Coverage of up to Rs.50,000 | Buy MC – Surgery - Dependent Children Benefit Cover Plan at just Rs.49

What is Surgery Dependent Children Benefit


Complications owed to surgeries can on occasion result in an individual being left with a permanent total or permanent partial disability which can wreck their ability to earn an income and look after their children. This scenario can be exacerbated in the event that said individual is the sole breadwinner of their family. 


The Surgery - Dependent Children Benefit plan provided by Manipal Cigna Health Insurance is of particular importance as it provides ample coverage in the event that a surgery results in an individual being left with a permanent total or permanent partial disability.



How to Apply for the Surgery Dependent Children Benefit

The process of application for this plan is hassle-free.

  • Tap on “Buy Now”

    On the product page, click "Buy Now."

  • Fill in the Details

    Enter the necessary information in the online application form.

  • Make the payment

    Complete the payment through UPI, credit/debit card or any other online payment method.


That’s it! You will receive the insurance details on your registered email ID.


What is Covered

  • Dependent Child Cover

    This policy provides the sum insured to the policyholder’s children in the event that they undergo a surgery which results directly in them suffering from a permanent partial or permanent total disability, This sum will be paid to the policyholder’s children within a period of 365 days following the surgery that led to this condition however the surgery must occur within the policy year. This payment will be provided regardless of whether the child or children are insured under the policy or not. In the event that the child (or children) are minors, their payment will be made to their legal guardian.

 Plan Details & Specifications

Premium including GST

Sum insured

Rs. 49

Rs. 50,000

 Individuals between the age of 18 and 65 can get this policy.


What is Not Covered 

Pre-existing illnesses are not included.


Policyholders, as well as those interested in availing the same, are requested to please read the policy wordings in order to have a clearer understanding of the same. 


How to Make a Claim

You may submit a claim by getting in touch with the insurer using one of the methods listed below:


  • Email:

  • Toll-free number: 1800-102-4462


Customer Care Details

You can connect with us at Bajaj MARKETS. Write to us at:


Frequently Asked Questions

  • ✔️Are pre-existing diseases covered under the Surgery Dependent Children Benefit?

    Pre-existing illnesses are not covered under this plan.

  • ✔️ How long is Surgery Dependent Children Benefit valid for?

    The time frame this policy is valid for one year.

  • ✔️Are there any age limits in place pertaining to who can apply for Surgery Dependent Children Benefit?

    The  age limit for this plan is between 18 and 65 years of age.

  • ✔️Where can I reach out if I have any queries pertaining to coverage, exclusions, and claims?

    Those with queries pertaining to coverage, exclusions, and claims are encouraged to write to

  • ✔️ Is coverage provided for accidents arising from participation in adventure sports in Surgery Dependent Children Benefit?

    Coverage is not provided for unfortunate accidents that occur due to participation in adventure sports.