Buy Lungs Care at just ₹1799, including GST

What is Lungs Care?

Respiration is essential to our physical health. However, it’s also susceptible to a number of issues, especially due to increasing air pollution and declining air quality. Appropriate testing and treatments can help manage lung-related issues. 

 

To help you manage such costs, Bajaj Markets brings you the Lungs Care plan by EBH. This plan covers a range of lab tests, specialist doctor consultations and also offers network discounts. Read on to know more about the Lungs Care plan by EBH.

How to Apply for Lungs Care?

The process of applying for this insurance plan is very simple. Simply follow these steps to get started:

  • Click on Buy Now

    Tap on the ‘Buy Now’ icon on the product page.

  • Fill in the Details

    Enter the relevant details in the online application form.

  • Make the Payment

    Complete the quick online payment.

You’re all set! You should receive your welcome pack and membership details on your registered email ID.

Eligibility Criteria

In order to subscribe to the Lungs Care, you must meet some basic eligibility criteria: 

 

●       you must be an Indian resident

●       you must be 18 years and above

What's Covered Under Lungs Care?

  • OPD / Doctor Consultation Benefit

    This benefit allows you to get a consultation from a medical professional with a recognised medical degree. You may raise a reimbursement claim by uploading your invoice with relevant details.

  • Lab Test Package (Prime Network)

    You will be eligible to receive predetermined lab test packages from partner laboratories and hospitals as mentioned in the policy document.

  • Network Discounts

    Discounts provided under this plan include a 10% discount for OPD consultations, radiology and lab, health packages and plans, pharmacy expenses, spectacles, and dental procedures. A 5% discount is applicable to the room rent. In the event of an IPD admission, the ambulance ride is free. These discounts will be applicable to only those that operate within the Bajaj Finserv Health Prime network, there may be exclusions to this.

Policy Plan Details & Specifications

Plan Details

Lungs Care

Essential

Lab Test Package (Prime Network)

Covers below tests

No. of tests

Membership fee

Pulmonary Function test (PFT)

- Spirometry

-Lung Volume test

-Gas diffusion test

1

Rs. 1,799

Exercise stress test

1

OPD / Doctor Consultation Benefit

(Open Market)

Benefits up to Rs. 1,000

Pulmonologists/General Physician

Network Discounts (Prime Network)


- Up to 10% discounts on lab tests, doctor consultations, dental procedures, preventive health check-up, spectacle and pharmacy

- Up to 5% discount on IPD room rent

- Get free ambulance service on IPD admission

This policy plan is valid for a period of one year. 

What’s not Covered?

Policyholders of this plan are not provided with coverage for the following.

 

What’s not covered under Lab Test Package – 

  • This package is not offered outside of the Bajaj Finserv Health Prime network. 

  • The home collection service is only available in most locations. However, in the event that it isn’t, policyholders need to physically visit the location. 

  • This package is only available to an adult mentioned in this policy and can’t be transferred to another member.

  • Benefits are not redeemable against cash. 

  • Carry forwards aren’t permitted even if that plan is renewed. 

 

Exclusions Under OPD/Doctor Consultation Benefit – 

  • Coverage isn’t provided for medical procedures or treatments that the subscriber might undergo. 

  • Benefits may not be transferred to others unless they are covered under this policy.

  • Carry forwards are not permitted even if the plan has been renewed. 

  • The consultation benefit can’t be added to another facility.

 

Exclusions to Network Discounts –

You cannot club network discounts with other benefits or services. 

These discounts are only available within those specified under the Bajaj Finserv Health Prime network.

*Kindly go through the policy document to get a better understanding of this policy plan. 

 

How to Make a Claim

Radiology and Lab Benefit/ Doctor Consultation Benefit

You can raise a claim in any of the following methods:

Bajaj Finserv Health App

  • Download the Bajaj Finserv Health application

  • Sign-up or sign-in using your mobile number

  • Select your purchased plan from the ‘Health Plans’ section

  • Select ‘Radiology and Lab Benefit’ or ‘Doctor Consultation’, whichever is applicable

  • Enter relevant details 

  • Upload your invoice

  • Share your bank account related details 

  • Attach one cancelled cheque to validate your claim

  • Submit your claim

  • Your claim shall be reimbursed in forty eight working hours 

 Bajaj Finserv Health Website

  • Log on to the Bajaj Finserv Health website

  • Select your purchased plan in the ‘Health Plans’ section

  • Select ‘Radiology and Lab Benefit’ or ‘Doctor Consultation’, whichever is applicable

  • Enter all relevant details

  • Upload an image of your invoice

  • Share your bank account related information 

  • Upload one cancelled cheque to validate your account

  • Submit your claim

  • Your claim amount shall be reimbursed in 2 working days

 Emailing the Customer Service

  • Send an email to the email ID-  customercare@bajajfinservhealth.in

  • In your attachments, add a legible copy of the invoice

  • Mention all relevant details in your email

  • Share your  bank details and add a cancelled cheque for validation purpose

  • Your claim will be reimbursed within a period of 48 hours  

Teleconsultation Benefit

Raise a claim through any three of the following methods:

Bajaj Finserv Health App

  • Download the Bajaj Finserv Health app

  • Log in to the app using your mobile number

  • Select your purchased plan under the ‘Health Plans’ section

  • Choose the ‘Teleconsultation’ option

  • Choose your preferred physician from the dropdown list

  • Select preferred time and date

  • Click on ‘Submit’

  • 15 minutes prior to the scheduled time, you’ll receive a link

  • The consulting physician shall join the call during the stipulated time period

 Bajaj Finserv Health Website

  • Go on to  bajajfinservhealth.in

  • Log in using your mobile number

  • Choose you purchased plan under the ‘Health Plans’ sections

  • Select the ‘Teleconsultation benefit’ 

  • Choose your preferred doctor from the given list 

  • Select preferred time and date 

  • Click on ‘Submit’

  • You will receive a link  15 minutes prior to the consultation

  • Your doctor shall join the video or voice call during the scheduled time period

 

Lab Test Package (Prime Network Only)

Make cashless claims through any of the following methods: 

Bajaj Finserv Health App

  • Download the Bajaj Finserv Health app from AppStore or PlayStore. 

  • Sign-up or sign-in using your mobile number

  • Choose your purchased plan under the ‘My Health Plans’ section 

  • Choose ‘Lab test package’ menu

  • Choose your preferred lab or hospital

  • Mention your redemption date, then confirm your option

  • You will receive a voucher link, you may use this to claim benefits and offers. 

 

Bajaj Finserv Health Website

  • Begin by visiting the bajajfinservhealth.in website

  • Log in using your mobile number

  • Choose your purchased plan under ‘My Health Plans’ section 

  • Select ‘Lab test package benefit’ tab

  • Choose your preferred lab or hospital

  • Type in your redemption date and confirm

  • You will receive a voucher link, you may use this to claim benefits and offers. 

Emailing to Customer Service

  • You may begin by emailing customercare@bajajfinservhealth.in

  • Enter relevant details like date, customer name, lab or hospital name

  • A representative from the insurer’s office will get in touch with you to confirm your identity using an OTP

  • You will receive a voucher link, you may use this to claim benefits. 

Customer Care Details

You can connect with us at Bajaj Markets. Just write to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.

Frequently Asked Questions About the Lungs Care

  • ✔️How much does the Lungs Care policy plan cost?

    This insurance policy costs ₹1799 per year, including GST. 

  • ✔️Does the Lungs Care insurance plan cover medical procedures?

    No, this plan does not cover medical procedures. 

  • ✔️How can you raise a claim for the Lungs Care health plan?

    You may raise a claim by getting in touch with the insurer through the Bajaj Health app, Bajaj Finserv Health website or by calling the insurer at their toll-free customer service number. You may refer to our ‘Claim Process’ section for further information on raising claims.

  • ✔️Does the Lungs Care health plan cover OPD Consultations?

    Yes, the policy covers OPD Consultations. Kindly refer to the policy wordings for further information on teleconsultations as well as other benefits.