What is the Cruise Interruption Indemnity Cover?
Sometimes, unforeseen accidents or illnesses can upturn the boat and heavily affect your breezy cruise vacation. Such storms are difficult to endure since emergency medical care during such times can give rise to costs too difficult to incur.
Such icebergs in your path could give rise to the need for first-aid, counselling and consultations, hospitalisation, etc. and you need to be prepared for it all. Hence, Bajaj Markets features the Cruise Interruption Indemnity Cover from ManipalCigna Health Insurance Co. Ltd. to help you incur the expenses of sudden cruise accidents and ailments at a premium rate starting at ₹34.
Key Features of the Cruise Interruption Indemnity Cover
How to Apply for the Cruise Interruption Indemnity Cover?
Given below are the three breezy steps to apply for the Cruise Interruption Indemnity Cover.
Eligibility Criteria
Following is the eligibility criteria to apply for the Cruise Interruption Indemnity Cover.
You are required to be between the ages of 18 years and 65 years to purchase this policy.
What's Covered
Policy Plan Details & Specifications
Following are the details and specifications of the Cruise Interruption Indemnity Cover.
The Cruise Interruption Indemnity Cover with a benefit amount of up to ₹10,000.
Trip Duration |
Premium Amount |
0 to 10 days |
₹34 |
11 to 20 days |
₹65 |
21 to 30 days |
₹94 |
31 to 60 days |
₹153 |
61 to 90 days |
₹241 |
91 days and above |
₹1,094 |
What’s Not Covered
Following are the exclusions that state all that is not covered by the Cruise Interruption Indemnity Cover.
Pre-Existing Diseases
Pre-existing injuries or ailments are not covered under this policy. Medical treatment for these purposes will not be covered with the benefit amount.
Hospitalisation Duration
Hospitalisation for less than 48 hours will not be covered by the Cruise Interruption Indemnity Plan. The benefit can be provided only to a hospitalisation period of 48 hours or more.
*For a complete list of exclusions, terms and conditions, please read the policy document carefully.
How to Make a Claim
You can follow the steps given below to contact ManipalCigna Health Insurance Co. Ltd. to claim any of the benefits provided by this policy.
Email
You may contact the insurer by writing to them at servicesupport@manipalcigna.com.
Toll-free Number
To claim this policy, you can call the insurer on 1800-102-4462.
Customer Care Details
You can write to Bajaj Markets at insuranceconnect@bajajfinservmarkets.in if you have any queries, questions or concerns.
FAQs on Cruise Interruption Indemnity Cover
-
✔️Will this policy cover my tickets back home in case of any medical emergency?
This policy cannot reimburse your tickets to travel back home but it can cover for the travel expenses incurred in order to move you to the nearest port for adequate medical treatment or for starting your homebound travel.
-
✔️What if hospitalisation costs more than the benefit amount?
Should your hospitalisation costs exceed the benefit amount limit, the difference amount above the maximum benefit must be paid by you. The policy will only cover costs up to the maximum benefit amount which is ₹10,000.
-
✔️Which is the minimum trip duration after which I can claim this policy?
There is no particular minimum trip duration after which you are eligible to claim this policy. Even within a few hours of your cruise, you can contact the insurer in order to claim the Cruise Interruption Indemnity Cover.
