Buy Healthy Body Package Plan starting at just ₹1,200.

What is a Healthy Body Package?

Getting regular body checkups and tests is essential. Not only does it keep you mindful of how you treat your body, but it also ensures that any health issue is detected before it becomes severe. The Healthy Body Package Plan by Bajaj Finserv Ltd. helps you secure yourself or your family members by mitigating the financial burden of keeping track of your physical fitness and well-being. You can get any lab tests you want with the lab benefit packages included in the Healthy Body Package plan. The policy comes in two variants – the Essential plan with a premium of Rs. 1,200/year and the Classic plan at a premium of Rs. 2,100/year. Here is how you can get this cover seamlessly.

How to apply for the Healthy Body Package?

You can apply for the Healthy Body Package Plan with just a few simple steps:

  • Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Confirm Your Application

    Enter your mobile number to receive an OTP. Use the code to confirm your online application form.

  • Pay the Premium

    You can pay the premium amount online using your credit card, debit card, UPI, mobile wallet, or payment modes.

 

That’s all! You will receive your policy details through email and WhatsApp text.

 

What’s covered under the Healthy Body Package?

  • Lab and radiology benefits

    You can get radiology tests as well as pathology tests done up to the amount specified. These can be done at any lab or centre of your choice. You will get reimbursed for the expenses you incur. Everyone whose name is listed under the Healthy Body Package Plan can get such tests done. You can claim the entire benefit amount at once or spread it over multiple tests.

  • OPD or Doctor Consultation

    The plan allows you to consult with doctors/specialists of any specific medical speciality if available. All people who are listed under your policy are eligible for this benefit. You can claim the benefit of doctor consultations at once or utilise the cover by getting consultations multiple times.

  • Network discounts

    The Bajaj Finserv Health Prime network offers discounts on healthcare expenses. The discount offered on OPD consultations, health packages, pharmacy expenses, dental procedures, spectacles, and radiology and labs is 10%. The same is 5% for the rent paid for rooms. You will also get ambulance services for free.

Policy Plan Details & Specifications

The details and specifications of the Healthy Body Package Plan that you must know are:

Healthy Body Package

Healthy Body Package Essential

Healthy Body Package Classic

Laband Radiology Benefit

(Open Market)

Benefits up to

Membership fee

Benefits up to

Membership fee

Rs. 2,000

Rs. 1,200

Rs. 4,000

Rs. 2,100

OPD / Doctor Consultation Benefit

(Open Market)

Rs. 1,000

Rs. 1,500

What’s not Covered?

Listed below are the expenses and causes for which cover is not extended under the Healthy Body Package Plan:

  • Radiology and Lab exclusions

You shall not be reimbursed for diagnostic procedures. You cannot transfer the benefits of this policy to anyone whose name is not mentioned in the Healthy Body Package Plan. Other things that you must note are:

  • You cannot carry forward any benefit that you have not used before the expiration of the policy. These benefits cannot be claimed even if you re-purchase the policy.

  • You cannot redeem benefits against cash.

  • You cannot club this benefit with another benefit.

  • Uncovered benefits under doctor consultations 

You will not get reimbursed for any diagnostic procedures. The benefits are non-transferrable to those who are not mentioned in the policy details. Moreover, carrying forward unused benefits is not allowed, even if you re-purchase the plan. You cannot redeem these benefits in exchange for cash or combine them with different benefits.

  • Limits for Network Discounts

You cannot club network discounts, and you can only get these discounts on partners listed on the Bajaj Finserv Health Prime network. 

How to make a claim

You can reach out to the customer care team to raise a claim in any of the following ways for doctor consultations or lab/radiology benefits:

  • Bajaj Finserv Health App

Install the Bajaj Finserv Health app and sign-up on it with your mobile number. Select the plan that you purchased from the ‘Health Plans’ tab. Enter the required details and attach a copy of your invoice. Share your bank details along with a cancelled cheque. Your claim shall be credited in 48 hours. You will receive the amount in your account.

 

  • Bajaj Finserv Health Website

Open the Bajaj Finserv Health website and sign up or log in. Proceed by selecting the plan you have purchased from the ‘Health Plans’ tab. Enter the required details, scan and upload your invoice, and add your bank details. Your claim shall be credited to your account within 48 hours.

 

  • Email 

Send an email to customercare@bajajfinservhealth.in along with a copy of your invoice. Ensure that all the required details are visible. Your claim shall be settled in 48 business hours. 

 

Please note:

  • You can get teleconsultations and cashless claims. For this, you can follow these two methods – either use the Bajaj Finserv Health App or Website.

Customer care details

You can always write to us at insuranceconnect@bajajfinservmarkets.in and quickly get all your queries and doubts resolved regarding the Healthy Body Package policy, coverage, and more. Our team is always available to assist you.

 

Frequently Asked Questions (FAQs)

  • ✔️Why do I need a pre-employment health check?

    Pre-employment health checks are a vital component of any organisation's employee benefits program. It provides crucial information about the health status of new hires as well as the welfare of the existing employees of the company. It is a significant way of checking a person's overall health condition. 

  • ✔️What tests are covered in pre-employment health screening?

    The pre-employment health screening consists of a drug test, alcohol test, heart health test, routine physical examination, BP and pulse check, chest X-ray, and more.

  • ✔️Is it compulsory to get a pre-employment medical check-up?

    All employees, whether permanent or contractual, working in the manufacturing industry are required to undergo pre-employment health screenings under the Factories Act of 1948. Medical checks ensure the health and safety of employees and the workplace.

  • ✔️What is the duration of the pre-employment medical test?

    Depending on the test and assessment categories, a pre-employment health check can take 15 to 90 minutes. It also depends on how many medical tests are performed and where they are conducted.