attention for the same immediately. The Accidental Hospitalization (Except Adventure Sports) plan provided by Manipal Cigna Health Insurance is of particular importance as it provides ample coverage.

Features & Benefits

  • Affordable Premium

    Insured individuals are required to pay a premium of either INR 1,649, INR 2,029, or INR 2199 which each include GST such that they can be entitled to a sum assured amounting to either INR 2, 4, or 5 Lakhs respectively.

  • Cover for a Large Age Group

    This plan may be availed by individuals falling in the range of 18 to 65 years of age.

  • Annual Coverage

    This plan is valid for a timeframe of 1 year.

What's Covered?

  • Accidental Hospitalization Expenses Including Pre & Post Hospitalization

    Insured individuals are provided with coverage for inadvertent, accidental hospitalization amounting to the sum insured. This, of course, is dependent on the diagnosis being backed up with a clinical confirmation provided by a qualified consultant neurologist and the admission to hospital and claim for the same are made within the policy year. Pre and post hospitalization charges are covered for 5 days each.

  • Doctor’s Fees

    In the event that the insured individual needs to visit a doctor, coverage is provided for the same prior to and during hospitalization.

  • Diagnostic Tests

    Medical tests conducted during the pre-outlined pre-hospitalization period or during the hospitalization period are provided with coverage as per this policy.

  • Prescription Expenses

    Expenses incurred as a result of purchasing medicine required as a result of hospitalization pertaining to pulmonary hypertension are provided with coverage.

  • Treatment Charges

    This policy provides insured individuals with coverage for the treatment of accidents. This includes hospital room rent, medicines, and tests in addition to ICU, transfusion, and doctors’ fees.

What is not covered?

  • Accidents incurred as a result of participation in adventure sports.

  • Any pre-existing diseases.

How to Apply for the Accidental Hospitalization (Except Adventure Sports) Plan?

Purchasing the Accidental Hospitalization (Except Adventure Sports) plan is a simple process.

  • Visit Finserv MARKETS

    Visit our website and go to the Pocket Insurance and VAS products page

  • Select Product

    Select Accidental Hospitalization (Except Adventure Sports) cover and click on Buy Now

  • Fill Details

    Fill out the full details required in the online application form

  • Make your payment

    Once the application is complete, make the premium payment and you’re good to go now

Claim Process

 

In order to apply for a claim, you are encouraged to connect with the team put together to help serve you best. They are available via the following methods.

 

Email - servicesupport@manipalcigna.com

Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4462.

 

Manage your queries related to Accidental Hospitalization (Except Adventure Sports) here

  • ✔️Are pre-existing diseases covered under this plan?

    Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.

     

     

     

     

  • ✔️How long is this policy valid for?

    The time frame this policy is valid for is a single year.

     

  • ✔️Are there any age limits in place pertaining to who can apply for this policy?

    Yes, there is an age limit allowing only those aged between 18 and 65 years of age to apply for this plan.

     

  • ✔️Is coverage provided for accidents arising from participation in adventure sports?

    No, coverage is not provided for accidents arising from participation in adventure sports.