Tele-consultation benefit | Network discounts | Buy Asthma Care Plan starting at just Rs.2,399/year

What is Asthma Care Plan

Asthma is a disease that can only be kept in check and cannot be cured, therefore it can get costly after a point. The expenses related to doctor appointments and treatments keep adding up. A plan like this in place can mitigate financial burdens and alleviate your stress.

Asthma Care Plan offered by Bajaj Finserv Health Limited on Bajaj Markets at just Rs.1,699/year, can be of help. Scroll below to find more.

 

How to Apply for the Asthma Care Plan

The process of application for this plan is hassle-free.

  • Tap on “Buy Now”

    On the product page, click "Buy Now."

  • Fill in the Details

    In the online application form, enter the necessary information.

  • Make the payment

    Complete the payment through UPI, credit/debit card or any other online payment method.

That’s it! You will receive the insurance details on your registered email ID.

What's Covered under Asthma Care Plan

The inclusions of the insurance policy are mentioned below:

Doctor/OPD Consultation Benefit

Consult with a medical practitioner of your choice up to the benefit amount offered in the plan and submit the bill for reimbursement. The bill should state the doctor registration number, date of consultation, doctor stamp, doctor consultation fees, doctor name and speciality, and customer details for reimbursement.

 

The benefit can be availed by all the members listed in the policy

 

The benefit amount can be claimed in either a single visit or spread over multiple visits for consultations.

Lab Test Package (Pre-defined)

·         Every year you will have the option to use a pre-defined lab test package for check-up.

·         Only adults under this policy are eligible to undertake the health care tests. The tests will only be available at Bajaj Finserv Health Prime partner labs and hospitals which are updated on a regular basis.

Tele-consultation Benefit

Consult with any medical practitioner of your choice listed on the Bajaj Finserv Health platform via audio, video, or chat channel subject. This benefit can be availed by all the members listed in the policy.

Network discounts

List of discounts offered:

 

OPD Consultation Discount – 10%

Health Plans & Packages Discount– 10%

Lab & Radiology Discount– 10%

Spectacle Discounts– 10%

Room Rent Discount– 5%

Pharmacy Discount– 10%

Free Ambulance for IPD Admissions

It can be utilized multiple times with no capping on the maximum discount.

 Plan Details & Specifications

Asthma Care

Benefits

Essential

Classic

 

Lab test package (prime network)

No. of tests

Membership fee

No. of tests

Membership fee

 

Hemogram and ESR

One

Rs. 2,399

Two

Rs. 4,099

 

Urine routine

One

One

 

Serum creatinine

One

One

 

Blood sugar-fasting

One

One

 

Lipid profile

One

One

 

SGPT, SGOT

One

One

 

AEC

One

Two

 

IgE

One

One

 

Platelets

-

One

 

PFT (spirometry)

One

Two

 

Chest x-ray

One

One

 

ECG

One

One

 

OPD/doctor consultation benefit

(Open market reimbursement)

Benefits up to Rs. 1800

Benefits up to Rs.3100

 

Pulmonologist, dietician and general physician

 

Teleconsultation benefit (Bajaj Finserv Health platform)

2 Consultations

3 consultations

 

General physician

 

Network discounts (prime network)

- 10% discounts on lab tests, doctor consultation, spectacle, preventive health check-up, pharmacy and dental procedures.

- 5% discount on IPD room rent

- Free IPD admission ambulance service

 
 

What’s Not Covered under Asthma Care Plan

Exclusions Under Doctor/OPD Consultation Benefit

·         Reimbursements cannot be claimed for any medical procedures undertaken.

·         The benefits are not transferrable to anybody else, even to the family members.

·         No carry forward of benefits not utilised is allowed, even after repurchasing of benefits after the 1-year validity.

·         Benefit is not redeemable for cash.

·         The doctor consultation cannot be clubbed with other benefits.

Exclusions Under Lab Test Package

·         Outside the Bajaj Finserv Health Prime network, lab test package cannot be availed.

·         Only at selected locations, the home collection facility is available.

·         The benefits are not transferrable to anybody else, even to the family members.

·         No carry forward of benefits not utilised is allowed, even after repurchasing of benefits after the 1-year validity.

·         Benefit is not redeemable for cash.

Exclusions To Availing Network Discounts

·         The Network Discounts cannot be combined. with any other benefits

·         Outside the Bajaj Finserv Health Prime network, network discounts cannot be used.

How to Make a Claim

Doctor Consultation Benefit/Lab and Radiology Benefit

·         Bajaj Finserv Health App

1. Download the Bajaj Finserv Health app.

2. Sign-up using the registered mobile number.

3. Under the “Health Plans”, choose the purchased plan.

4. Select ‘Doctor Consultation’ lab & radiology benefit’.

5. Enter necessary details and upload the invoice.

6. Share bank account details and a canceled cheque must be uploaded.

7. Submit the claim.

8. The claim will be reimbursed within 48 working hours directly in the bank account.

·         Bajaj Finserv Health Website

1. Sign-up on the Bajaj Finserv Health website.

2. Under the “Health Plans”, choose the Purchased plan.

3. Select ‘Doctor Consultation’/’lab & radiology benefit’.

4. Enter necessary details and upload the invoice.

5. Share bank account details and a canceled cheque must be uploaded.

6. Submit the claim.

7. The claim will be reimbursed within 48 working hours directly into the bank account.

·         Emailing to Customer Service

1. Email to customercare@bajajfinservhealth.in.

2. Attach a scanned copy of the invoice with all details clearly visible.

3. Mention details like hospital/lab name, patient name, and bill amount.

4. Share bank details (account number, bank name, IFSC, primary account holder name) and upload a canceled a cancelled cheque.

5. The claim will be reimbursed within 48 hours directly into the bank account.

Teleconsultation Benefit

·         Bajaj Finserv Health App

1. Download the Bajaj Finserv Health app.

2. Sign-up using the registered mobile number.

3. Under the “Health Plans”, choose the Purchased plan.

4. Select teleconsult benefit option.

5. Select the doctor of choice from the doctor list.

6. Select the date and time of choice.

7. Submit the form.

8. The customer will receive the link to join the call 15 mins before the consultation.

9. The doctor will join the call on scheduled day and time.

·         Bajaj Finserv Health Website

1. Start by visiting bajajfinservhealth.in website

2. Sign-up using the registered mobile number

3. Under the “Health Plans”, choose the Purchased plan

4. Select “Teleconsult Benefit” option.

5. Select the doctor of choice from the doctor list

6. Select the date and time of choice

7. Submit the form.

8. The customer will receive the link to join the call 15 mins before the consultation.

9. The doctor will join the call on scheduled day and time.

Lab Test Package (Prime Network Only)

·         Bajaj Finserv Health App

1. Download the Bajaj Finserv Health app.

2. Sign-up using the registered mobile number.

3. Under the “Health Plans”, choose the Purchased plan.

4. Select Lab test package benefit option.

5. Select the hospital/lab of choice.

6. Enter the redemption date and confirm.

7. SMS with voucher link shared on the registered mobile number.

8. Share the voucher code to avail cashless Lab test package benefit.

·         Bajaj Finserv Health Website

1. Start by visiting bajajfinservhealth.in website.

2. Sign-up using the registered mobile number.

3. Under the “Health Plans”, choose the Purchased plan.

4. Select Lab test package benefit option.

5. Select the hospital/lab of choice.

6. Enter the redemption date and confirm.

7. SMS with voucher link shared on the registered mobile number.

8. Share the voucher code to avail cashless lab test package benefit.

·         Emailing to Customer Service

1. Email to customercare@bajajfinservhealth.in.

2. Mention details like hospital/lab name, customer name, and date.

3. The customer care executive will call to confirm the customer’s identity using OTP.

4. SMS with voucher link shared on the registered mobile number.

5. Share the voucher code to avail cashless Lab test packages.

Network Discounts

·         Visit and avail health services in any of the Prime network hospital or lab.

·         Mention the health prime Network benefit and registered mobile number with the billing executive.

·         Share the OTP with the executive to avail up to 10% discounts basis services utilized at the network hospital/lab.

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at:

insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions About Asthma Care Plan

  • ✔️What is the premium for Asthma Care health insurance?

    The membership for this plan is Rs.2,399 inclusive of taxes.

  • ✔️What is the validity of Asthma Care Planplan?

    This insurance policy is valid for a period of 1 year.

  • ✔️What is included in the Asthma Care Planhealth plan?

    Lab test package, network discounts, tele-consultation benefit and OPD/doctor consultations are covered under this plan.

  • ✔️What is not included in the Asthma Care PlanCover?

    ·         Reimbursements cannot be claimed for any medical procedures undertaken.

    ·         The benefits are not transferrable to anybody else, even to the family members.

    ·         No carry forward of benefits not utilised is allowed, even after repurchasing of benefits after the 1-year validity.

    ·         Benefit is not redeemable for cash.

    ·         The doctor consultation cannot be clubbed with other benefits.

     

    For other exclusions, refer policy wordings.

  • ✔️What is the eligibility criteria for Asthma Care Plan?

    All Indian citizens between the age of 18 and 65 are eligible for this plan.