The lifestyles of working professionals are very technology oriented. Our days depend on screens to a point where we can’t function without them. From laptop screens to constant use of headphones, they can also lead to radiation and lifestyle diseases such as lower-back problems, anxiety issues and much more.
Bajaj Markets brings to you the Lifestyle Care Plan, which covers lifestyle diseases by providing financial assistance for services such as OPD Consultation, Professional Therapy, Physiotherapy, Diet Consultation and much more. Read on for more information.
You can follow these simple steps to apply for the Lifestyle Care Plan:
The Lifestyle Care Plan covers the following benefits:
OPD/Consultation Benefit: This benefit allows you to consult any doctor with minimum qualifications, such as MBBS, BDS, BAMS, or BHMS. These are allowed until the benefit amount is claimed. If the plan has a specific specialist doctor mentioned, you can only consult the doctor from that discipline. If not, you can consult the doctor of your choice.
Lab Test Package: This package consists of a predefined set of tests to identify the disease and minimise the risks of a chronic illness.
Physiotherapy Benefit: You can claim sessions with physiotherapists up to your claim amount.
Dietician Consultancy: Any member mentioned in the plan can claim the dietetic consultancy. You can claim the whole amount in one visit or split the amount into different visits.
Network Discounts: You can claim network discounts on different networks with Bajaj Finserv Health Prime Network. Below mentioned is the list of network discounts offered:
OPD Consultation |
10% |
Lab & Radiology |
10% |
Health Plans and Packages |
10% |
Pharmacy Discount |
10% |
Spectacle Discount |
10% |
Dental Procedure |
10% |
Room Rent |
5% |
Ambulance for IPD Admissions |
FREE |
Here are the plan details and specifications:
Allowances in the Lifestyle Care Plan (according to services):
OPD/Doc Consultation Benefit: Up-to ₹500
Physiotherapy Consultation Benefit: Up-to ₹500
Diet Consultation Benefit: Up-to ₹1,000
Lab Test Package: 1 Voucher (includes the below-mentioned services)
Hemogram & ESR (25) |
Urine Routine (9) |
Blood sugar (9) |
Lipid profile (8) |
Blood urea (1) |
TSH (1) |
Serum creatinine (1) |
SGPT (1) |
Premium |
₹2,099 |
Validity |
1 year |
Below mentioned things are not covered under the Lifestyle Care Plan:
Exclusions under Doctor/OPD Consultation Benefit
Exclusions under lab test package
Exclusions to dietician consultation benefit
Exclusions to physiotherapy session
Exclusions to availing Network Discounts
You can initiate the claim process in the following ways-
Call on - 020-48562555
If you want to claim your insurance cover, send an email or call on the toll-free number mentioned below.
You can reach out through the Bajaj Markets app or website to clear your queries or send an email to insuranceconnect@bajajfinservmarkets.in
You will have a one-year membership for the plan.
The premium for this cover is ₹2,099.
No, this is a Pocket Insurance which offers health benefits.
Yes, below mentioned are the limitations of the package:
Exclusions under Doctor/OPD Consultation Benefit
Exclusions under lab test package
Exclusions to dietician consultation benefit
Exclusions to physiotherapy session
Exclusions to availing Network Discounts
You can follow the claim process provided on the Bajaj Markets website.
This pocket insurance is valid for a tenure of one-year.