What is the CCTV Camera Protection Cover?
CCTV instalments in homes, public areas and offices are increasing across every city in India to ensure safety. After all, a CCTV serves as a deterrent for thieves and burglars, and it further helps nab them. However, the CCTV installed in your home or office may sustain accidental damages or get stolen like any other device.
Get the CCTV Camera Protection Cover to protect yourself from such financial loss or compensate for the repairing or replacement costs. You can purchase this plan at a fee of ₹349 for a year and get coverage of up to Rs. 40,000.
Key Features and Benefits of CCTV Camera Protection Cover
Here are the following features and benefits of this insurance plan.
How to Buy CCTV Camera Protection Cover?
You don't need to visit the insurer's office to purchase an outdoor CCTV Camera Cover. Instead, you can do the same online by following a few simple steps mentioned below.
CCTV Camera Protection Policy - Details and Specifications
Mentioned below are a few pointers specifying the details of the CCTV Camera Safety Cover.
Coverage Limit
The financial coverage of the CCTV Camera Protection plan is up to Rs. 40,000 for meeting several emergencies. It also comes with a complimentary CCTV Protection plan that offers maximum monetary coverage of ₹25,000.
Payment Methods
You can pay the premium online using any digital payment mode such as UPI, debit or credit cards and mobile wallets.
Inclusions and Exclusions of CCTV Camera Protection Cover
You will find below a detailed explanation of the inclusions and exclusions of the CCTV Camera Cover.
Inclusions
You can file a claim against your insurance policy if you meet the following situations and receive monetary compensation from your insurance provider.
Covers Accidental Damages
You will receive financial assistance based on the maximum insured amount if your CCTV sustains accidental damages in a covered area. This compensates for the replacement and repairing costs so that you don't need to bear any additional financial burden.
Financial Protection Against Robbery
This insurance plan covers the financial loss or damages caused to your CCTV camera due to attempted or actual robbery at your premise. The financial coverage depends on the invoice value or the maximum insured sum.
Standard Fire and Special Peril Cover
You can enjoy comprehensive financial coverage against damages caused due to riots, fire, lightning, implosion/explosion, or damaging impact on CCTV due to vehicles, animals, aircraft and natural calamities under this insurance plan.
Exclusions
Here's what a CCTV Surveillance Camera Cover plan does not cover.
CCTV older than 1 year
If your CCTV camera is not registered with this insurance cover within 1 year of its purchase, you cannot file a claim against this insurance plan.
Damages incurred during maintenance
This insurance plan does not extend coverage for damages caused to the CCTV camera due to preventive maintenance, servicing, repairing, or renovating.
Damages caused during warlike situations
This insurance policy does not provide financial coverage against damages caused due to warlike or hostile situations (whether war has been declared or not), the act of a foreign enemy, and war.
Applicable Deductible
A 10% deductible is applicable with every claim, where policyholders need to bear this portion of the claim amount.
How to File a Claim Against Your CCTV Camera Protection Cover Policy?
In case of any incident, You can file a claim to receive monetary compensation to cover the financial loss or damages caused to the device. Following are the ways by which you can file a claim according to your requirement:
Filing a claim for CCTV Camera Insurance
You can call the toll-free number 1800-266-7780. At the same time, senior citizens can dial 1800-22-9966 for claims.
Type 'CLAIMS' and send it to 5616181.
Filing claims for CCTV Camera Insurance
You can call on a toll-free number 1800-419-4000
Send an email mentioning the incident at feedback@cppindia.com
Whichever claim process you choose to get the reimbursement, you must provide the necessary documents and policy details.
Documents Required for Filing a Claim
Your insurance provider asks for the following documents to submit when you file a claim against the CCTV Camera Safety Cover.
Travel Safe membership letter
KYC documents such as Aadhaar cards and PAN card
Claim form
Copy of FIR in case of theft or burglary
Invoice of the CCTV camera
Customer Care Support of CCTV Camera Protection Cover
You can connect to us by sending us an email at insuranceconnect@bajajfinservmarkets.in.
CCTV Camera Insurance - FAQs
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✔️How will your insurance provider settle the claim amount?
The insurance company will settle the claim through a cheque or NEFT.
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✔️Is deductible applicable on the claim amount of the CCTV Camera Protection Cover plan?
You need to pay 10% of the insurance claim amount for every claim you file against your CCTV Camera Protection Cover as the deductible or policy excess.
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✔️Are damages caused due to normal wear and tear excluded from this CCTV Camera Protection Cover?
If your CCTV camera deteriorates due to regular wear and tear, such damages are not covered under this CCTV Camera Protection policy.
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✔️If I purchase the CCTV Camera Protection policy 6 months after the installation, will I get similar coverage?
Yes, you will receive the same policy coverage as long as you are buying a policy within 1 year of the purchase.
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✔️Can I renew this policy after it expires?
No, you cannot renew this policy, instead you need to repurchase it.
