The baggage insurance policy provides you with full reimbursement in situations where your baggage might get delayed or lost or if the contents of your luggage are damaged. So you no longer need to worry about luggage problems while travelling, and can have a pleasant, relaxing experience.
You can now buy your baggage insurance policy seamlessly via online mode! All you need to do is follow the simple steps below to complete your purchase:
You can get access to the policy directly through your registered email id.
Here’s what is included in a baggage travel insurance cover:
In case your luggage gets stolen, you can easily apply for reimbursement according to the guidelines mentioned in your insurance policy.
In instances where your baggage or the contents of your baggage gets damaged due to unforeseen circumstances such as fire, strike, riot or terrorist activity, you will receive full compensation.
Your family members also get to enjoy the benefits of baggage travel insurance. Any kind of loss or damage caused to the luggage of your family members is included under this policy.
Here are the pointers specifying the details of the baggage travel insurance cover:
At a minimal price of just Rs 599, you can enjoy financial protection extending up to Rs 50,000.
You can now pay for your baggage insurance policy via multiple methods such as UPI, mobile wallet, debit/credit card and net banking.
The mentioned below list highlights the scenarios where you cannot apply for compensation or reimbursement under the baggage insurance policy.
Financial loss or damages due to scratching, or breakage of marble ware, lens, chinaware, or other items of fragile nature are not covered.
This baggage travel insurance plan does not offer financial coverage against financial loss or damages caused to jewellery and other valuable items.
Damage to luggage can occur due to many reasons such as dyeing, repairing or restoration process or cleaning. In such cases, you cannot get the compensation amount to cover the financial loss.
Any damage caused to your baggage during the transit process,which a carrier may cause under the affreightment contract is not included under the baggage insurance policy.
You can file a claim against your insurance policy in the following ways:
Call on a toll-free helpline number 1800-209-5858
You can send us an email at firstname.lastname@example.org
Alternatively, you can write about the incident and send it to Bajaj Allianz General Insurance Co Ltd. Bajaj Allianz House, Airport Road, Yerwada, Pune – 411 006.
Kindly provide the policy details, such as the insurance policy number, and provide supporting documents irrespective of which process you choose to file a claim. Remember to file an FIR at your local police station within 24 hours of the occurrence of burglary or theft.
Submit the following documents while filing a claim against your baggage insurance policy:
Duly filled and signed insurance claim form
Report from Fire Brigade, in case of damages caused due to fire
An FIR copy which is applicable during burglary or theft
This list is suggestive, and your insurance provider may ask you to provide additional documents during claim settlement.
Send us an email specifying your query at email@example.com.
Take a look at how much you need to invest in baggage travel insurance cover:
Tenure of the policy
The maximum sum insured is Rs. 50,000 at Rs. 599
5% of the insurance claim amount (minimum Rs. 25,000 for every claim you file)
Moreover, it also comes with a policy excess system. Here you need to bear 5% of the claim amount or at least Rs. 25,000 with every claim.
CPP is the insurer of this insurance cover. So, do not confuse Bajaj Markets as your insurance provider.
Bajaj Markets is an online platform from where you can just purchase this insurance policy.
Incident report, FIR copy, a cancelled cheque, and a duly signed claim form are the documents required to claim a baggage insurance plan.
The insurer will settle the claim through a cheque or NEFT.
You cannot renew this insurance plan after one year when it expires. However, you can repurchase it by paying just Rs. 599.