Coverage of up to Rs. 25,000 | Buy Kitchen Appliances Insurance at just Rs. 249

 What is Kitchen Appliances Insurance? 

Kitchen appliances are, after all, electronic gadgets that can get damaged, resulting in substantial financial loss. Therefore, buying a proper insurance plan for your kitchen appliances can protect you financially against such monetary loss.

 

Kitchen appliances insurance plan is a cost-effective insurance product that covers the financial losses arising from accidental damages or theft of your kitchen appliance. The membership fee is just Rs. 249 per year, and it also comes with several features and benefits that make it an essential purchase. 

Key Features and Benefits of Kitchen Appliances Insurance Cover

Take a look at the following features and benefits of the kitchen appliances insurance cover:

ubstantial Coverage Limit

You can get a high financial coverage of up to Rs. 25,000 against an affordable membership fee.

Convenient Online Payment Option

You can conveniently pay the membership fee online using any of your preferred digital payment modes like net banking, mobile wallet, etc.

How to Purchase Kitchen Appliances Insurance Cover?

You can find kitchen appliances insurance plan on Bajaj MARKETS. You can also purchase the same through this platform by following a few simple steps:

  • Click on Buy Now

    Visit the page and tap on ‘Buy Now’.

  • Fill in the Important Details

    Submit the necessary information through an online application form.

  • Pay Online

    Once you submit the details, pay the premium charges online to complete your purchase.

 

After you complete your purchase, you will get the details of this insurance policy on your email ID.

Inclusions of Kitchen Appliances Insurance

You can file a claim against your kitchen appliances insurance plan for the following situations covered under this policy:

  • Covers Accidental Damages

This insurance plan offers financial coverage against accidental damages caused to your kitchen appliances.

  • Standard Fire and Special Perils Cover

You can get financial protection against damages caused to your kitchen appliance by an accidental implosion or explosion, fire, lightning, earthquake, cyclone, etc., as mentioned in the document of your insurance policy.

  • Covers Damages Caused Due to Mechanical Breakdown

If your kitchen appliance gets damaged due to mechanical faults, you can file a claim to get the reimbursement amount from your insurance provider. This will compensate for the financial loss arising from repairing or replacing the damaged kitchen appliance.

Details and Specifications of Kitchen Appliances Insurance Cover

You should know the details of the kitchen appliance insurance plan before investing in it. Therefore, go through the following pointers that elaborate on the details of this policy:

  • Coverage Limit

You can get maximum financial coverage of Rs. 25,000 under this insurance policy.

  • Payment Methods

Multiple online payment options are available to pay the membership fee online without any hassle. You can select either UPI, credit or debit cards, mobile wallets, net banking, or other digital payment modes.

Exclusions of Kitchen Appliances Insurance

The kitchen appliances insurance plan does not provide financial coverage for the following circumstances:

  • Damages Caused Due to Pollution

The insurance provider will not offer any reimbursement amount to cover the financial loss arising from damages caused to your kitchen appliances due to contamination or pollution.

  • Kitchen Appliances Older Than 30 Days

This insurance plan does not provide financial coverage for kitchen appliances older than 30 days from the date of purchase. Note that the purchase date mentioned on the invoice is the original purchase date.

  • Damaged Caused Due to Act of Terrorism

This insurance plan does not cover financial loss arising from damages caused due to an act of terrorism unless you pay an extra premium to get the financial coverage for this situation.

How to File a Claim Against Kitchen Appliances Insurance Cover?

You must file a claim against your kitchen appliances insurance plan if you face any circumstances covered under this policy.

 

Mentioned below are the four following ways through which you can contact your insurance provider and file a claim:

 

  • Visit your insurance provider’s website and choose the correct option to file a claim.

  • Call on a toll-free number 1800-209-5858

  • Send an email mentioning the incident, policy number and other essential details to bagichelp@bajajallianz.co.in.

  • You can write about the incident and send it directly to your insurance provider’s postal address - Bajaj Allianz General Insurance Co. Ltd, Bajaj Allianz House, Airport Road, Yerwada, Pune – 411006

Documents Required For Filing a Claim

You must submit the following documents to allow your insurance provider to process the claim:

 

  • Copy of an invoice or bill of kitchen appliances you bought

  • Duly filled and signed claim form

  • A copy of an FIR in case of theft or burglary

Customer Care Details

Select any of the following options that appears convenient to you to contact Bajaj MARKETS and clear the doubts regarding the kitchen appliances insurance plan:

  • Website

In this, all you need to do is navigate to the ‘Help & Support’ section. Now select whether you are an existing customer or not, product type, your name, contact details etc. Click on ‘Submit’, and the financial experts will reach out to you with an appropriate solution within the least turnaround time.

  • Customer Portal or Mobile Application

If you are an existing customer, download the mobile application of Bajaj MARKETS from the Google Play Store or App Store or log in to the customer portal to access self-service options. Or else, you can follow the procedure mentioned above to raise a service request for further assistance.

  • Email

You can send an email mentioning your query at insuranceconnect@bajajfinservmarkets.in.

  • Call

You can also call 020-66399444 during working hours – 10 am to 6 pm from Monday to Saturday. 

FAQs on Kitchen Appliance Insurance

  • ✔️Who is the insurance provider of the kitchen appliances insurance policy?

    Bajaj Allianz General Insurance Co. Ltd. is the insurance provider of this kitchen appliances insurance plan.

  • ✔️Do I need to pay a deductible on the claim amount of m kitchen appliances protection plan?

    You need to pay the first 5% for each claim you file against your kitchen appliances insurance plan, which is subject to a minimum amount of Rs. 1,000 for the maximum insured amount of Rs. 20,000. At the same time, it is Rs. 2,000 for the maximum insured sum of Rs. 20,000 to Rs. 50,000. This is valid for all claims unless your insurer reviews and alters it and mentions these details in the Certificate of Insurance. 

  • ✔️Within how many hours must I file a claim for an incident covered under the kitchen appliances insurance policy?

    You must report the incident covered under this kitchen appliances insurance plan within 24 hours of its occurrence to file a claim.

  • ✔️How can I file a claim via call?

    You can simply place a call at 1800-209-5858 to file your claim for Kitchen Appliances Insurance.

  • ✔️Can I renew the plan after it expires?

    No, you can not renew the Kitchen Appliances Insurance plan after it expires. You will have to purchase it again.