Get Chronic Kidney Care Plan at just Rs. 999

What is the Chronic Kidney Care Plan?

Kidney diseases can be extremely agonising, both physically and financially. Since the treatments for such ailments tend to go on for a long period of time, they can inevitably drain your monetary reserves. Thus, in such trying situations, an exhaustive cover like the Chronic Kidney Care Plan by Bajaj Finserv Health Ltd. really comes to good use. 

 

Key Features of the Chronic Kidney Care Plan

Here are some of the salient features of the Chronic Kidney Care Plan that really make it a must-purchase:

Free Ambulance Service

In case of complications related to kidney disease that results in consequent IPD admission, you can obtain a free ambulance service. 

Discount on IPD Room Rent

The policy comes with a discount of 5% on the charges of the hospital room rent. 

OPD Consultation Benefit

You can also take advantage of a discount of up to 10% on the charges of OPD consultations carried out at partner clinics/ hospitals. 

 

How to Apply for the Chronic Kidney Care Plan

You can sign up for this health insurance cover by just following a few easy steps, which are mentioned down below:

  • Click on Buy Now

    Go to the page and tap on ‘Buy Now’.

  • Submit details

    Enter the details in the application form.

  • Pay online

    Once you submit the application form, pay the premium charges online to complete the process. The policy will be sent to your email ID.

You will receive an email containing your membership details soon, on your registered email ID.

Eligibility Criteria

If you wish to benefit from the Chronic Kidney Care Plan policy, then you must meet one main eligibility parameter:

  • You must be a resident of India

 

What's Covered?

Listed below are some of the perks graciously offered by the Chronic Kidney Care Plan:

1. Doctor Consultation/ OPD Cover 

You will be eligible for obtaining reimbursement for the charges incurred during OPD/ doctor consultations. You can claim this perk after every single visit, or club the costs incurred over multiple consultations and claim it in one go. 

2. Comprehensive Lab Examinations Package

The Chronic Kidney Care Plan offers you a specially curated, all-inclusive lab test package, which helps in the diagnosis of any malignant kidney ailment at the stage of its outset. This benefit can be reaped at any of the Bajaj Finserv Health Prime Network partner labs or hospitals. 

 3. Significant Discounts At Network Hospitals

You will also be eligible to obtain discounts of up to 10%, at any of the hospitals/ labs that are in partnership with the Bajaj Finserv Health Prime Network. 

Policy Plan Details & Specifications

Keep reading to know more about the two kinds of packages offered under the Chronic Kidney Care Plan:

The essential package is available at a premium of Rs. 1,099. 

 

Packages and Benefits

Coverage

Single-Use Lab Test Package

(Prime Network)

  • Creatinine
  • Uric Acid
  • Urea
  • Urine Routine & Microscopy
  • Calcium

 

Nephrologist OPD Consultation Cover

Up to Rs. 1,000

Prime Network Benefits and Discounts

  • Free Ambulance Upon Hospitalisation
  • 10% discount on doctor consultation
  • 10% discount on lab tests
  • 10% discount on preventive health check-ups
  • 10% discount on dental procedures
  • 10% discount on spectacle and pharmacy

costs

IPD room rent discount of 5%

 

The classic package is available at a premium of Rs. 1,999.

 

 

Packages and Benefits

Coverage

Single-Use Lab Test Package

(Prime Network)

  • Creatinine
  • Uric Acid
  • Urea
  • Urine Routine & Microscopy
  • Calcium
  • X-Ray KUB
  • USG (Abdomen)

 

Nephrologist OPD Consultation Cover

Up to Rs. 2,000

Prime Network Benefits and Discounts

  • Free Ambulance Upon Hospitalisation
  • 10% discount on doctor consultation
  • 10% discount on lab tests
  • 10% discount on preventive health check-ups
  • 10% discount on dental procedures
  • 10% discount on spectacle and pharmacy costs
  • IPD room rent discount of 5% 

 

● Policy Term

You can claim the policy benefits for 1 year starting from the date of the plan purchase. 

What’s not Covered? 

As an insurance buyer, it is also equally important for you to understand the extent of the exclusions posed by the Chronic Kidney Care Plan:

Lab Examinations Package Exclusions

  • The Lab test package cannot be claimed at labs/ hospitals that are not a part of the Bajaj Finserv Health Prime network

  • The Home collection facility for lab samples is available at certain locations only. If this service is not available in your location, then you will have to physically visit a partner lab/hospital to take the tests.

  • You must utilise the Lab examinations package in one go. 

  • The lab test package benefit cannot be transferred to any other family member/ dependant who is not covered under the plan. 

  • You are not allowed to carry forward/ extend the validity of any benefit that you have not utilised. 

  • You cannot redeem the lab test package benefit against cash

 

Exclusions Under the Doctor Consultation/ OPD Benefit

  • Medical procedures carried out during doctor consultations/ OPD visits will not be recompensed. 

  • This policy perk cannot be transferred to any other individual whatsoever. 

  • Extension/ carry forward of the OPD/ Doctor Consultation perk is not permissible under any conditions whatsoever. Benefit is not redeemable against cash

  • The benefit cannot be merged and claimed with other benefits 

 

Exclusions Pertaining To The Network Discounts Benefit

  • Network discounts are non-clubbable with other benefits

  • Network discounts are to be taken advantage of solely at labs/hospitals in partnership with the Bajaj Finserv Health Prime network. 



How to Make a Claim

The process for raising your insurance claim is very basic and easy to execute. You just have to follow the steps mentioned down below: 

Doctor Consultation Benefit/Lab and Radiology Benefit

The recompense claims for the lab and radiology/ doctor consultations cover can be made as follows:

Bajaj Finserv Health App

  • Install and open the Bajaj Finserv Health application on your phone

  • Log in to your account using your registered mobile number

  • Select the plan you wish to make a claim for, under the ‘My Health Plans’ section

  • Click on ‘Lab & Radiology Benefit’ or ‘Doctor Consultation’ 

  • Enter the details of the visit and upload a proof of consultation

  • Enter your bank account details and upload a cancelled cheque scanned copy

  • Tap on ‘Submit’. 

  • You will receive your claim reimbursement within 48 working hours. The amount will be credited to your bank account directly. 

 

Bajaj Finserv Health Website

  • Open the Bajaj Finserv Health website on your browser

  • Log in to your account by entering your registered phone number

  • Select the plan purchased by you, which you will find under the ‘My Health Plans’ section 

  • Tap on either ‘Lab & Radiology Benefit’ or ‘Doctor Consultation’ as per the nature of your claim

  • Fill out your personal details and upload the receipt of the consultation

  • Enter your bank account details and upload a copy of the cancelled cheque

  • Finish raising your claim by clicking on ‘Submit’. 

  • You will get your claim reimbursement within 48 working hours, with the amount being credited to your bank account directly

 

Emailing to Customer Service

  • Write an email to customercare@bajajfinservhealth.in

  • Don’t forget to attach a copy of the consultation receipt. This invoice must have all the visit specifics visible

  • Clearly state details like bill amount, patient name, lab/ hospital name, etc. 

  • Enter the details of your bank account(IFSC, bank name, account holder name, account number). Then, upload a scanned copy of the cancelled cheque

  • Your claim will be processed and recompensed within 48 hours. The claim amount will be credited to your bank account directly

 

Tele-consultation Benefit

You can raise the claims for the cashless benefit or the teleconsultation cover, by simply following the steps mentioned below:

Bajaj Finserv Health App

  • Install and run the Bajaj Finserv Health application

  • Using your registered phone number, login to your account

  • Under ‘My Health Plans’, select the purchased plan

  • Click on the button called ‘Teleconsultation benefit’ 

  • From the doctors’ list, choose the one that you wish to consult

  • Schedule the teleconsultation by choosing the date and time

  • Tap on ‘Submit’

  • You will be sent the link to join the teleconsultation, 15 mins prior to your selected time 

  • The doctor will join the teleconsultation call on the scheduled date and time

 

Bajaj Finserv Health Website

  • Open the bajajfinservhealth.in webpage on your browser

  • Log in to your account by entering the mobile number that you have registered with 

  • Locate the ‘My Health Plans’ section. Under it, select the plan that you have previously purchased and wish to make a claim for

  • Tap on the ‘Tele-consultation benefit’ option

  • Choose the doctor whom you wish to consult, from the complete doctors’ list

  • Select the date and time of the telephone consultation

  • Click on ‘Submit’

  • You will consequently be sent the link to join the teleconsultation 15 mins before the scheduled time

  • The doctor will connect on call on the pre-selected date and time

 

Prime Network Lab Examination Package 

You can easily raise your cashless claims for the lab examinations package, in the ways stated down below:

Bajaj Finserv Health App

  • Download and open the Bajaj Finserv Health app

  • Using the registered phone number, log in to your account

  • Under the ‘My Health Plans’ section, choose your previously purchased policy

  • Tap on the ‘Lab test package benefit’ button

  • Choose the lab/hospital where you wish to undergo the lab tests

  • Enter the redemption date and click on ‘Confirm’. 

  • An SMS enclosed with the voucher link will be sent to your registered mobile number. In order to enjoy the cashless lab examinations package perk, enter this voucher code 

 

  • Bajaj Finserv Health Website

  • Firstly, visit the bajajfinservhealth.in webpage

  • Log in to your account by entering your registered phone number

  • Locate the ‘My Health Plans’ tab, then click on your purchased plan

  • Tap on the ‘Lab test package benefit’ button

  • Choose the hospital/lab of your preference

  • Enter the redemption date and click on ‘Confirm’.

  • An SMS containing the voucher link will be sent to you, on your registered phone number. Enter this voucher code to thus enjoy the cashless lab test package perk

 

Emailing to Customer Service

  • Drop an email to customercare@bajajfinservhealth.in

  • Be sure to state specifics such as the lab/hospital name, name of the customer, and date of benefit redemption

  • A customer care personnel will contact you shortly afterwards. Confirm your identity by telling him/her the OTP

  • An SMS with a voucher link will be shared with you on your phone number

  • Communicate this voucher code to the customer care executive in order to benefit from the cashless lab examinations package perk

 

Network Discounts

Bajaj Finserv Health Prime Network discounts on medical services can be claimed in the ways as stated below: 

  • Visit and benefit from the healthcare services provided by the lab/hospital, which is in partnership with the Bajaj Finserv Health Prime Network

  • State your wish to claim the network benefit . Then communicate your registered phone number to the billing personnel

  • Share the OTP sent to your mobile number with the billing executive. 

  • Upon sharing the OTP, you will consequently get a discount of up to 10%, on the services obtained. 

 

Customer Care Details

Feel free to contact us at Bajaj Markets. You can do so by dropping an email stating your policy-related queries at: 

insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions

  • ✔️ What lab examinations are offered under the Lab Test Package benefit?

    The lab test package offered under the Chronic Kidney Care Plan includes diagnostic tests such as Creatinine, Urea, Uric Acid, Urine Routine & Microscopy, X-Ray KUB, Calcium, and Abdomen USG. 

     

  • ✔️ What is the maximum amount covered under the OPD/ doctor consultation benefit?

    You can get covered for up to Rs. 2000 under the OPD/ doctor consultation benefit offered under the Chronic Kidney Care Plan policy. 

     

  • ✔️Are OPD procedures conducted by the doctor covered under this plan?

    No, the charges of OPD procedures are not covered under the Chronic Kidney Care Plan. 

     

  • ✔️ What are the eligibility criteria for this policy?

    To benefit from this medical insurance policy, you must be a resident of India.

     

  • ✔️Can family members also reap the benefits offered by this insurance cover?

    No, your dependants/family members will not be permitted to reap the benefits offered by the Chronic Kidney Care Plan.