Buy Antenatal Intensive Care Cover at just Rs. 1299

What is the Antenatal Care Cover?

Antenatal is often used in lieu of the term “prenatal”. It’s derived from the Latin terms “pre” and “natus” which mean “before” and “birth”, respectively. Antenatal Care, or ANC, is a medical requirement for pregnant individuals which ensures the foetus and birth giver’s well-being along with the assurance of a safe delivery. With the right professional help, little to no complications can jarr the experience of giving birth to a new life. 

 

According to WHO, millions of women and infants are lost to childbirth every year, and about 75% of maternal deaths are caused due to complications that are usually foreseeable with access to antenatal care. Thus, Bajaj Markets offers you the Antenatal Intensive Care Plan from EBH, which can help you have a smooth-sailing pregnancy. It covers laboratory test expenses, OPD or specialist consultations and much more at a premium rate of ₹1,299. 

 

How to Apply for the Antenatal Intensive Care Plan?

Follow these easy steps to apply for the Antenatal Intensive Care Plan.

  • Click on ‘Buy Now’

    Select ‘Buy Now’ option on the product page.

  • Fill in the details

    Put in the required details in the online application form.

  • Make the payment

    Make payment through any means - UPI, Net Banking or any other online method.t

What's Covered

  • OPD and Specialist Consultation Coverage

    This benefit of the Antenatal Intensive Care Plan allows you to consult a doctor with a speciality of your choice, depending on your current medical requirements. You have the option of utilising this benefit at once, or you may also break down the benefit amount for multiple consultations until the maximum amount is reached.

  • Laboratory Testing Package

    The lab-test benefit of the Antenatal Intensive Care Plan is a pre-decided set of tests which can be accessed under the Prime Health Network. These tests will help you detect avoidable birth complications and confirm maternal well-being.

  • Prime Network Discounts

    These discounts can be accessed at hospitals or labs that identify as Bajaj Finserv Health Prime Network organisations. You may utilise discounts of up to 10% for lab tests, check-ups, pharmacy, hospitalisation, ambulance services, etc.

Plan Details and Specifications:

Given below are the lab test, consultation and Prime Network discount details of the Antenatal Intensive Care Plan.


Antenatal Intensive Care at a premium rate of ₹1,299, namely, the Essential Package.

Antenatal Intensive Care Cover

Lab Test Package 

(Pre-defined)

No. of tests

Membership fee

Complete Blood Count (CBC)

1

 

 

 

 

 

 

 

₹1,299 

Blood Group ABO and RH Factor

1

VDRL Test

1

Urine Test

1

Glucose Fasting

1

HIV 1 and 2 ELISA

1

HBSAg

1

OPD and Doctor’s Consultation (All Specialities)

Up to ₹1000

Network discounts (prime network)

  • Free ambulance for IPD Admission.
  • 10% discount on Dental Procedures.
  • 10% discount on pharmacy expenses.
  • 10% discount on Lab and Radiology tests.
  • 10% on OPD Consultations.
  • 10% discount on Health Plans and Packages.
  • 10% discount on Spectacles.
  • 5% discount on Room Rent.

 

What’s Not Covered?

 

Following are the exclusions of the Antenatal Intensive Care Plan.

 

Lab Test Package

 

The lab test package cannot be used outside the Bajaj Finserv Health Prime Network hospitals, labs or medical institutions. Furthermore, the collection of samples from the policy user’s home will be allowed by only selective labs and hospitals. 

 

An adult is required to take all the prescribed tests under this package in one go. Policyholders cannot share the package by dividing tests among themselves. The package is non-transferable, and any unused benefits cannot be refunded or carried forward for future use. 

 

This benefit is irredeemable against cash.

Consultation Benefit

 

No reimbursements can be made for any medical procedures as a result of the consultation. The benefit can be transferred to a fellow policy holding member only. Any family or friend not listed as a member of the Antenatal Intensive Care Plan cannot share this benefit with a policyholder. Furthermore, this benefit does not allow any unused coverage to be carried forward, even in case of a policy re-purchase. This benefit cannot be attached at other benefits. 

 

This benefit is irredeemable against cash.

 

Prime Network Discount

The Bajaj Finserv Health Prime Network discounts cannot be attached at other benefits. They cannot be used in institutions outside the prime network either.

 

*For a detailed list of exclusions, terms and conditions, please refer to the policy document.


How to Make a Claim

 

You can follow the steps given below to claim the consultation, laboratory and radiology coverage.

 

Bajaj Finserv Health App

  • Sign up with your registered phone number on the Bajaj Finserv Health App.

  • You can select your policy of choice under “Health Plans” and select ‘Doctor Consultation’ or ’Lab & Radiology Benefit’ according to your preference. 

  • Fill out all fields asking for your details along with uploading the invoice.

  • Upload a cancelled cheque along with your bank account details.

  • Once you submit the claim, the amount will be reimbursed within 48 working hours.

 

Bajaj Finserv Health Website

  • Sign up using your registered phone number on the Bajaj Finserv Health Website.

  • Select your plan under ‘Health Plans’ and choose between ‘Doctor Consultation’ and ‘Lab & radiology Benefit’.

  • Upload your invoice along with the required information.

  • Upload a cancelled cheque along with bank details.

  • After submitting your claim, the amount will be reimbursed within 48 working hours.

 

Customer Service Email 

  • Attach the scanned copy of your invoice in an email to customercare@bajajfinservhealth.in.

  • In the body of your email, list out the hospital or laboratory name, patient name, bill amount, etc. 

  • Attach a cancelled cheque along with your account number, bank name, primary account holder’s name, IFSC code, etc.

  • Your claim will be reimbursed in the following 48 working hours. 

 

Here’s how you can claim teleconsultation coverage through the following portals.

 

Bajaj Finserv Health App

 

  • Sign up with your registered phone number on the Bajaj Finserv Health App.

  • You can select your policy of choice under “Health Plans” and select ‘Teleconsultation Benefit’. 

  • Select a doctor of your choice from the dropdown and select your preferred date and time.

  • Once you submit your claim, you will be given a link to join the consultation call.

  • You will have 15 minutes to join the call before the doctor does at scheduled time.

 

Bajaj Finserv Health Website

 

  • Sign up with your registered phone number on bajajfinservhealth.in.

  • You can select your policy of choice under “Health Plans” and select ‘Teleconsultation Benefit’. 

  • Select a doctor of your choice and your preferred date and time.

  • Once you submit your claim, you will be given a link to join the consultation call.

  • You will have 15 minutes to join the call before the doctor does at scheduled time.

 

To claim a lab test package under the Bajaj Finserv Health Prime Network, follow the steps given below.

 

Bajaj Finserv Health App

  • Sign up with your registered phone number on the Bajaj Finserv Health App.

  • You can select your policy of choice under “Health Plans” and select ‘Lab Test Package Benefit’ according to your preference. 

  • Select the hospital or lab of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Bajaj Finserv Health Website

  • Sign up using your registered phone number on bajajfinservhealth.in.

  • Select your plan under ‘Health Plans’ and click on ‘Lab Test Package Benefit’.

  • Select the hospital or lab of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Customer Service Email 

  • Write an email to customercare@bajajfinservhealth.in consisting of details such as hospital or laboratory name, customer name, contact details and date.

  • Following this, you will receive a confirmation call on which you must submit an OTP you will receive.

  • Once the confirmation is successful, you will receive an SMS with the voucher code and link, which you can use to claim coverage for lab tests.

 

Here’s how the Prime Network discounts work.

 

  • At a Bajaj Finserv Health Prime Network hospital, you can give your registered phone number for the billing process.

  • You will receive an OTP, which you can share with the billing executive to utilise a 5%-10% discount.

 

Customer Care Details

To contact Bajaj Markets write to insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions

  • ✔️How can I use the Prime Network Discounts in this policy?

    Prime Network Discounts are essentially offers made as part of the Bajaj Finserv Health Prime Network. This consists of a range of discounts that can be accessed at hospitals that are Bajaj Finserv Health Prime Network Partners. The Prime Network offers apply to the Antenatal Intensive Care Plan in the form of discounts on tests, room rent, health plans, etc. All you must do is provide your mobile number registered with Bajaj Finserv Health Prime Network during the billing process at a partner medical institution. Here on, you will be asked for an OTP, after which you will be able to enjoy the benefits of the Prime Network discounts. 

     

  • ✔️Can I share my policy benefits with another family member or a blood relative?

    You may enlist your family members as policyholders of this plan, but only certain benefits can be shared between multiple members. Prime Discounts and consultation benefits can be shared, but the lab test package has to be used by a single policyholder in one instance. 

     

  • ✔️ Is there an app where I can claim this policy?

    Yes, Bajaj Finserv Health Insurance Ltd. has created an app where you can carry out many health insurance-related actions like buying and claiming a policy. You can download the Bajaj Finserv Health App on Android and iOS devices.