Get COVID-19 Insurance starting at just ₹807 per year


What is Covid-19 Insurance

The global pandemic, COVID-19, has impacted the world in the most adverse way possible. The side effects of this virus should be treated properly else they may last life-long. However, the medical charges involved to perform COVID tests or to cure the diseases it leads to can burn a hole in your pockets.

To shield you from the financial stress, Bajaj Markets brings to you the COVID-19 Insurance by Bajaj Allianz starting at just ₹807 per year. It will provide you with coverage against charges incurred due to hospitalisation, quarantine, medication, etc.


Key Features of COVID-19 Insurance

Here’s why COVID-19 Insurance Cover is a must have:


Coverage Against Hospitalisation Expenses

The policyholder can reap the benefits of this insurance policy only if they have tested positive for COVID-19 by a government recognised lab or private laboratory approved by Indian Council Medical Research (ICMR).

Coverage Against Pre and Post-Hospitalisation Expenses

Expenses incurred due to pre and post hospitalisation shall be insured under this insurance policy for a span of 30 days from the discharge date of the patient from the hospital.

Ambulance Charges

Ambulance charges of up to an amount of Rs. 2,000 per incident of hospitalisation are covered.


Eligibility criteria

To opt for the COVID-19 Insurance, you need to meet the basic eligibility parameters listed below:

  • You must be a Resident of India 


What's Covered under the COVID-19 Insurance?

  • Coverage Against AYUSH Treatment

    The term ‘AYUSH’ stands for Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homoeopathy. This insurance plan provides coverage against the treatment incurred due to the AYUSH treatment methods. However, it is to be noted that you can reap the benefits of this plan only if you have tested positive for COVID-19 by a government recognised laboratory or a private laboratory approved by Indian Council Medical Research (ICMR).

Policy Plan Details & Specifications  

Here are a few things that you must keep in mind regarding the details of the policy:

  • Coverage limit

Coverage up to

Premium including GST

Rs. 50,000

Rs. 807

Rs. 1 Lakh

Rs. 1,194

Rs. 1.5 Lakh

Rs. 1,257

Rs. 2 Lakh

Rs. 1,324

  • Validity

This plan is valid for a time period of one year. 


What’s not Covered under the COVID-19 Insurance?

Let’s also understand some of the mandatory exclusions of the COVID-19 Insurance Policy: 

  • Any expense incurred due to the diagnostic tests not related to the treatment of COVID-19.

  • OPD and day care treatment procedures.

  • If the person has travelled or travels to any country that has been listed under the travel restriction by the Indian government. 

  • Any diagnosis or treatment required outside the geographical boundaries of India.

For the entire list of exclusions, kindly refer to the document attached.



How to Make a Claim 

Here’s how you can raise a claim by contacting the insurer directly:

Frequently Asked Questions (FAQs)

  • ✔️Can my membership be cancelled anytime?

    Yes, your membership can be cancelled at any time as per your wish. You can call our 24-hour helpline for assistance or send us an email. In case you wish to cancel within 30 days from the date of commencement of your membership, you will receive a full refund of your payment. However, note that it is only applicable if you haven’t made any claim. 


  • ✔️How can I make a claim for the COVID-19 Insurance?

    You can make a claim for this care plan by calling on the toll free number 1800 209 10211 or sending an email to their customer care service at


  • ✔️Will the expenses incurred due to COVID-19 Insurance Cover be covered if I am not in the geographical premises of India?

    No, your treatment expenses will not be covered under this insurance policy if you are outside the geographical boundaries of India.