Kids in their younger days tend to be active and playful, which increases the possibility of them sustaining different injuries. This can range from minor cuts to severe injuries, resulting in hefty medical bills.

 

In that case, as a parent, consider buying a Child Personal Accident Cover. It provides financial protection against injuries caused to your child while playing or at school. This insurance plan is available at ₹349 per year, making it quite an affordable insurance product to invest in. Learn more about this in the following sections.

Features and Benefits of Child Personal Accident Cover

This pocket insurance plan comes with several features and benefits, as highlighted below:

Substantial Insured Amount

You can get maximum financial coverage of ₹1 lakh under this insurance plan. This will effectively compensate for the financial loss arising from the medical treatment of bodily injuries faced by your child.

Covers Permanent Partial Disability

You can receive a compensation amount of up to ₹1 Lakh to cover the cost of medical treatment of your child's permanent or partial disability caused due to an accident.

How to Buy Child Personal Accident Insurance Cover?

You can purchase the Child Personal Accident Cover through Bajaj Markets by following a few simple steps:

1. Click on "Buy Now"

Head to the product page and tap on ‘Buy Now’.

2. Fill in the Details

Fill in the relevant details in the online application form.

3. Make the Online Payment

Once you submit the details in the application form, pay the premium online to complete your purchase.

 

After purchasing this insurance plan, you will receive the relevant details on your registered email ID. Read and save these details carefully so that you can file a claim against this insurance plan without any hassle.

What is Covered under the Child Personal Accident Cover?

It is crucial to learn about what a child personal accident insurance plan covers. This will help you better understand the situations under which you can file a claim to receive the necessary reimbursement. Here is what’s covered in this insurance plan:

1. Covers Medical Expenses

This scheme covers the medical costs incurred to treat fractures, ruptures or bone dislocation caused to your child. The maximum coverage you can get is ₹1 Lakh.

2. Covers Expenses Incurred Due to Hospitalisation

You can claim an amount of up to ₹1 Lakh to cover the expenses incurred for your child's hospitalisation.

3. Medication

The costs spent on medicines prescribed by the doctor during your child's treatment will also be covered.

What is Not Covered?

Here's what the child personal accident insurance plan does not cover:

  • Self-inflicted and Non-accidental Injuries

This insurance plan does not cover injuries caused by oneself and factors other than accidents.

How to File a Claim for Child Personal Accident Cover?

Filing a claim against your insurance policy is a simple and hassle-free process. Here are the three ways in which you can file a claim against the Child Personal Accident Cover:

  • Call

You can call 1800-209-5858 within 24 hours of the incident’s occurrence.

  • Email

You can specify the details of the incident along with the policy number and send it to bagichelp@bajajallianz.co.in.

  • Visit the Website

Alternatively, you can directly visit your insurance provider's website to file a claim.

Child Personal Accident Cover Customer Care Details

To get your queries about Child Personal Accident Cover resolved, you can send an email to insuranceconnect@bajajfinservmarkets.in specifying the details of your issue.

FAQs About Child Personal Accident Cover

Bajaj Allianz General Insurance is the insurer that provides the Child Personal Accident Cover.

No. You cannot file a claim against Child Personal Accident Cover to meet non-medical expenses.

The tenor of the child personal accident cover is for 1 year from the date of purchasing it.

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