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Loss of Earning Cover Plan Overview

Loss of earnings is everyone’s nightmare. In recent times with higher inflation and recession at its peak, it is very important to secure yourself and your family from any kind of unforeseen losses. The Loss of Earning Benefit Cover helps in coping with those losses. At a premium amount of just ₹504, you can get an assured amount of ₹50,000. 


Buy the Loss of Earning Benefit Cover by Manipal Cigna at Bajaj Markets , keep reading for more information. 



How to Apply for Loss of Earning Cover?

  • Click on ‘Buy Now’

    Select the ‘Buy Now’ button

  • Fill in your details

    Add your required details

  • Make the payment

    Choose payment method as per your convenience

Documents Required for the Claim of the Loss of Earning Cover: 

Below mentioned are the documents required for the claim-


  1. Policy number

  2. Name of the policyholder

  3. Name of the insured person

  4. Nature of illness/injury/accident/critical illness

  5. Name and address of the attending medical practitioner and hospital

  6. Date of admission

  7. Date of death/disablement (if applicable)

What’s Covered under Loss of Earning Cover?

  • Income Loss

    Any loss of income due to an injury and illness as a result of which they cannot engage in occupation will be covered under the insurance. A one-time cover of up to ₹50,000 will be provided for the same.

  • Disability (Permanent or Partial)

    Disabilities (if any) will be covered under this plan. A quick disbursal of the amount will be made within a week.

Loss of Earning Cover Plan Details and Specifications:

Here are the major plan details and specifications:

Sum Insured


Premium (Incl. GST)



Age group between 18-65 years

Policy Tenor

1 Year

What’s NOT Covered under Loss of Earning Cover:

Below mentioned are the contents NOT covered under the Loss of Earning Cover Plan:


  1. Injury before the 30-day initial period: Any injury that took place before or within the 30-day initial period will not be covered under this plan.

  2. Pre-existing diseases: Any pre-existing diseases which were kept un-notified during the registration process will not be covered under the plan.

How to claim the Loss of Earning Cover:

You can claim the plan by using the following methods:


  • Call on the toll-free number 1800-102-4462

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at


The one-time membership fee for the Loss of Earning Cover is ₹504.

You can apply for the Loss of Earning Cover through the Bajaj Markets App or website. Search for Loss of Earning Cover in the Pocket Insurance section, click on ‘Buy-Now,’ enter your ‘necessary details’ and ‘make the payment.’ After following these steps, you will be a member of the Loss of Earning Cover.

The Loss of Earning Cover plan is a pocket insurance. It is a type of insurance which covers specific expenses. This particular plan covers an amount of up to ₹50,000. In cases of loss on earnings or any disabilities (temporary or permanent), the sum assured will be disbursed in your account.

You can claim Loss of Earning Cover by sending an email to, or you can call on the toll-free number 1800-102-4462.

The maximum covered amount for the Loss of Earning Cover is ₹50,000.


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