What is Laptop Charger Insurance?

The laptop is one of the most useful devices that help us complete various personal or professional tasks. Therefore, any damage to this device or sudden technical breakdowns can hamper all such activities. You need to dip into your monthly savings to buy a new laptop charger. So, get the details of the Laptop Charger Insurance plan now! Apart from technical breakdown, you can get well-rounded coverage against fire, burglary and other perils at a nominal charge of Rs. 399/annum!

 Key Features and Benefits of Laptop Charger Insurance Plan

Following are the features of this pocket insurance policy:

Coverage up to Rs.10,000

With the maximum coverage amount of Rs. 10,000 under this plan, you can easily cover your financial loss caused by accidental damage to your laptop charger.

Membership at Rs.399

This policy comes at a nominal membership charge of Rs. 399. So, you do not need to worry about financial constraints to buy the laptop charger insurance.

Repair Expense reimbursement

Get reimbursement of all your expenses incurred due to repairing and replacement of your laptop charger if it gets damaged accidentally due to malfunction, implosion/explosion, etc.

How to Apply for a Laptop Charger Insurance Policy?

Following these simple steps, you can purchase this pocket insurance plan from the diversified marketplace of Bajaj Markets:

  • Click on ‘Buy Now’

    By clicking on ‘Buy Now’, you can get the application form.

  • Submit the filled-in application form

    Fill in all the information asked in the application form and submit it.

  • Pay the policy charge

    You can pay the charges online, once you submit the application form.

Inclusions Of Laptop Charger Insurance Plan

This Laptop Charger Insurance plan includes the following coverage:

  • Laptop Adapter Malfunction

You will be able to cover the malfunction or breakdown of your laptop charger owing to sudden technical or electrical problems.

  • Burglary of Laptop Adapter

You can get the policy benefits in case your laptop adapter gets theft/stolen from the insured premise during your absence.

  • Damages Caused by Fire

This pocket insurance provides coverage against the damages to your laptop charger if it catches fire due to an implosion/explosion.

  • Malfunction due to Other Perils

It also gives you coverage against the damages caused to your adapter owing to man-made perils and natural disasters as mentioned below.

Policy Plan Details & Specifications of Laptop Charger Insurance Plan

Let's get the policy details of the Laptop Charger Insurance plan at a glance:

 

  • Maximum Coverage: Rs. 10,000

  • Membership Charge: Rs. 399

  • Validity: 1 year

Deductibles & Exclusions of Laptop Charger Insurance Policy

Here are the circumstances against which you do not get the policy benefit:

  • Technical Breakdown for Pollution

You will fail to get the policy benefits in case the reason for your laptop charger's breakdown is contamination or pollution.

  • Impairments caused by Terrorism

If the terrorist activities are responsible for the damage to your laptop adapters, the policy will not get you the coverage.

  • Purchase Date over 30 days

You get to cover your adapter if the purchase date is within 30 days. So, get it soon after you buy your new laptop!

  • Applicable Deductibles

You need to bear 5% of the claimed amount from their pocket. This deductible can be a maximum of Rs. 1,000.

How to File a Claim for Laptop Charger Insurance?

You can conveniently request coverage under this Laptop Charger insurance by contacting the representative of your insurance agency in the below-mentioned ways:

 

  • Phone Number: You can contact the insurer by dialling 1800-209-5858

  • Email-ID: Alternatively, write and send an e-mail to bagichelp@bajajallianz.co.in to raise your claim.

 

Note: According to the policy, you should carefully place your claim within 24 hours of the damage to your adapter.

Documents Required to Process the Claim

While claiming the policy benefits, you need to produce the following documents to your insurer:

 

  • A copy of your invoice as proof of laptop purchasing date

  • Filled-in claiming form

  • Copy of FIR and a final police report (to claim against burglary)

Laptop Charger Insurance Customer Care Details

You can send your queries regarding this Laptop charger Insurance plan to wecareinsurance@bizsupportc.com. The representative will respond and get the doubt resolved in no time.

FAQs on Laptop Charger Insurance

If the purchase date of your old laptop is over 30 days, you cannot cover its adapter with this pocket insurance plan.

Yes, you can choose your preferred payment mode while buying this Laptop Charger Insurance plan from the portal of Bajaj Markets. It allows you to pay the membership charge from any of the following options:

  • UPI

  • Credit/debit card

  • Mobile wallet

You can get your laptop charger covered under this pocket insurance plan at a nominal membership charge of Rs. 399.

No, Bajaj Markets does not own and manage this pocket insurance plan. It provides a convenient platform from which you can easily purchase policies extended by different lending institutions in India.

The insurer will send you the membership details online in your email ID or WhatsApp number.

Explore

Home
active_tab
Offers
active_tab
Download App
active_tab
Credit Score
active_tab