Sometimes, unforeseen accidents or illnesses can upturn the boat and heavily affect your breezy cruise vacation. Such storms are difficult to endure since emergency medical care during such times can give rise to costs too difficult to incur.
Such icebergs in your path could give rise to the need for first-aid, counselling and consultations, hospitalisation, etc. and you need to be prepared for it all. Hence, Bajaj Markets features the Cruise Interruption Indemnity Cover from ManipalCigna Health Insurance Co. Ltd. to help you incur the expenses of sudden cruise accidents and ailments at a premium rate starting at ₹34.
Given below are the three breezy steps to apply for the Cruise Interruption Indemnity Cover.
Following is the eligibility criteria to apply for the Cruise Interruption Indemnity Cover.
You are required to be between the ages of 18 years and 65 years to purchase this policy.
Following are the details and specifications of the Cruise Interruption Indemnity Cover.
The Cruise Interruption Indemnity Cover with a benefit amount of up to ₹10,000.
Trip Duration |
Premium Amount |
0 to 10 days |
₹34 |
11 to 20 days |
₹65 |
21 to 30 days |
₹94 |
31 to 60 days |
₹153 |
61 to 90 days |
₹241 |
91 days and above |
₹1,094 |
Following are the exclusions that state all that is not covered by the Cruise Interruption Indemnity Cover.
Pre-existing injuries or ailments are not covered under this policy. Medical treatment for these purposes will not be covered with the benefit amount.
Hospitalisation for less than 48 hours will not be covered by the Cruise Interruption Indemnity Plan. The benefit can be provided only to a hospitalisation period of 48 hours or more.
*For a complete list of exclusions, terms and conditions, please read the policy document carefully.
You can follow the steps given below to contact ManipalCigna Health Insurance Co. Ltd. to claim any of the benefits provided by this policy.
You may contact the insurer by writing to them at servicesupport@manipalcigna.com.
Toll-free Number
To claim this policy, you can call the insurer on 1800-102-4462.
You can write to Bajaj Markets at insuranceconnect@bajajfinservmarkets.in if you have any queries, questions or concerns.
This policy cannot reimburse your tickets to travel back home but it can cover for the travel expenses incurred in order to move you to the nearest port for adequate medical treatment or for starting your homebound travel.
Should your hospitalisation costs exceed the benefit amount limit, the difference amount above the maximum benefit must be paid by you. The policy will only cover costs up to the maximum benefit amount which is ₹10,000.
There is no particular minimum trip duration after which you are eligible to claim this policy. Even within a few hours of your cruise, you can contact the insurer in order to claim the Cruise Interruption Indemnity Cover.