Kids in their younger days tend to be active and playful, which increases the possibility of them sustaining different injuries. This can range from minor cuts to severe injuries, resulting in hefty medical bills.
In that case, as a parent, consider buying a Child Personal Accident Cover. It provides financial protection against injuries caused to your child while playing or at school. This insurance plan is available at ₹349 per year, making it quite an affordable insurance product to invest in. Learn more about this in the following sections.
You can purchase the Child Personal Accident Cover through Bajaj Markets by following a few simple steps:
Head to the product page and tap on ‘Buy Now’.
Fill in the relevant details in the online application form.
Once you submit the details in the application form, pay the premium online to complete your purchase.
After purchasing this insurance plan, you will receive the relevant details on your registered email ID. Read and save these details carefully so that you can file a claim against this insurance plan without any hassle.
It is crucial to learn about what a child personal accident insurance plan covers. This will help you better understand the situations under which you can file a claim to receive the necessary reimbursement. Here is what’s covered in this insurance plan:
This scheme covers the medical costs incurred to treat fractures, ruptures or bone dislocation caused to your child. The maximum coverage you can get is ₹1 Lakh.
You can claim an amount of up to ₹1 Lakh to cover the expenses incurred for your child's hospitalisation.
The costs spent on medicines prescribed by the doctor during your child's treatment will also be covered.
Here's what the child personal accident insurance plan does not cover:
This insurance plan does not cover injuries caused by oneself and factors other than accidents.
Filing a claim against your insurance policy is a simple and hassle-free process. Here are the three ways in which you can file a claim against the Child Personal Accident Cover:
You can call 1800-209-5858 within 24 hours of the incident’s occurrence.
You can specify the details of the incident along with the policy number and send it to firstname.lastname@example.org.
Alternatively, you can directly visit your insurance provider's website to file a claim.
To get your queries about Child Personal Accident Cover resolved, you can send an email to email@example.com specifying the details of your issue.
Bajaj Allianz General Insurance is the insurer that provides the Child Personal Accident Cover.
No. You cannot file a claim against Child Personal Accident Cover to meet non-medical expenses.
The tenor of the child personal accident cover is for 1 year from the date of purchasing it.