Acid reflux is a common ailment that causes a burning sensation sometimes after a heavy meal. The burning sensation, which travels from the stomach to the abdomen and chest and creates a sense of discomfort, is called gastroesophageal reflux disorder (GERD). If left untreated for a longer duration, acidity can turn into a chronic medical condition that can damage the sensitive lining of the stomach and the oesophagus. In severe cases, it can even result in cancer of the stomach or the oesophagus.
Bajaj Markets presents to you Acidity Care plan that covers expenses incurred in the treatment of acidity-related issues for the entire family.
The application process for this insurance plan is simple and straightforward. Here’s how you can get started:
You’re all set! You’ll receive the membership details and welcome pack on your registered email ID.
In order to subscribe to the Acidity Cover Plan, you must meet some basic eligibility criteria:
● Applicant must be an Indian resident
● Applicant’s age should be 18 years and above
The Acidity plan covers the following:
Consult a qualified doctor who possesses a degree equivalent to MBBS, BDS, BAMS, or BHMS.
Consultation with doctors possessing specialisations as mentioned in the plan.
You have the liberty to select a doctor of your own choice subject to the list of specialisations mentioned in the plan.
The benefit amount can be claimed in either a single consultation or over multiple consultations.
This benefit is for offered consultation sessions with a doctor or any specialist with a minimum equivalent degree of MBBS, BDS, BAMS, or BHMS.
You can take these sessions with a specialist who falls under the above criteria and receive the reimbursement.
The plan offers Network Discounts according to the following details:
Expenses |
Discount |
Lab and Radiology |
10% |
Doctor consultation |
10% |
Health plans and packages |
10% |
Pharmacy |
10% |
Spectacle |
10% |
Dental Procedure |
10% |
Room Rent |
5% |
IPD Admissions |
Free Ambulance |
Policyholders can use Network discounts multiple times.
Acidity Care |
Essential |
|
Specialist sessions(Open Market reimbursement) |
Benefits up to |
Membership fee |
Diet consultation sessions with Dietician |
₹ 2,000 |
₹ 799 |
OPD/ DOCTOR Consultation Benefit(Open Market) |
₹ 2,000 |
|
GP |
||
Network Discounts (Prime Network) |
- 10% Discount on Pharmacy, Doctor Consultation, lab & radiology, Discount on health plans & packages, Dental Procedures - 5% Discount on IPD room rent, & Spectacles - Free Ambulance for IPD admissions |
Reimbursements are not allowed for any claims on medical procedures
Benefits are not transferable to anyone other than the members covered by the plan.
All the benefits have a validity of 1 year, you cannot carry forward the unused benefit even on the grounds of re-purchase.
Benefits cannot be redeemed against cash
Doctor consultation benefit cannot be merged with any other benefit
Claims related to the Acidity Care Cover plan for doctor consultation, lap and radiology benefit, teleconsultation benefit, and lab test package can be made through any of the following 3 modes:
Bajaj Finserv Health App/Website
1. Download the app/Visit the website - Bajaj Finserv Health
2. Sign in using your mobile number
3. Choose ‘Purchased Plan’ under ‘Health Plans’
4. Choose - Doctor Consultation or Lab and Radiology benefit
5. Enter the required details
6. Attach the invoice
7. Share bank details and attach a cancelled cheque
8. Click ‘Submit’.
The claim is usually reimbursed within 2 working days.
Teleconsultation Benefit
1. Download the Bajaj Finserv Health App
2. Choose ‘Teleconsult benefit’
2. From the list of doctors given, select the doctor
3. Choose a suitable date and time and submit
You will receive the link for the call 15 mins prior to the specified time and the doctor will join on the given time and date.
Lab Test Package (Prime Network only)
From the Bajaj Finserv Health App choose ‘Lab test package benefit’
Choose suitable hospital/lab
Enter the redemption date and confirm
You will receive an SMS with a voucher link on your registered mobile number. Use this and get cashless lab test package benefits.
Emailing to Customer Service
You can also make a claim for reimbursement by sending an email to customercare@bajajfinservhealth.in along with relevant documents and mentioning your plan details.
You can get network discounts of up to 10% using these three simple steps:
1. Visit any of the Prime Network hospitals/labs and get in touch with the customer service executive.
2. Mention registered mobile number and the health prime network benefit to the customer service executive
3. You will receive an OTP and share it with the executive
You can receive doctor consultation benefits. However, they can not be clubbed with other benefits.
No. All network discounts will not be applicable at all Bajaj Finserv Health Prime networks.
The membership fee for the acidity care plan is ₹799
The following documents are needed to claim the plan benefits:
1. Duly stamped invoice mentioning doctor’s name, speciality, fees, and registration number
2. Date or dates on which the doctor was consulted
3. Plan details