Accidental Hospitalization (Except Adventure Sports)

Coverage up to ₹5 Lakhs | Premium starting at ₹1,649 | Protection against accidental hospitalisation BUY NOW

Overview

Accidents can result in broken bones and can lead to major expenses. The accidental injuries are not just restricted to adventure sports. This is why getting a financial cover that takes care of injury treatment expenses even if the accidents are due to incidents other than adventure sports. In order to avoid them being problematic in the long run, it’s important to get medical attention for the same immediately. The Accidental Hospitalization (Except Adventure Sports) plan provided by Manipal Cigna Health Insurance is of particular importance as it provides ample coverage.

Features & Benefits

Affordable Premium

Insured individuals are required to pay a premium of either INR 1,649, INR 2,029, or INR 2199 which each include GST such that they can be entitled to a sum assured amounting to either INR 2, 4, or 5 Lakhs respectively.
Cover for a Large Age Group

This plan may be availed by individuals falling in the range of 18 to 65 years of age.
Annual Coverage

This plan is valid for a timeframe of 1 year.

What's Covered?

Accidental Hospitalization Expenses Including Pre & Post Hospitalization

Insured individuals are provided with coverage for inadvertent, accidental hospitalization amounting to the sum insured. This, of course, is dependent on the diagnosis being backed up with a clinical confirmation provided by a qualified consultant neurologist and the admission to hospital and claim for the same are made within the policy year. Pre and post hospitalization charges are covered for 5 days each.
Doctor’s Fees

In the event that the insured individual needs to visit a doctor, coverage is provided for the same prior to and during hospitalization.
Diagnostic Tests

Medical tests conducted during the pre-outlined pre-hospitalization period or during the hospitalization period are provided with coverage as per this policy.
Prescription Expenses

Expenses incurred as a result of purchasing medicine required as a result of hospitalization pertaining to pulmonary hypertension are provided with coverage.
Treatment Charges

This policy provides insured individuals with coverage for the treatment of accidents. This includes hospital room rent, medicines, and tests in addition to ICU, transfusion, and doctors’ fees.

What is not covered?

Accidents incurred as a result of participation in adventure sports.
Any pre-existing diseases.

How to Apply for the Accidental Hospitalization (Except Adventure Sports) Plan?

Purchasing the Accidental Hospitalization (Except Adventure Sports) plan is a simple process.

Visit Bajaj Markets

Visit our website and go to the Pocket Insurance and VAS products page
Select Product

Select Accidental Hospitalization (Except Adventure Sports) cover and click on Buy Now
Fill Details

Fill out the full details required in the online application form
Make your payment

Once the application is complete, make the premium payment and you’re good to go now

Claim Process

In order to apply for a claim, you are encouraged to connect with the team put together to help serve you best. They are available via the following methods.

Email - servicesupport@manipalcigna.com

Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4462.