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What is EBH Immunity Care?

With the help of immunity testing, it is now possible to identify germs that exist in one’s body so that one can acquire better health. Viruses, hormones, and blood pigment haemoglobin can each be identified with immunity testing. However, these types of tests can be expensive. 

 

 Bajaj Markets presents to you the EBH - Immunity Care starting at ₹ 1000. This insurance policy will help you manage expenses pertaining to immunity testing. 

 

How to Apply for the EBH- Immunity Care?

The application process for this insurance plan is simple and straightforward. Here’s how you can get started:

  • Click on Buy Now

    Tap on the ‘Buy Now’ button on the product page.

  • Fill in the Details

    Enter the required details in the online application form.

  • Make the Payment

    Complete the payment procedure online.

 

You’re all set! You’ll receive the membership details and welcome pack on your registered email ID.

Eligibility Criteria

In order to subscribe to the EBH- Immunity Care, you must meet some basic eligibility criteria: 

 

●       Applicant must be an Indian resident

●       Applicant’s age should be 18 years and above

 

What is Covered

  • Lab Test Package (Prime Network)

    This package covers a number of predefined tests that are aimed at identifying and minimising risks. Policyholders are entitled to undergo a check-up each policy year for a predefined lab test package as per the package selected by them. These tests are available to only those listed under the policy. These tests can only be taken at Bajaj Finserv Health Prime partner hospitals and laboratories.

  • OPD / Doctor Consultation Benefit

    This benefit entitles policyholders to consult a doctor (speciality or general) with a minimum degree of MBBS, BDS, BAMS, or BHMS and cover is provided for the same as per the amount specified under the plan. An invoice of the consultation should be provided so that reimbursement for the same can be processed. It should clearly indicate the consultation fees, the doctor's name and speciality, registration number, date of consultation, doctor stamp, and customer details for reimbursement. The benefit amount can be claimed in a single visit or can be spread across multiple visits to the doctor, provided they fall within the benefit outlined in the policy.

  • Network discounts

    Discounts provided under this plan include a 10 percent discount for OPD consultations, lab & radiology, health plans & packages, pharmacy expenses, spectacles and dental procedures. A 5 percent discount is applicable to the room rent. In the event of an IPD admission, the ambulance ride is free. These discounts are applicable to only those that operate within the Bajaj Finserv Health Prime network. Moreover, all network discounts may not always be applicable to each unit that falls within the Bajaj Finserv Health Prime network.

Policy Plan Specifications and Details

Immunity Care

Immunity care - Essential

Immunity Care - Classic

Lab Test Package (Prime Network )

No. of tests

Membership fee

No. of tests

Membership fee

Creatinine

1

₹ 1,000

1

₹ 2,900

CBC

1

1

Liver Function Test

0

1

Ferritin

1

1

Glucose - Sugar Fasting

1

1

Thyroid stimulating hormone

0

1

Vitamin B12

1

1

Vitamin D

0

1

OPD / DOCTOR Consultation Benefit (Open Market)

Benefits up to ₹ 500

Benefits up to ₹ 1,000

Doctor of your choice

Network Discounts (Prime Network)

- 10% discounts on doctor consultation, lab tests, preventive health check-up, dental procedures, spectacle and pharmacy - 5% discount on IPD room rent - Free ambulance service on IPD admission

What is Not Covered - 

Policyholders of this plan are not provided with coverage for the following.

Exclusions Under Lab Test Package – 

This package is not applicable outside the Bajaj Finserv Health Prime network. 

The home collection facility is only available in select locations, and in the event that it isn’t, policyholders need to physically visit the location. 

This package is only available to an adult mentioned in the policy and can’t be transferred to another member.

Carry forwards aren’t permitted even if that plan is renewed. 

Benefits aren’t redeemable against cash.

 

Exclusions Under OPD/Doctor Consultation Benefit – 

Coverage isn’t provided for any medical procedures a policyholder might undergo. 

Benefits may not be transferred to others unless they are covered under the policy.

Carry forwards are not permitted even if the plan is renewed,

The doctor consultation benefit can’t be added to another benefit.

 

Exclusions to Network Discounts –

Discounts cannot be clubbed with other benefits. 

Network discounts are only available within those specified under the Bajaj Finserv Health Prime network.

 

Policyholders, as well as those interested in getting the same, are requested to please read the policy wordings in order to have a clearer understanding of the same.

How to Claim

Doctor Consultation Benefit/Lab and Radiology Benefit

The reimbursement claims for lab and radiology or doctor consultation benefits can be raised in the following ways:

Bajaj Finserv Health App

  • Download the Bajaj Finserv Health application

  • Sign-up or sign-in using your registered mobile number

  • Under my ‘Health Plans’, select your purchased plan

  • Select ‘Lab & Radiology Benefit’ or ‘Doctor Consultation’, whichever is applicable

  • Enter relevant details and upload your invoice

  • Share your bank account details and upload a cancelled cheque

  • Submit your claim

  • Your claim will be reimbursed within 48 working hours 

 Bajaj Finserv Health Website

  • Sign-up/sign-in on the Bajaj Finserv Health website

  • Under my ‘Health Plans’, select your purchased plan

  • Select ‘Lab & Radiology Benefit’ or ‘Doctor Consultation’, whichever is applicable

  • Enter relevant details and upload your invoice

  • Share your bank account details and upload a cancelled cheque

  • Submit your claim

  • Your claim will be reimbursed within 48 working hours directly into your bank account

 Emailing the Customer Service

  • Send an email to customercare@bajajfinservhealth.in

  • Attach a scanned copy of your invoice with all relevant details legible

  • Mention details like patient name, hospital/lab name, and bill amount

  • Share your  bank details and upload a cancelled cheque

  • Your claim will be reimbursed within 48 hours  

Tele-consultation Benefit

You can raise and request for the benefit of cashless claims or tele-consultation, by following any of the two methods listed below:

Bajaj Finserv Health App

  • Download the Bajaj Finserv Health app

  • Sign-up or sign-in  using your registered mobile number

  • Under ‘My Health Plans’, select your purchased plan

  • Choose the ‘Teleconsultation benefit’ option

  • Choose the doctor of your choice from the list of doctors

  • Select preferred date and time 

  • Click on ‘Submit’

  • You will receive a link to join the consultation call, 15 mins before the consultation

  • The doctor will join the call on the scheduled day and time

 Bajaj Finserv Health Website

  • Go on to the bajajfinservhealth.in website

  • Sign-up or sign-in using your registered mobile number

  • Under my “Health Plans”, select the Purchased plan

  • Select ‘Tele-consultation benefit’ 

  • Choose your preferred doctor from the list of doctors

  • Select preferred date and time 

  • Click on ‘Submit’

  • You will receive a link to join the call 15 mins before the consultation

  • The doctor will join the call during the scheduled time

 

Lab Test Package (Prime Network Only)

You can get cashless claims for the lab test package in any of the following ways:

Bajaj Finserv Health App

  • Download the Bajaj Finserv Health app from AppStore or PlayStore. 

  • Sign-up or sign-in using your registered mobile number

  • Under ‘My Health Plans’, select your purchased plan

  • Choose the ‘Lab test package benefit’ option

  • Choose the hospital/lab of your choice

  • Enter the date of redemption and click on ‘Confirm’

  • An SMS with the voucher link will be sent to your registered mobile number. Share your voucher code to get cashless lab test package benefits

 

Bajaj Finserv Health Website

  • Begin by visiting the bajajfinservhealth.in website

  • Sign-up or sign-in using your registered mobile number

  • Under ‘My Health Plans’, select your purchased plan

  • Choose the ‘Lab test package benefit’ option

  • Choose the hospital/lab of your choice

  • Enter the date of redemption and click on ‘Confirm’

  • An SMS with a voucher link will be sent to your registered mobile number. Share the voucher code to get cashless lab test package benefits

    Emailing to Customer Service

  • Send an email to customercare@bajajfinservhealth.in

  • Include details like customer name, hospital/lab name, and date

  • A customer care executive will get in touch with you to confirm your identity using an OTP

  • An SMS with a voucher link will be shared on your registered mobile number

  • Share your voucher code to get cashless lab test package benefits

Network Discounts

Bajaj Finserv Health Prime Network provides discounts on healthcare services. You can get these benefits in the following ways: 

 

  • Visit the healthcare services offered by any lab and/or hospital that is a part of the Bajaj Finserv Health Prime Network

  • Share the benefit requested on the network, along with your registered mobile number to the billing executive

  • You’ll receive an OTP, which needs to be shared with the billing executive. 

  • Upon sharing the OTP, you can get up to 10% discounts on selected services at the hospital/network under the Bajaj Finserv Health Prime Network.

Customer Care Details

You can connect with us at Bajaj MARKETS. Just write to us at: insuranceconnect@bajajfinservmarkets.in in case of any queries. 

 

Medical Covers for Disease

Hospitalisation Insurance

Injury/Accident Covers

Frequently Asked Questions About the EBH- Immunity Care

  • ✔️How much does the EBH- Immunity Care cost?

    This plan starts at ₹ 1000 per year, including GST. 

  • ✔️Is a discount provided on lab and radiology expenses?

    Yes, a 10 percent discount is provided on lab and radiology expenses.

  • ✔️Is there a room rent discount, and if so, what is it?

    Yes, there is a 5 percent room rent discount applicable under this plan.

  • ✔️Can the lab test package be provided to my family member who isn’t included under the policy?

    No, the lab test package cannot be transferred to anyone else, including a family member if they aren’t included under the policy.

  • ✔️ Are carryforwards permissible if any of the benefits weren’t used in a policy year?

    No, carryforwards aren’t permissible even if none of the benefits was made use of in a policy year.

Our Partners

Contact

020-71634200 ( Mon to Sat - 10 am to 6 pm )

Address

4th Floor, B2 Building, Cerebrum IT Park, Kumar City, Kalyani Nagar, Pune – 411014.

Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522