Delhi metro is a convenient and cost-effective mass transit system in the city. Every day, millions of residents opt for transport through the metro. Nevertheless, it is essential that you have an effective insurance plan so that any accidents or eventualities that happen with you in the Delhi metro remain covered.

 

You can purchase this metro insurance plan, starting just at Rs.399, on the Bajaj Markets platform. It gives substantial coverage after a sudden accident occurring in the Delhi metro causing death or disability.

 

Before purchasing this metro insurance policy, you need to be aware of its various aspects.

Key Features and Benefits of Delhi Metro Insurance Plan

Here are some of the major benefits of this Delhi metro insurance policy:

Sizeable Coverage

The Delhi metro insurance policy gives a maximum coverage of Rs. 1 lakh to the nominee. This will help the family of the policyholder to sustain their immediate and unavoidable financial obligations for the time being.

Nominal Membership Charge

You get benefits under this policy against a nominal annual membership charge of Rs. 399. Thus, you get to secure the income loss of your family after mishaps happen in the Delhi metro at an affordable membership charge.

How to Apply for Delhi Metro Insurance

The application process is simple and hassle-free. All you have to do is follow a few simple steps to get covered:

1. Click on Buy Now

Tap on ‘Buy Now’ on the product page

2. Fill in the Details

Enter the required details in the online application form

3. Make the Payment 

Complete the quick online payment

Eligibility Criteria for Delhi Metro Insurance

Your age must be within the range of 18 to 70 years to meet the eligibility criteria for purchasing the Delhi metro travel insurance plan.

Inclusions Of Delhi Metro Insurance Plan

This policy provides coverage under the following circumstances:

  • Coverage against Death

Your nominee will get coverage up to Rs. 1 lakh if any accidents in the Delhi metro results in your untimely demise.

  • Coverage for Disability

Injuries that occurred due to an accident in the Delhi metro can also result in permanent/temporary disability, causing sudden loss of income. Under this circumstance, you can get a weekly compensation cover of Rs. 2,000 till this policy expires.

Policy Plan Details & Specifications

Let’s have a quick glance over the details of this metro protection plan:

  • Coverage:

Up to Rs. 1 lakh

  • Validity:

1 year

  • Membership Charge:

Rs. 399

What’s not covered

Here are the circumstances that will exclude you from getting the policy benefit:

  • Self-Harm/Suicidal Attempts

The insurer will debar you from getting the policy coverage for suicidal attempts or self-inflicted injuries irrespective of your mental condition.

  • Accidents Caused under Intoxicants Influence

You cannot get coverage if the injury or eventuality occurs under the influence of alcohol or any other intoxicants.

How to Make a Claim

One can place a claim against this policy by contacting the insurer in the following ways:

  • Phone Call:

Contact the toll-free number 1800-209-5858

  • Email:

Write an email to bagichelp@bajajallianj.co.in

  • Mail Service:

You can also write a mail and send it to Bajaj Allianz General Insurance Limited. Here is the address of the insurance company where you have to send your mail:

Bajaj Allianz House, Yerwada, Airport Road, Pune – 411006.

  • Website:

You can also visit the official website of Bajaj Allianz to get to know all other ways to contact the insurer to place your claim for the policy coverage.

Customer Care Details

For any of your questions on this Delhi metro travel insurance policy, you can write at insuranceconnect@bajajfinservmarkets.in. You will get a quick response to your queries.

Delhi Metro Insurance - FAQs

Can I pay the Delhi Metro Insurance membership price through UPI?

Yes, you can easily complete your purchase by transacting the required amount through UPI. In addition, you can also pay via credit card, debit card and mobile wallet. 

Who cannot buy the Delhi Metro insurance policy?

Individuals under 18 and over 70 years cannot buy this policy and avail of its benefits.

What happens if the validity of the Delhi Metro insurance policy is over?

After the validity of this policy ends, you cannot get coverage. So, you need to purchase this Delhi Metro insurance policy again to get yourself covered for another year.

How long can I get the weekly compensation against the Delhi Metro policy?

You can get weekly compensation up to Rs. 2,000 for your income loss until the validity of this policy expires. The policy owners get this benefit if the injuries occurred during Delhi metro accidents make them permanently or temporarily disabled.

Who can claim coverage if the policyholder dies in an accident in Delhi metro?

Nominees get the policy coverage after the policyholder dies due to accidents in Delhi Metro.

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