Buy Covid-19 Cover (36-50 Years) at just ₹338 per year.  Buy Now

What is the Covid-19 Cover (36-50 years)?

The last couple of years, plagued by Covid-19, have proven quite trying and challenging for many families. The pandemic has also considerably increased the expenses that you may incur on the treatment of the virus, including necessary hospitalisation. Group Assure Covid-19 Cover policy from Aditya Birla Health Insurance Co. Ltd. covers hospitalisation expenses, on the diagnosis of Covid-19. Under this plan, you can get multiple benefits, with coverage up to Rs. 25,000, all at a basic premium of Rs. 338/year. Let us see what makes this policy a must-have and how you can get it. 

Key features of the Covid-19 Cover (36-50 years)

Listed below are the key features of the Covid-19 Cover that make this a valuable addition to your portfolio:

Covers Accidental Death

If you suffer an injury due to an accident that results in your death, 100% of the sum insured is paid to your nominee.

Permanent Total Disablement

If you suffer an injury due to an accident that results in the permanent total disablement of nature as specified in the policy, you will receive 100% of the sum insured.

Recovery Benefit

If you suffer an injury due to an accident and such injury results in you getting hospitalised during the policy period for at least 10 consecutive days, then a lump sum amount is paid as specified in the policy.

How to apply for the Covid-19 Cover (36-50 years)?

You can apply for the Covid-19 Cover with just a few simple steps:

  • Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Confirm Your Application

    Enter your mobile number to receive an OTP. Use the code to confirm your online application form.

  • Pay the Premium

    You can pay the premium amount online using your credit card, debit card, UPI, mobile wallet, or payment modes.

  • Receive Your Policy Details

    Once you have completed the above steps, you will receive an email and a WhatsApp text with all the details of your Covid-19 Cover.

Eligibility criteria

You must meet the below eligibility criteria for the benefits under the plan:


  • You must be between the age of 36 years and 50 years as on your last birthday.

  • You must be an Indian resident.

  • You must not already be quarantined when you apply for the purchase of the policy.

  • You must not be immunocompromised 90 days immediately preceding the start date of the certificate period.

  • You must not have travelled to any country that has been restricted by the Government of India 45 days before the start date of the policy.

What’s covered under the Covid-19 Cover (36-50 years)?

  • Road Ambulance Cover

    If you suffer an injury due to an accident and such an injury requires you to be transported to the hospital by an ambulance, then the costs incurred up to the limits as specified in the policy shall be reimbursed. This is provided that the treating medical practitioner certified in writing that your transportation by ambulance was medically necessary and it was utilised immediately following the accident.

  • Out-patient Expenses

    If you suffer an injury due to an accident, the medical expenses incurred at the hospital or on an outpatient basis shall be reimbursed up to the limit specified in the policy.

Policy Plan Details & Specifications

Here are the specifications of the Covid-19 Cover that you must know:

  • Coverage 

You can get up to Rs. 25,000 as a sum insured under the Covid-19 Cover.

  • Tenure 

The Covid-19 Cover plan is valid for one year.

What’s not Covered?

Listed below are the expenses and causes for which you will not be covered under the Covid-19 Cover:

1. Pre-existing conditions

If you have any condition that you have declared or not, that exists when you purchase the policy, it will not be covered under the Covid-19 Cover.

2. Covid-19 diagnosis 

If Covid-19 was diagnosed during the initial waiting period, it will not be covered. Moreover, if there is a requirement for quarantine in 15 days from the start date of the policy as per the certificate, the same will be excluded from the Covid-19 Cover.

3. Cohabitation

You cannot claim the benefits under the Covid-19 Cover if you were living with a person(s) who were diagnosed with Covid-19 when you got the policy. 

4. Unauthorised testing centre

If you get the tests done at a diagnostic centre that has not been authorised by the Union Health Ministry of India, the expenses will not be reimbursed under the Covid-19 Cover.

5. Out-of-India diagnosis

If the diagnosis of Covid-19 and the treatment for the same has been utilised outside India, it will not be covered under the Covid-19 Cover.

6. Self-quarantine

If you self-quarantine at your residence, it will not be covered under the Covid-19 Cover.

7. Negative or Inconclusive reports

If you get a negative test report or if you are a person classified as a ‘Patient under investigation (PUI)’ and have inconclusive reports, you will not be extended any claim under the Covid-19 Cover.


Apart from this, you must note the other things that are not covered:


  • Any disease or illness other than Covid-19.

  • If you are asymptomatic or have mild or moderate symptoms.

How to make a claim?

You can reach out to the team to raise a claim in any of the following ways under this Covid-19 Cover:

  • Call

You can call on the toll-free number, 1800-270-7000, to claim the expenses you have incurred on the treatment of Covid-19.

  • Email

You can send an email to mentioning your policy number and other relevant details.

Customer care details

You can always write to us at and quickly get all your queries and doubts resolved regarding the Covid-19 Cover policy.

Frequently Asked Questions (FAQs)

The premium amount you have to pay to utilise the benefits of the Covid-19 Cover is Rs. 338. This is inclusive of all taxes.

The Covid-19 Cover offers coverage for the treatment and hospitalisation required due to the novel coronavirus (Covid-19).

The Covid-19 Cover plan is valid for one year.

The Covid-19 Cover plan shall not cover the expenses that have been incurred on any pre-existing conditions, illnesses other than the novel coronavirus, self-quarantines, diagnosis outside India, and other non-related expenses.

The Covid-19 Cover offers maximum coverage of up to Rs. 25,000. While the reunion travel covered under the plan is up to Rs. 10,000.

The waiting period under the Covid-19 Cover is 15 days.


Loan Offer
Download App
Credit Score