Buy Arthritis Care Insurance at just Rs 1,999/year

 

What is Arthritis Care Insurance?

While we cannot control the occurrence of diseases, we have a fair bit of control over how to manage the cost of these diseases. Arthritis is one such disease that has become quite common across India. More than 180 million people in India are suffering from this disease.

If you are worried about Arthritis and its impact on your finances, there is a solution! You can safeguard yourself from Arthritis by buying an Arthritis Care plan that covers the cost of treating Arthritis. You can reap the plan's benefits at just Rs. 1,999 annually.  The insurance covers the cost of several aspects related to the diseases, like lab tests, doctor appointments, etc. 

 

How to Apply for the Arthritis Care Insurance

Applying for the Arthritis care plan is quite easy. Just follow the steps below to receive your membership information:

  • Select ‘Buy Now’

    Click on ‘Buy Now’ to be taken further into your policy purchasing journey.

  • Enter Your Details

    You will be asked to fill out certain fields of information in order to proceed.

  • Make The Payment

    Pay your premium amount through an online payment gateway.

Eligibility Criteria

 

If you plan on buying the Arthritis Care policy, you need to meet the policy's eligibility criteria. The eligibility criteria for this plan include:

 

  • You must be above 18 years old to avail the benefits of this policy.

  • You must be an Indian citizen.

 

What's Covered Under Arthritis Care Insurance?

 

The Arthritis Care Plan covers several aspects of Arthritis and other related diseases:

 

  1. Lab Tests

The policy covers the cost of a set of lab tests that are predefined in the policy. The lab tests help the patients with an early diagnosis of the disease. You can take these lab tests once every year. You can take the test at any Bajaj Finserv Health Prime partner hospital.

 

  1. OPD and Doctor Consultation benefits

The policy covers the cost of several doctor consultations. The coverage limit is Rs. 1,500 for this inclusion. The policy includes visits to an allopathic, homeopathic, dental, or ayurvedic dental doctor and filing a claim. Ensure that you submit the invoices on time. You can either avail of the coverage at once or spread the amount for different consultations.

 

  1. Network Discounts

Through the Arthritis Care policy, you can avail of discounts on several treatment expenses if you avail of the services at Bajaj Finserv Health Prime Network. You get a 5% to 10% discount on OPD, Lab tests, Pharmacy, etc.

What’s more?

  • Other members that are listed on your policy can also avail of the benefits of the policy.

  • There is no maximum limit on the times you can avail of the Network discounts.

 

Policy Plan Details & Specifications

 

The basic specifications and the policy details of the plan include:

 

  • Coverage limit

 

The policy covers the cost of several medical expenditures and provides network discounts. However, there is no maximum sum insured for this policy. 

 

  • Validity

 

The plan is valid for one year.

What’s not Covered under Arthritis Care Insurance? 

 

The policy has some exclusions. You must go through the list of exclusions before you make a claim.

 

  1. Lab tests exclusion

The cost of lab tests will not be covered if you don’t get the tests done at a Bajaj Finserv Health Prime Network hospital or test center. Also, you cannot take separate tests as the policy allows you to complete all the tests listed in the package. You cannot carry forward any unutilized benefit to the next year. 

 

  1. OPD and Consultation exclusion

While doctor consultation charges are covered, the cost of medical procedures during those visits will not be covered. Also, the policyholders and the people in the plan can only avail these benefits. You cannot transfer it to any other members. It is not possible to combine the cost of a doctor's visit with the cost of any other medical care.

 

  1. Network Discounts exclusion

You cannot avail of all the network discounts at a hospital that is not a part of Bajaj Finserv Health Prime Network. Also, you cannot club any other deals if you want to get the discounts.

How to Make a Claim

 

Registering a claim is quite easy. You can follow the steps listed below to avail the benefits of the policy:

 

  • Bajaj Finserv Health App

You can install the Bajaj Finserv Health app to register a claim. You can visit the ‘My Health Plans’ section and choose the benefit for which you want to make a claim. For instance, if you want to take lab tests, you can go to the ‘Diagnostics Kit Benefit’ and register a claim. 

 

  • Bajaj Finserv Health Website

Alternatively, you can also visit the Bajaj Finserv Health Website and sign in to your account. Post that, you can visit the ‘My Health Plans’ section and choose the Arthritis Care plan. You can now select the policy benefit that you want to avail of.

 

  • E-mail

You can also register your claim by emailing customercare@bajajfinservhealth.in stating the claim you want to make along with the policy details. 

 

Customer Care Details

You can also reach out to us if you have any questions about the policy. You can drop in a mail at insuranceconnect@bajajfinservmarkets.in. 

 

Frequently Asked Questions

  • ✔️What are the Prime Network Discounts?

    The Bajaj Finserv Health Prime Network offers a range of discounts at selected hospitals that have partnered with Bajaj Finserv Health Insurance. In the case of the Arthritis Care Cover, this network of hospitals offer the policyholders discounts on certain tests, room rent, ambulance services, etc. All the policyholder needs to do is submit their registered phone number during the billing process at the Prime Network hospital or lab and, through OTP confirmation, utilise the Prime Network Discounts.

  • ✔️What are the lab tests included in the package provided under Arthritis Care?

    The package includes seven tests that you can get done at Bajaj Finserv Prime Health Network lab centers:

     

    • Complete Blood Count

    • Urine Routine and Microscopy

    • Rheumatoid factor - Quantitative

    • Antistreptolysin O Rapid

    • Erythrocyte Sedimentation Rate

    • Uric acid

    • C-Reactive Protein Quantitative

  • ✔️What services related to the network discounts does the policy cover?

    You can get a 10% network discount on doctor consultations, preventive health checkups, dental treatments, pharmacy, lab tests, etc. Your IPD room rent will be reduced by a 5% discount.

     

  • ✔️Are individual lab tests at any test center covered?

    No, you can only take the tests if they are a part of the diagnostics kit, and you can get them done only at the Bajaj Finserv Health Prime partner hospital or test center. 

     

  • ✔️Can I add my dependents to the plan?

    Yes, you can add your dependents to the plan so that they can avail some benefits of the plan.