Coverage of up to Rs. 60,000 | Security against malware | Buy now at just Rs. 749

What is Key Insurance?

The new and advanced technology-enabled laser-cut keys are safe and secure. However, the cost of replacing such keys can be quite expensive. Therefore, a Key Safeguard Insurance at just Rs. 749/year is your ideal way out.


The Key Safeguard plan provides financial coverage against replacement charges, locksmith charges, and a host of other benefits. Read on to find out more!

 Features of the key protection cover

Here are the reasons why this plan is a must have:

Emergency Travel Assistance

Get coverage of up to Rs. 40,000 for travel and hotel booking, in case you lose your key while travelling.

Instant Card Blocking Service

If your wallet gets lost or stolen, the key protection cover allows you to block all your cards with a single call.

Hassle-free Online Application

Get key protection insurance cover conveniently from the comfort of your home by filling out an online form.

How to Apply for a Key Safeguard Insurance Cover?

Follow the steps to apply for a key insurance plan:

  • Click on ‘Buy Now

    Tap/click on ‘Buy Now’ on the product page.

  • Fill in the Details

    Enter the required details in the online application form.

  • Make the Payment

    Complete the payment online via your preferred mode


It’s Done! You will receive your membership and policy details on your registered email id.

What's Covered?

Here are some of the inclusions under the key insurance policy:

  • Key Replacement Coverage

Get the key replacement cost reimbursed under the lost key insurance plan incurred in case your keys are stolen or lost. The amount of compensation, however, is limited to the charges paid to the locksmith.

  • Lock-out Reimbursement

This plan reimburses the cost of locksmith services if you get locked out of your vehicle or home.

  • Coverage for Break-ins

For events like sudden break-ins into your vehicle or home, this plan will cover the cost of lock changing and key replacement. However, the cost of a new lock is not covered under this plan.

  • Rental Car Charges Reimbursement

If the vehicle key replacement process takes up more than 24 hours, this plan will cover the costs of a rental car.


Policy Plan Details & Specifications

Here are the details of a Key Safeguard insurance plan:

  • Coverage limit: Get coverage of up to Rs. 60,000 at just Rs. 749/year

  • Validity: 1 year

What’s not Covered?

Here are some of the exclusions of Key Safeguard Insurance:

  • Deliberate Damage

In case of intentional damage to the keys, you will not receive insurance coverage.

  • Keys of Commercial Vehicle

No coverage is provided for the key replacement of a vehicle that is not owned by you or not meant for personal use.

How to Make a Claim & Documents Required to Process the Claim

You can make a claim by informing your concerned insurer in any of the following ways:

1. For assistance with emergency travel

2. For claims related to keys

  • Call on 18002667780 or 1800-22-9966 (for senior citizens)

  • SMS ‘CLAIMS’ to 5616181

Here are the documents required to file a claim:

  • Invoice or bill copy of article

  • KYC documents

  • Intimation of claim within 24 hours

  • Travel safe membership letter

  • Accurately filled claim form

  • FIR copy is mandatory in case of theft or burglary

Frequently Asked Questions

  • ✔️What to do if the locking process in my car is broken?

    In case your car’s locking mechanism stops working, replace or fix the lockset. Then file a claim of compensation by sending the invoice or bill.

  • ✔️What happens if your car lock breaks but the key remains intact?

    Depending on the terms and conditions of the policy, the concerned insurer will reimburse the cost of repair. However, the insurer will provide the replacement cost if you misplace the key. 

  • ✔️How can a new car key be made without the original?

    An experienced locksmith can make a replacement key even if you do not possess the original one. You have to provide certain information about the key, and you can get a replacement key.

  • ✔️What is the significance of car key insurance?

    Luxury cars are expensive and the keys of those cars have become technologically advanced to maintain the car's safety. Resultantly, replacing or repairing them can cost a substantial amount and require high-end mechanics. Such insurance policies are effective for avoiding financial risks occurring from the loss or damage of such keys.

  • ✔️What to do if my car key is lost?

    If you find that your car key is lost, you must file an FIR with the police in case of theft or robbery. After filing the FIR, you can get the key and lock replaced and file a reimbursement for the expenses incurred by furnishing necessary documents.