Commuting to work is an unavoidable part of our daily routine. There is no doubt that your life is jeopardized every day as you ride by packed trains, buses, or even driving through congested traffic. It is important to protect yourself and obtain compensation in the event of an unfortunate accident. Finserv MARKETS presents Daily Commute Insurance that offers personal injury coverage for daily commutes to work. It will give you peace of mind every day as you ride to and from work if you insure your commuter bike, your gear, and yourself.
For just Rs. 549 a year, you can get coverage up to Rs. 3 Lakhs
You will get compensation up to Rs. 5,000 if you have an accident on your daily commute and need to seek medical attention in an OPD of any hospital.
If the insured dies unexpectedly (during their daily commute), their beneficiaries will be compensated up to Rs. 3 Lakhs to ensure their financial protection.
You will get compensation up to Rs. 2 Lakhs in the event of an accident that results in hospitalization.
Individuals under the age of 18 and those above the age of 70 are not eligible for Daily Commute Insurance.
Any accident that occurs outside of your daily route is not protected.
The process of purchasing or applying for a Daily Commute Insurance is very simple.
Visit our website and go to the Pocket Insurance and VAS products page
Select Daily Commute Insurance and click on Buy Now
Fill out the full details required in the online application form
Once the application is complete, make the premium payment and you’re good to go now
You can file a claim for Daily Commute Insurance by contacting the insurer:
● Bagichelp@bajajallianz.co.in - email address.
● Telephone number: 1800-209-5858 (toll-free)
● Bajaj Allianz General Insurance https://general.bajajallianz.com/corp/aboutus/generaI-insurance-customer-service.jsp
The following is a list of documents that must be submitted when filing a claim:
● Documents proving your identity
● Membership letter from Travel Safe
● Copy of the invoice or bill for the article
● Completed Claim Form
● Within 24 hours, file a claim.
● If there is a break-in or theft, a police report is needed.
The minimum age of the policyholder to receive an insurance policy ranges between the ages of 18 and 21, with a maximum age of 60 years and 100 years provided by various insurance firms.
You may make several claims over the insurance duration, up to the maximum amount insured, according to the terms and conditions.
You will not be liable for paying medical costs if you undergo cashless treatment; instead, the insurance provider will pay for your hospitalization.
The daily commute insurance policy will not cover diseases that are covered under the permanent exclusions.