A DSLR camera is a preferred choice for professional photographers for its range and quality. The camera lets you get the best shot. However, losing your camera to theft or dealing with its damage could be disturbing. Besides, these cameras are expensive and the cost of repair or replacement is quite high. Hence, what you need is a DSLR camera insurance plan. Bajaj MARKETS brings such a cover at an affordable premium of Rs. 699 per year where you can enjoy substantial financial coverage and several other benefits.
Take a look at the following features and benefits of this DSLR camera insurance cover:
You can enjoy a high financial coverage of up to Rs. 25,000 against a nominal premium amount of Rs. 699 per annum.
Get covered for damages to your camera lens, tripods, stands, and flash that are assembled with a DSLR camera.
Get covered for financial loss caused to your DSLR camera due to explosion, fire, lightning, flood, landslide, and more.
Follow this simple step-wise guide to purchasing this insurance policy:
Tap on the 'Buy Now' option.
Fill in the correct information in the online application form.
Complete your purchase by paying the premium online.
You will get all the membership and policy details on your registered email ID.
A DSLR insurance policy provides financial coverage for the following situations:
Avail financial protection against accidental damages caused to your DSLR camera while using it on your insured premises, up to the maximum insured amount.
This insurance policy covers the financial loss or damages caused to your DSLR camera due to actual or attempted burglary or robbery at the insured premise.
It covers replacement or repair expenses arising due to a mechanical breakdown. However, to file a claim, the camera should be used by you during the mechanical breakdown.
Note: The financial coverage under this insurance plan is based on the invoice value or maximum insured amount.
The following pointers explain the specifications of the policy.
The membership fee is Rs. 699 per annum.
The coverage limit is Rs. 25,000.
You cannot file a claim against the DSLR camera insurance cover in case you meet the following situations which are not covered under this policy:
If you do not insure your DSLR camera within 30 days of purchasing it, you cannot avail financial coverage under this insurance policy.
This insurance plan does not cover the financial loss or damages caused to your DSLR camera for being subjected to contamination or pollution.
The insurance provider is not liable to reimburse the compensation amount for any financial loss or damages caused as a direct or indirect act of terrorism.
The DSLR Camera Insurance policy does not cover the financial loss or damages caused to the instrument or any of its equipment when used for commercial purposes.
You need to pay the first 5% of the deductible for each claim you file against your DSLR camera insurance plan.
Here are the following ways in which you can file a claim against DSLR camera insurance cover:
Call on a toll-free helpline number - 1800-209-5858.
Send an email at firstname.lastname@example.org, mentioning the incident and policy details.
You must submit the following essential documents to support the claim you filed against your DSLR camera insurance plan:
Copy of the DSLR camera's bill or invoice
Duly filled and signed claim form
A copy of FIR in case of burglary or theft
You can contact Bajaj MARKETS by sending your queries to email@example.com.
Bajaj Allianz General Insurance Co. Ltd. is the insurer that provides the DSLR camera insurance plan.
You must inform your insurance provider about the financial loss or accidental damages caused to your DSLR camera within 24 hours of the occurrence of the same.
Customers can apply for the insurance plan by visiting the website of the concerned insurance provider and filling the application form appropriately. Lastly, you can pay the premium amount by using the preferred payment mode.
The validity of this camera insurance is 1 year.
If you miss submitting any of the documents, you will not be able to claim the benefits of this insurance policy.