Allergy Care Cover

What is Allergy Care Plan?

Owing to the fact that India has some of the worst pollution levels in the world, it is no surprise that there are a lot of people  with allergies and allergy-related diseases. These require medical attention in order to prevent inflammation and infections. 

Cover the costs of treatments related to allergies with Group Allergy Care Insurance from EBH on Bajaj Markets starting at  just Rs. 1799/year. Read on to find more.

That’s it! You will receive the insurance details on your registered email ID.

What's Covered under the Allergy Care Plan? 

Lab Test Package (Prime Network)  

This package is made up of a number of predefined tests aimed at identifying and minimizing risks in addition to detecting illnesses early on. Policyholders are entitled to undergo a checkup each policy year for a pre-defined lab test package as per the package selected by them. These tests are available to only those listed under the policy. These tests can only be taken at Bajaj Finserv Health Prime partner hospitals and laboratories which are updated regularly. 

OPD / Doctor Consultation Benefit 

This benefit entitles policyholders to consult a doctor (specialty or general) that has a minimum degree of MBBS, BDS, BAMS, or BHMS, and the cover is provided for the same as per the amount specified under the plan. An invoice for this consultation should be provided such that reimbursement for the same can be processed. This reimbursement should clearly indicate the consultation fees, the doctor’s name and specialty, registration number, date of consultation, doctor stamp, and customer details for reimbursement. The benefit amount can be claimed in a single visit or can be spread across multiple visits to the doctor provided they fall within the benefit outlined in the policy.  

Network discounts 

• Lab & Radiology Discount: 10%

• OPD Consultation Discount: 10%

• Health Plans & Packages Discount: 10%

• Spectacle Discounts: 10%

• Pharmacy Discount: 10%

• Room Rent Discount: 5%

• Dental Procedure Discounts: 10%

• Free Ambulance for IPD Admissions

Plan Details & Specifications

What’s not Covered under Allergy Care Plan?  

Exclusions Under Lab Test Package 

• This package cannot be availed of outside the Bajaj Finserv Health Prime network. 

• The home collection facility is only available in select locations and in the event that it isn’t, policyholders need to physically visit the location. 

• This package is only available to an adult mentioned in the policy and can’t be transferred to another member.

• Carry forwards aren’t permitted even if that plan is renewed. 

• Benefits aren’t redeemable against cash. 

Exclusions Under OPD/Doctor Consultation Benefit 

• Coverage isn’t provided for any medical procedures a policyholder might undergo. 

• Benefits may not be transferred to others unless they are covered under the policy.

• Carryforwards are not permitted even if the plan is renewed,

• The doctor consultation benefit can’t be added to another benefit. 

Exclusions to Availing Network Discounts 

• Discounts cannot be clubbed with other benefits. 

• Network discounts are only available within those specified under the Bajaj Finserv Health Prime network.

How to Make a Claim

Doctor Consultation Benefit/Lab and Radiology Benefit

• Bajaj Finserv Health App

1. Install the Bajaj Finserv Health app

2. Sign-up using the registered mobile number

3. Under the“Health Plans”, choose the purchased plan

4. Select ‘Doctor Consultation’ lab & radiology benefit’

5. Enter necessary details and upload the invoice

6. Share bank account details and upload a cancelled cheque

7. Submit the claim

8. The claim will be reimbursed within 48 working hours directly in the bank account 

• Bajaj Finserv Health Website

1. Sign-up on the Bajaj Finserv Health website

2. Under the“Health Plans”, choose the Purchased plan

3. Select ‘Doctor Consultation’/‘lab & radiology benefit’

4. Enter necessary details and upload the invoice

5. Share bank account details and upload a cancelled cheque

6. Submit the claim

7. The claim will be reimbursed within 48 working hours directly into the bank account

• Emailing to Customer Service

1. Email to customercare@bajajfinservhealth.in

2. Attach a scanned copy of the invoice with all details clearly visible

3. Mention details like hospital/lab name, patient name, and bill amount

4. Share bank details (account number, bank name, IFSC, primary account holder name) and upload a  cancelled cheque

5. The claim will be reimbursed within 48 hours directly into the bank account 

Teleconsultation benefit

• Bajaj Finserv Health App

1. Download the Bajaj Finserv Health app

2. Sign-up using the registered mobile number

3. Under the“Health Plans”, choosethe Purchased plan

4. Select teleconsult benefit option

5. Select the doctor of choice from the doctor list

6. Select the date and time of choice

7. Submit

8. The customer will receive the link to join the call 15 mins before the consultation

9. The doctor will join the call on scheduled day and time 

• Bajaj Finserv Health Website

1. Start by visiting bajajfinservhealth.in website

2. Sign-up using the registered mobile number

3. Under the “Health Plans”, choose the Purchased plan

4. Select teleconsult benefit option

5. Select the doctor of choice from the doctor list

6. Select the date and time of choice

7. Submit

8. The customer will receive the link to join the call 15 mins before the consultation

9. The doctor will join the call on scheduled day and time 

Lab Test Package (Prime Network Only)

• Bajaj Finserv Health App

1. Download the Bajaj Finserv Health app

2. Sign-up using the registered mobile number

3. Under the“Health Plans”, choose the Purchased plan

4. Select Lab test package benefit option

5. Select the hospital/lab of choice

6. Enter the redemption date and confirm

7. SMS with voucher link shared on the registered mobile number

8. Share the voucher code to avail cashless Lab test package benefit 

• Bajaj Finserv Health Website

1. Start by visiting bajajfinservhealth.in website

2. Sign-up using the registered mobile number

3. Under the“Health Plans”, choose the Purchased plan

4. Select Lab test package benefit option

5. Select the hospital/lab of choice

6. Enter the redemption date and confirm

7. SMS with voucher link shared on the registered mobile number

8. Share the voucher code to avail cashless lab test package benefit

• Emailing to Customer Service

1. Email to customercare@bajajfinservhealth.in

2. Mention details like hospital/lab name, customer name, and date

3. The customer care executive will call to confirm the customer’s identity using OTP

4. SMS with voucher link shared on the registered mobile number

5. Share the voucher code to avail cashless Lab test packages 

Network Discounts

• Visit and avail health services in any of the Prime network hospital or lab

• Mention the health prime Network benefit and registered mobile number with the billing executive

•  Share the OTP with the executive to avail upto 10% discounts basis services utilised at the network hospital/lab 

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at:

insuranceconnect@bajajfinservmarkets.in