What is Dengue and Malaria Cover?

Some vector-borne diseases like dengue and malaria can cause major health problems. Hence, you cannot afford to delay their treatments. However, treating vector-borne diseases can burn a hole in your pocket. You can protect yourself from these unexpected costs by buying a Dengue and Malaria Cover. Check out the benefits of a Dengue and malaria Cover and get it for just Rs. 299/year. This comprehensive cover protects you from paying hospitalisation charges if you are diagnosed with either Malaria or Dengue.

How to Apply for the Dengue and Malaria Cover?

Applying for the Dengue and Malaria cover by Aditya Birla Capital is quite easy. You need to follow some basic steps to buy this policy:

  • Click on ‘Buy Now’.

    On the product page, select ‘Buy Now’.

  • Fill in the details

    Enter the required details in the online application form.

  • Make the payment

    You can make the payment through UPI, Net Banking or any other online method

Once the payment is made, you will receive all the details of your membership and the policy via e-mail.

 

Eligibility Criteria

You must fulfil certain eligibility criteria to buy the Dengue and Malaria policy. The basic parameter of the policy is:

  • You must be between 18 and 55 years of age.

What's Covered Under Dengue and Malaria Cover?

  • Hospitalisation Expenses

    With this policy, prevent yourself from paying the hospitalisation expenses up to Rs. 50,000 if you are hospitalised because of vector-borne diseases like Malaria, Dengue, etc.

  • Coverage of Diagnostic Tests

    The policy covers the costs of the diagnostic tests conducted before and after hospitalisation to check the presence of the disease.

  • Medical Expenses

    The policy covers the medical expenses you bear during and after the hospitalisation for treating vector-borne diseases. Even the medicines you buy before hospitalisation are included in the cover.

  • Hospital Rentals

    Under the cover, the room rent of the hospital is also included. The room rent coverage of Rs. 1,000 per day is provided for a regular room, and coverage of Rs.2,000 per day is given for ICU.

Policy Plan Details & Specifications for Dengue and Malaria Cover

The following pointers specify the details of the Dengue and Malaria cover:

● Coverage limit

You get coverage of Rs. 50,000 per annum at just Rs. 299 a year.

 

What’s not Covered under the Dengue and Malaria Cover? 

The policy also has some exclusions. Let’s try to understand them.

  • Infected with the disease during the first 30 days

You can only claim the hospitalisation amount once at least 30 days have passed from the insurance purchase date. The policy will not be applicable if you are hospitalised within 30 days of buying the policy.

  • Hospitalisation due to other diseases

There’s no coverage available if you are hospitalised for any other condition other than dengue or malaria. The insurer will cross-verify the details of the claim before processing it.

  • Hospitalisation before the policy period

If you are hospitalised before the commencement of the policy period, the expenses will not be covered by the policy.

How to Make a Claim?

Claiming the Dengue and Malaria Cover is relatively easy. You can take the following steps:

  • Call

Call on 1800-270-7000 within 24 hours of hospitalisation due to Dengue or Malaria. 

  • Email

You can also drop a mail stating the hospitalisation details on care.healthinsurance@adityabirlacapital.com. Ensure you note the policy number and other important information while claiming.

Customer Care Details

For assistance, you can reach out to us at Bajaj Markets. Just write to us at: insuranceconnect@bajajfinservmarkets.in.

 

Frequently Asked Questions

  • ✔️Is there an eligibility criterion for buying the Dengue and Malaria cover?

    If you want to buy the Dengue and Malaria Cover, you must be at least 18 years old.

  • ✔️Is there a need for the Dengue and Malaria Cover?

    Recently, the number of cases of vector-borne diseases like malaria, Chikungunya, etc., has increased considerably. These diseases may lead you to a hospital. Hospitalisation is an expensive affair; hence, an insurance policy will help you cover these unexpected costs. Also, the cover will safeguard you from other medical expenses accompanying these diseases.

  • ✔️For how many days are the Dengue and Malaria Cover valid?

    The membership and the policy coverage are valid for a year. You need to pay only Rs. 299/year for the policy. However, if you want to renew the policy, you can do the same via Bajaj Markets.

  • ✔️Can the membership be cancelled?

    You can reach out to us to understand the cancellation policy of the Dengue and Malaria cover. Give a call on the toll-free number 1800-270-7000 or drop an e-mail at care.healthinsurance@adityabirlacapital.com to understand the policy's cancellation terms.