Modern refrigerators are a technological marvel. Deploying state-of-the-art technology and the most advanced cooling solutions, they offer you a world of features. A high-end refrigerator not just keeps your food tasting fresh for longer, it adds aesthetic value to your home décor. Like all things fine in life, however, high-end refrigerators don't come cheap. And in case they were to suffer accidental damage or breakdown, you are likely to find yourself saddled with a heft bill. This is why Bajaj Markets brings to you, the High-end Refrigerator Insurance plan.

Features & Benefits

  • High Coverage for a Nominal Premium

    Get coverage of Rs. 1,00,000 for just Rs. 799 per annum under the High-end Refrigerator insurance plan.

  • Comprehensive Coverage

    The High-end Refrigerator Insurance covers a wide range of issues ranging from repairs to cases of a total loss to your Refrigerator, subject to the maximum sum insured under the policy

What is Covered?

  • Theft/Burglary

    In case your refrigerator gets stolen the Refrigerator Insurance plan covers your financial loss up to the maximum sum assured under the plan.

  • Accidental Damage

    Repair or replacement on account of accidental damage to your refrigerator is covered under the High-end Refrigerator Insurance plan.

  • Standard Fire Cover & Special Perils Cover

    In the unfortunate event of your refrigerator getting damaged on account of a fire, explosion, floods, strikes or any other natural or man-made disaster, the cost of repair and replacement will be covered by the High-end Refrigerator Insurance plan subject to the maximum sum assured under the plan.

What is Not Covered?

  • Refrigerators Older Than 1 Year

    Refrigerators older than 1 year as counted from the invoice/bill date are not covered under this policy.

  • Loss or Damage Due to Normal Wear and Tear

    Like all machines and appliances, refrigerators too suffer a certain degree of wear and tear due to daily use which is normal. Any loss or damage on account of such normal wear and tear will not be covered by the High-end Refrigerator Insurance plan.

How to Apply for High-End Refrigerator Insurance ?

Applying for High-End Refrigerator Insurance is fairly simple. You could avail the insurance instantly over a few clicks by following the below mentioned steps:

  • Visit Bajaj Markets

    Visit our website and go to the Pocket Insurance and VAS products page

  • Select Product

    Select High-End Refrigerator Insurance and click on Buy Now

  • Fill Details

    Fill out the full details required in the online application form

  • Make your payment

    Once the application is complete, make the premium payment and you’re good to go now


Claim Process


Claims related to the High-end Refrigerator insurance plan can be made through any of the following modes:

●        Call on the 24-hour toll-free helpline 1800-266-7780 or 1800-22-9966 (senior citizens only)

●        SMS ‘CLAIMS’ to 5616181

In each case kindly provide the relevant documents including your policy number.

Manage your queries related to High-End Refrigerator Insurance here

Duly signed claim form, an incident report by the customer, a copy of FIR in case of theft or copy of the report from fire brigade in case of fire, original bill/invoice, repair bills (in case of partial damage). Certain other documents may also be required in special cases.

The High-end Refrigerator Insurance plan provides a cover of up to Rs. 1,00,000.

You have to pay a premium of Rs. 799 to avail of High-end Refrigerator insurance.

Yes, in case you make a claim, you will be charged 10% of the claim amount as policy excess.

Yes. Damage due to deliberate misuse, electrical or mechanical failure not arising out of an accident, or gradual wear and tear are not covered unless specified. For a complete list of exclusions please read the policy document.


Loan Offer
Download App
Credit Score