Buy Education Benefit (18-40 Years) Cover at just ₹1018 per year.

What is the Education Benefit Cover (18 to 40 years)?

Education is essential for the enhancement of your skills and personality and sets the foundation for your success in the future. As a parent, a primary area of concern will be your children’s education. With schools and universities charging an exorbitant fee for enrolling students, it becomes a task to cover educational expenses. An educational insurance policy plan that takes care of your children’s educational finances can be quite the helping hand during troubling times. Aditya Birla Health Insurance Co. Ltd. offers the Education Benefit (18-40 years) Insurance cover, starting at a minimal premium of just Rs. 1,018/year. This exclusively curated benefit also features a full payout to the kids of the insured candidate in case of accidental death. Let us see the key details of this policy. 

Key features of the Education Benefit (18 to 40 years) Cover

With this education benefit insurance cover, you can have access to several top-notch services and features. Let’s take a look at them below:


College fees support

This tailored education benefits cover provides support by covering the tuition fees up to the specified limit.

Protection against uncertain situations

You will be entitled to full assured insurance money in case of accidental death of a parent. However, with this, the policy doesn't end, and you will continue to have access to regular reimbursements for college and other educational expenses.

Complete education support

With this education insurance cover, you can get access to an insurance amount of up to Rs.1 lakh for all education expenses. However, only two children can be covered in a single insurance policy plan.

How to Apply

Here is how you can get the education benefits:

  • Select the buy now option

    After clicking on the “buy now” option from the webpage, a new pop-up will come up on your screen, asking for basic information. Fill out and finish the form.

  • Enter the OTP

    Confirm your application by providing your phone number after giving all your information. Enter the OTP to get to the next step.

  • Pay the initial premium

    A new payment page section will pop in front of your screen. Choose from a number of payment methods ranging from credit/debit card, UPI, or any modern payment wallet and complete the payment.

All done! You’ll receive your membership details and all insurance-related information in your email shortly. 

Eligibility criteria 

Let’s take a quick look at the eligibility criteria you must adhere to for the education insurance cover:


  • This education insurance plan policy is applicable only to adults between 18 and 40 years of age. 

  • You must be an Indian citizen and provide some legal documents that declare you as such. 

What’s covered under the Education Benefit (18 to 40 years) Cover?

Buying this education cover plan can be extremely fruitful. Let’s see all the benefits that it brings:


1. School fees support

With this amazing insurance plan, you can easily provide your child with a good school education without worrying about finances!


2. Coverage against chronic diseases: 

The plan provides cover against the treatment of chronic diseases. Apart from this, the plan covers the amount spent on the treatment following, up to the specified limit:


  1. Cancer of specified severity

  2. Myocardial Infarction.

  3. Open chest CABG.

  4. Open heart replacement or heart valve repair.

  5. Kidney failure after which regular dialysis is required. 

  6. Stroke that has resulted in symptoms that are permanent.

  7. Permanent limb paralysis.

  8. Multiple Sclerosis that has persisting symptoms. 

  9. Coma with severity as specified.

  10. Motor Neurone Disease that has permanent symptoms. 

  11. A major transplant of an organ or bone marrow. 


 3. Free Doctor Consultation

We will reimburse any amount of money that you spend on an appointment with the doctor. 

Policy Plan Details & Specifications

Let’s quickly go over the inner details of this special education insurance policy plan to understand it better:

1. Coverage limit

You can receive a sum insured of Rs. 1 lakh as an education benefit, only at a premium of Rs. 1018/year. 

2. Validity

This education insurance plan is valid for one year. 

What’s not covered?

Let’s also discuss the factors that are not covered by this education benefit plan for 18-40 year adults:


1. Suicidal injuries

Any complications arising due to suicide or self-sustaining injuries are not covered by this education policy. 


2. Death because of sexually transmitted diseases

This insurance education policy does not cover death caused due to sexually transmitted diseases or any carnal diseases.

How to make a claim 

You can easily file an insurance claim by reaching out to the insurer in the following ways:

  • Call 

Give a call at the toll-free number 1800-270-7000 during business hours to initiate a claim. Your request will be registered by the representative.

  • Email

Send an email to with your claim details, and someone will contact you shortly. 

Customer care details

For any additional assistance or queries, feel free to reach us at

Frequently Asked Questions (FAQ)

How long is the span of this insurance cover policy?

This exclusive education policy is valid over a time period of 1 year.

Can I pay for this Education benefit insurance plan online?

Yes, you can pay the premium online via several available payment methods, such as credit/debit cards, UPI, mobile wallets, and net banking.

How can I file an insurance claim?

To file a claim, you can send an email to with all the details related to your claim to get the fastest response. Alternatively, you can give a call on the toll-free number 1800-270-7000 during business hours to initiate a claim.

What is covered under the education benefit (18-40 years) cover?

Under this plan, you will get support for paying your school fees. Along with this, you will get coverage against chronic diseases and free doctor consultations. You will also get protection in uncertain conditions, such as the death of a parent. 

Can a claim be raised if the insured suffered injuries due to a suicide attempt?

No, any complications arising due to suicide or self-sustaining injuries are not covered by this education policy. Moreover, death due to STDs is also not covered.

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