Coverage of up to Rs.1 Lakh | Buy Critical Illness Cover (17 Major Illness) at just Rs.238

What is the Critical Illness Cover (17 Major Illness)?


Treatments for critical illnesses can include surgeries, pathology tests, hospitalisation, transplants, dialysis, etc. One can only imagine the costs a patient has to incur to be able to access such facilities and the financial loss this can be stressful. To help cushion this blow,  Bajaj Markets presents the Critical Illness Cover (17 Major Illness) from Bajaj Allianz General Insurance Co. Ltd. at a premium rate starting at just Rs. 238.

Key Features of the Critical Illness Cover (17 Major Illness)

Here’s what this critical illness cover features.

Minimal Premium Rate

The Critical Illness Cover (17 Major Illness) insures you at a premium rate starting at just Rs. 238. The premium rate shall vary as per age range.

Large Sum Insured

Under this cover, individuals from the ages of 18 years to 65 years are guaranteed a lump sum of up to Rs. 1 Lakh for treatment purposes.

Various Medical Treatments Covered

Different kinds of medical treatments such as surgeries, dialysis, transplants, etc. are covered under this policy. The medical procedures covered depend on the treatment requirements pertaining to the illness.

How to Apply for the Critical Illness Cover (17 Major Illness)?

Follow these steps to buy this policy.

  • Select ‘Buy Now’

    Click on buy now on the product page to be taken further into your policy purchasing journey.

  • Enter Your Details

    You will be asked to fill out certain fields of information in order to proceed.

  • Make The Payment

    Pay your premium amount through an online payment gateway.

Eligibility Criteria 

To be eligible for the Critical Illness Cover (17 Critical Illness) Policy, you must be between the ages of 18 years and 65 years.

 

What's Covered

If the policyholder has been diagnosed with any of the following illnesses or ailments, the sum insured of up to Rs. 1 Lakh will be provided to them.

  1. Third-Degree Burns

  2. Open Heart Replacement or Repair of Heart Valves

  3. Coma of Specified Severity

  4. Alzheimer’s Disease

  5. Stroke leading to permanent repercussions

  6. Permanent Limb Paralysis

  7. Myocardial Infarction (of specific severity)

  8. Organ/Bone Transplant

  9. Cancer of specified severity

  10. Primary Parkinson’s Disease

  11. Last-Stage Liver Failure

  12. Brain Tumour (Benign)

  13. Aorta Surgery

  14. Primary Pulmonary Hypertension

  15. Open Chest CABG

  16. Multiple Sclerosis with Persisting Symptoms

  17. Kidney Failure (daily dialysis requirement)

 

Policy Plan Details & Specifications

Following are the details of the Critical Illness Cover (17 Major Illness).

Sr. No

Age (years)

Premium (Rs.)

1

18-25

238

2

26-30

299

3

31-35

409

4

36-40

549

5

41-45

1,259

6

46-50

2,152

7

51-55

3,384

8

56-60

5,793

9

61-65

8,856



What’s Not Covered?

Given below are the mandatory exclusions of this policy.

Pre-existing Illnesses

Any ailment or illness for which treatment has already been recommended by a medical professional is not covered under this policy. Additionally, the policy does not insure illnesses or diseases that were contracted or had manifested before commencement of the policy. 

 

Prenatal and Postnatal Issues

Ailments, complications or diseases arising for the child(ren) or the mother from pregnancy or childbirth are not covered under this policy.

 

Occupational Diseases

Diseases, ailments or anomalies like musculoskeletal disorders, PTSD, etc. manifested from work environments or work activities are not provided coverage.

 

Radioactive Impairment

Defects, defilements, cancers and tumours directly or indirectly traceable to radioactive sickness or contamination do not qualify to receive sum insured. 

 

Intentional Harm

Injuries or anomalies caused due to self-harm or substance abuse will not be covered under this policy.

 

*For a detailed list of exclusions, terms and conditions, please refer to the document attached.


How to Make a Claim

In order to claim this policy, you can contact Bajaj Allianz General Insurance Co. Ltd. in the following ways.

 

Customer Care Details

Feel free to contact Bajaj Markets by writing to insuranceconnect@bajajfinservmarkets.in

Frequently Asked Questions About Critical Illness Cover (17 Major Illness)

  • ✔️What is the Critical Illness Cover?

    The Critical Illness Cover is a Pocket Insurance from Bajaj Allianz General Insurance Co. Ltd. that is Bajaj Allianz General Insurance Co. Ltd. which covers a set amount for a range of illnesses.

  • ✔️What is the premium rate and sum insured for the Critical Illness Cover?

    The premium rate of the Critical Illness Cover (17 Major Illness) varies depending on an age range. It starts from Rs. 238 and can go up to Rs. 8,856. The sum insured for these illnesses is Rs. 1 Lakh.

  • ✔️How many illnesses are covered under this Critical Illness Cover?

    17 illnesses are covered under this policy with treatments ranging from surgeries, dialysis, transplants, etc.

  • ✔️How can I contact the insurer?

    The insurer of the Critical Illness Cover (17 Major Illness) is Bajaj Allianz General Insurance Co. Ltd. You can write to them at customercare@bajajallianz.co.in or call them on 1800-209-1021.