What is MC - Travel (domestic) Accidental Hospitalization & Emergency Medical Evacuation Benefit Cover
While vacations can be stress-busters, accidents arising during them can, on occasion, require hospitalization along with transportation to the nearest medical facility. The costs associated with these medical services can be significant. The Accidental Hospitalization & Emergency Medical Evacuation Benefit Cover plan by Manipal Cigna Health Insurance is of great significance as it offers sufficient coverage to the policyholder should they be travelling and have an accident and require hospitalisation along with an emergency medical evacuation cover.
Features and Benefits -
Premium charged – Insured individuals are required to pay a premium amounting to anywhere between ₹ 26 to ₹ 354 based on the duration of the trip taken. Coverage amounting to accidental hospitalisation amounts to up to ₹ 10,000, and coverage for emergency medical evacuation amounts to up to ₹ 50,000.
Trip duration (in days) |
00-10 |
11-20 |
21-30 |
31-60 |
61-90 |
>90 |
Premium paid |
₹ 26 |
₹ 37 |
₹ 46 |
₹ 65 |
₹ 92 |
₹ 354 |
Eligibility – Individuals ranging from 18 to 65 years of age.
Validity – This plan is valid for a period of 1 year.
What is Covered
What is Not Covered -
The policy does not cover the following.
Accidents arising from partaking in adventure sports are not covered under this plan.
Pre-existing diseases are not included.
Policyholders, as well as those interested in opting for the same, are requested to please read the policy wordings in order to have a clearer understanding of the same.
Documents Required for a Claim -
To file a claim, policyholders are requested to have the following details in hand such that the claim can be processed with efficiency and ease.
· Policy Number
· Name of the Policyholder
· Nature of Illness / Injury/ Accident/ Critical Illness
. Name of the Insured Person in whose relation the claim is being lodged
· Date of admission
· Date of Death/ disablement, if applicable
· Name and address of the attending Medical Practitioner and Hospital
How to Apply
You can apply for the Accidental Hospitalization & Emergency Medical Evacuation Benefit Cover policy by following the steps mentioned below.
How to Claim
If you wish to raise a request for a claim, you can connect with the team via the following methods.
Email - servicesupport@manipalcigna.com
Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4462.
FAQs on MC - Travel (domestic) Accidental Hospitalization & Emergency Medical Evacuation Benefit Cover
-
✔️Are pre-existing diseases covered under this plan?
No, pre-existing diseases are not covered by this plan.
-
✔️ How long is this policy valid?
The policy is valid for a duration of one year.
-
✔️Is there an age limit for those who can apply for this policy?
Yes, only individuals between 18 and 65 years of age are eligible for this plan.
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✔️ Where can I reach out if I have any queries pertaining to coverage, exclusions, and claims?
Those with queries pertaining to coverage, exclusions, and claims are encouraged to write to wecareinsurance@bizsupportc.com.
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✔️Is coverage provided for accidents as a result of participation in adventure sports?
No, accidents arising from participation in adventure sports are not covered under this plan.
