Buy Accidental Hospitalisation & Family Transportation Allowance Benefit Cover at just Rs 874

What is the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover

The death rates due to accidents are high in India. With such an increasing accidental death rate, one can only imagine the magnitude of stress it brings with itself.

Accidents give rise to expenses such as hospitalisation costs, pharmaceutical costs, room rent, etc. and incurring these costs, especially after the distress caused due to an accident, can bruise your finances. Thus, Bajaj Markets features the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover at a premium rate of Rs. 874/year.

Key Features of the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover

Minimal Premium Rate

The Accidental Hospitalisation & Family Transportation Allowance Benefit Cover comes at a small premium rate of ₹874/year only.

In-patient hospitalisation

This policy provides coverage against room rent charges, pre and post hospitalisation expenses, expenses for accommodation in CCU/ICU/HDU, and fees of the medical practitioners.

Coverage against expenses incurred for artificial life maintenance

This plan provides coverage against the expenses incurred for the provision of artificial life maintenance things like life support machines.

How to Apply for the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover?

Listed below are the simple steps for you to purchase the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover:

  • Click on Buy Now

    Head to the page and tap on 'Buy Now'.

  • Submit details

    Enter the necessary details in the online application form.

  • Pay online

    Once you submit the application form, pay the premium charges online to complete the process. The policy will be sent to your registered email id.

Eligibility Criteria

Pointed below is the eligibility criteria to purchase the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover:

  • You are required to be between 18 years and 65 years of age.
  • You must be a Resident of India.

What's Covered under the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover

  • Accidental hospitalisation benefit

    In case an unfortunate accident occurs during the policy year, the hospitalisation costs as a result of the accident can be covered by this policy. The sum of up to ₹1,00,000 will be indemnified for hospitalisation.

  • Coverage against accidental family transportation

    If one meets with an accident, having an immediate family member around can provide them with additional support and comfort. If the place of hospitalisation is within a radius of 100 km from the policyholder’s residence and they wish an attendance from an immediate family member, this policy covers their expenses of one way airfare or first class railway ticket.

Policy Plan Details & Specifications

Following are the details and specifications of the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover

Coverage/Benefit

Sum Insured

Accidental Hospitalisation

₹1,00,000

Family Transportation allowance cover

₹5,000

Premium (incl. GST)

₹874

 

 

What’s Not Covered under the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover?

Stated below are the exclusions of the Accidental Hospitalisation & Family Transportation Allowance Benefit Cover:

  • Any ailments, diseases or injuries sustained prior to the commencement of the policy year cannot be covered by this policy.

  • Hospitalisation for a period lower than 48 hours.

  • Expenses for more than one single private more.

  • Transportation cost of anyone other than immediate family members.

*A full set of exclusions, terms and conditions are readily available for your reading in the attached document.

 


How to Make a Claim

The following are the ways in which you can contact ManipalCigna Health Insurance Co. Ltd. to claim the benefits and coverage of this policy:

  • Email

You can write to the insurer at servicesupport@manipalcigna.com.

  • Toll-free Number

To claim this policy, you can call the insurer on 1800-102-4462.

 

 

Customer Care Details

For any queries or questions, you can contact Bajaj Markets at insuranceconnect@bajajfinservmarkets.in.

 

Frequently Asked Questions

  • ✔️Can I buy the policy after the accident and still use its benefits?

    The accident must occur during the policy year for you to be eligible for the benefits. Any injuries or ailments sustained prior to the commencement of the policy year will not be covered.  

     

  • ✔️Can I claim this amount if I get hospitalised for less than 48 hours?

    No, you cannot claim the amount if you get hospitalised for less than 48 hours.

     

  • ✔️How long is this family counselling policy valid for?

    This plan is valid for a time frame of one year.

  • ✔️Up to what amount does this plan cover?

    This plan insures a sum of up to Rs. 1,00,000.