Premium starting at just ₹123 | Up to 3 EMIs covered | Minimum EMI of ₹1,000 BUY NOW


Access to easy credit is a convenience of modern life. Thanks to the wonders of modern finance, we can easily access loans when we need to borrow money for our personal or business and pay them back through convenient equated monthly instalments (EMIs) over a period of time. However, life is unpredictable, and an unexpected illness or hospitalisation can render you unable to pay your EMIs on time. This can have a negative impact on your creditworthiness and may even lead to a risk of default. This is why Bajaj Markets brings to you Group Care 360 EMI Protection/SIP Cover plan by Care Insurance that covers your EMIs when you are unable to pay them due to hospitalisation or illnesses.

Features & Benefits

  • Have up to 3 EMIs covered for a nominal premium starting of only Rs. 123 per Rs. 1000 of the EMI.
  • Pay using a payment method of your own choice with a wide range of payment options including credit/debit cards, cheques, digital payment wallets, etc.
  • Fast and hassle-free claim process.

What is Covered?

Convalescence Benefits – 

If the insured member is hospitalised on account of injury, illness, or accident, EMIs will be covered according to the plan opted. This is dependent on the following:

  • Minimum duration of hospitalization should be exhausted

  • Benefit would be paid once in a Cover Year.

The plan details are as given in the table below.

Duration of Hospitalisation

EMIs Covered

Fee per Rs. 1000 of EMI (incl. GST)

4 to 6 days


Rs. 123

7 to 9 days

2 EMIs

Rs. 123

10 days and above

3 EMIs

Rs. 123

What is Not Covered?

  • Claims Within Waiting Period – 

The plan has a waiting period of 30 days from the date of issuance of the policy. Any claims within this period will not be covered.

For the complete list of exclusions, refer to the policy wordings.

Documents Required

All that is needed to apply for the Group Care 360 EMI Protection/SIP Cover insurance plan are copies of your KYC documents ( Photo ID, residence proof, etc.) and filling up a simple online application form.

How To Apply?

Applying to the Group Care 360 EMI Protection/SIP Cover insurance plan is a simple 4-step process.

1. Visit Bajaj Markets

Visit our website and go to the Pocket Insurance and VAS page

2. Select Product

Choose EMI Protection/SIP Cover insurance from the wide array of products

3. Fill Details

Fill in your details in the online form

4. Make your payment

Make an instant payment and get your plan.

Claim Process

Claims related to the Group Care 360 EMI Protection/SIP Cover insurance plan can be made through any of the following 2 modes:

  • Call on the toll-free helpline 1800-102-4488

  • Send an email to


In each case kindly provide the relevant documents including your policy number.


What documents are required for making a claim?

The duly signed claim form, a registered medical practitioner’s report confirming hospitalisation, and details of your EMI payments are required for making a claim. Certain other documents may also be required in special cases.

How will the claim be settled?

Payment for the claim may be settled either through NEFT or through a system cheque.

What is the duration of the policy?

The duration of the Group Care 360 EMI Protection/SIP Cover insurance plan is 1 year.

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