Treatments for critical illnesses can include surgeries, pathology tests, hospitalisation, transplants, dialysis, etc. One can only imagine the costs a patient has to incur to be able to access such facilities and the financial loss this can be stressful. To help cushion this blow, Bajaj Markets presents the Critical Illness Cover (17 Major Illness) from Bajaj Allianz General Insurance Co. Ltd. at a premium rate starting at just Rs. 238.
Here’s what this critical illness cover features.
Follow these steps to buy this policy.
To be eligible for the Critical Illness Cover (17 Critical Illness) Policy, you must be between the ages of 18 years and 65 years.
If the policyholder has been diagnosed with any of the following illnesses or ailments, the sum insured of up to Rs. 1 Lakh will be provided to them.
Third-Degree Burns
Open Heart Replacement or Repair of Heart Valves
Coma of Specified Severity
Alzheimer’s Disease
Stroke leading to permanent repercussions
Permanent Limb Paralysis
Myocardial Infarction (of specific severity)
Organ/Bone Transplant
Cancer of specified severity
Primary Parkinson’s Disease
Last-Stage Liver Failure
Brain Tumour (Benign)
Aorta Surgery
Primary Pulmonary Hypertension
Open Chest CABG
Multiple Sclerosis with Persisting Symptoms
Kidney Failure (daily dialysis requirement)
Following are the details of the Critical Illness Cover (17 Major Illness).
Sr. No |
Age (years) |
Premium (Rs.) |
1 |
18-25 |
238 |
2 |
26-30 |
299 |
3 |
31-35 |
409 |
4 |
36-40 |
549 |
5 |
41-45 |
1,259 |
6 |
46-50 |
2,152 |
7 |
51-55 |
3,384 |
8 |
56-60 |
5,793 |
9 |
61-65 |
8,856 |
Given below are the mandatory exclusions of this policy.
Any ailment or illness for which treatment has already been recommended by a medical professional is not covered under this policy. Additionally, the policy does not insure illnesses or diseases that were contracted or had manifested before commencement of the policy.
Ailments, complications or diseases arising for the child(ren) or the mother from pregnancy or childbirth are not covered under this policy.
Diseases, ailments or anomalies like musculoskeletal disorders, PTSD, etc. manifested from work environments or work activities are not provided coverage.
Defects, defilements, cancers and tumours directly or indirectly traceable to radioactive sickness or contamination do not qualify to receive sum insured.
Injuries or anomalies caused due to self-harm or substance abuse will not be covered under this policy.
*For a detailed list of exclusions, terms and conditions, please refer to the document attached.
In order to claim this policy, you can contact Bajaj Allianz General Insurance Co. Ltd. in the following ways.
Email Address: customercare@bajajallianz.co.in
Toll-free Number: 1800-209-1021
Feel free to contact Bajaj Markets by writing to insuranceconnect@bajajfinservmarkets.in
The Critical Illness Cover is a Pocket Insurance from Bajaj Allianz General Insurance Co. Ltd. that is Bajaj Allianz General Insurance Co. Ltd. which covers a set amount for a range of illnesses.
The premium rate of the Critical Illness Cover (17 Major Illness) varies depending on an age range. It starts from Rs. 238 and can go up to Rs. 8,856. The sum insured for these illnesses is Rs. 1 Lakh.
17 illnesses are covered under this policy with treatments ranging from surgeries, dialysis, transplants, etc.
The insurer of the Critical Illness Cover (17 Major Illness) is Bajaj Allianz General Insurance Co. Ltd. You can write to them at customercare@bajajallianz.co.in or call them on 1800-209-1021.