Coverage of up to Rs. 25,000 | Buy Handheld E-Reading Devices Insurance at Rs. 299

What is Handheld E-Reading Devices Insurance?

With technological advancements, new and updated versions of electronic gadgets are introduced in the market every now and then. One such gadget is the handheld e-reading device. Such electronic gadgets are easy to carry everywhere but prone to accidental damage. Sudden accidental damages will call for repairs or replacement, which can be expensive and quite heavy on your pockets. But with a personal device insurance policy available at a cost as low as Rs. 299 per annum, you can rest assured.

Key Features and Benefits of Handheld E-Reading Device Insurance

Here are some of the features and benefits of such insurance policies:

Substantial coverage of up to Rs. 25,000

This policy comes with a coverage amount of up to Rs. 25,000 at a minimal cost of Rs. 299 per annum.

No Documents. Simply Buy Online!

The personal device insurance policy in a few clicks and say no to the hassle of extensive documentation.

Theft or Burglary? Don’t worry!

This insurance policy provides coverage against damage or loss incurred due to theft or burglary.

Accidental Damage Covered

Device insurance extends coverage against replacement or repair expenses due to any accidental damage caused to the e-reading device.

How to Apply for Handheld E-reading Device Insurance?

Intending policy buyers can apply for Handheld E-reading device cover by following the simple steps mentioned below:

  • Select the ‘Buy Now’ Option

    Click on ‘Buy Now’ on the product page

  • Enter all the Details

    Fill in the necessary details required to fill out the application form.

  • Pay the Premium

    After completing the application process, make the payment of the annual membership fee.

 

You will receive the membership and policy details via your registered email.

 

What is Covered under the Handheld e-Reading Device Insurance?

Here are the necessary inclusions of the handheld e-reading device insurance policy:

  • Coverage against damage from fire and special perils

It provides coverage against the damage caused due to the loss of your device incurred due to explosion, riots, implosion, strikes, fire breakout, water leakage, etc.

  • Coverage against damages caused by natural disasters

Coverage is also extended for financial losses incurred due to environmental disasters like floods, earthquakes, landslides, etc.

  • Electrical or mechanical breakdown

In case your e-reading device goes through electrical and mechanical failure, the concerned insurer will reimburse the repair cost based on the decided amount.

Policy Details & Specifications

Refer to the pointers below to learn about the policy details:

  • Membership fee

The membership fee is only Rs. 299 per annum.

  • Coverage limit

Get coverage up to Rs. 25,000.

What’s not Covered under Handheld e-Reading Device Insurance?

Here are some of the exclusions that customers need to know when applying for device insurance:

  • Damage due to pollution

This policy does not cover losses, damages or destruction incurred due to contamination or pollution.

  • Damage due to terrorism

Any damage caused to the e-reading device due to an act of terrorism will not be applicable under this policy.

  • Delay in insurance application

The personal device coverage will be invalid if the policy purchase date exceeds 30 days from the mentioned invoice date.

Applied Deductibles

The deductible value for the first 5% of every claim amount will be subjected to a minimum of Rs. 1,000 for a sum insured value of up to Rs. 20,000 and up to Rs. 50,000.

How to Register a Claim?

To raise a claim, you can connect with the customer support team within a span of 24 hours of the loss or damage through the following ways:

  • Call

Dial the toll-free number 1800-209-5858

  • Email

You can also write to us at bagichelp@bajajallianz.co.in

Documents Required Processing the Claim

Here are the documents required to raise the claim:

  • Invoice or bill copy

  • FIR copy

  • Appropriately filled claim form

Handheld E-Reading Devices Insurance - Customer Care Details

If you have any queries related to the policy, you can write to us at insuranceconnect@bajajfinservmarkets.in .

Handheld e-Reading Devices Insurance - Frequently Asked Questions

  • ✔️What is the validity of Handheld e-reading device insurance?

    Under this policy, customers can cover their preferred gadget for a period of 1 year and need to renew on time.

  • ✔️Which payment method is available for paying the insurance premium?

    Customers can pay the insurance premium by choosing their preferred payment mode, such as UPI, NEFT, bank transfer etc.

  • ✔️What are the different kinds of damages covered under this policy?

    Any damage arising from natural disasters and basic incidents that occurs at the insured person’s premises is covered under this plan.

  • ✔️What is the duration of raising a claim?

    To raise the claim, customers need to connect with the insurer’s representative within 24 hours of the incident.

  • ✔️Do I need to furnish additional documents when raising a claim?

    Customers are required to furnish additional documents and details to the insurance provider for disbursing the claim amount.

    These include:

    • Invoice or bill copy

    • FIR copy

    • Appropriately filled claim form