A critical step towards taking care of yourself
Buy Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover at a premium of just ₹219.
During the year 2020, National Informatics Center reported 3,66,138 road accidents in India, out of which 3,48,279 accidents inflicted serious injuries on the survivors. One can only imagine the amount of physical, emotional and financial loss these numbers could have caused.
One is forced to deal with the financial repercussions of Equated Monthly Instalments (EMI) and loan liabilities in the crucial stage of recovery and recuperation. To help you handle such stress, Bajaj Markets features the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection starting at a premium rate of ₹219 only.
1. Ample Sum Insured
A sizable sum of up to ₹50,000 is insured by this policy.
2. 2 EMIs Covered
2 EMIs up to ₹50,000 is covered by the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover.
Listed below are the simple steps for you to purchase the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover.
- Step 1: Select ‘Buy Now’
Click on ‘Buy Now’ on the product page to purchase the policy.
- Step 2: Fill In Your Details
Put in the details essential to purchase this policy.
- Step 3: Make The Payment
Make the premium payment through any online payment portal.
Individuals between the ages of 18 years and 65 years are eligible for the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection.
Listed below are the benefits offered to you by the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover.
EMI Benefit
Should an unforeseen accident or mishap lead to Permanent Total/Partial Disability, Temporary Total Disability, hospitalisation or a comatose state, this policy can cover up to 2 of your EMIs for the month after the accident.
Coverage Amount
The Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection provides a coverage amount of up to ₹50,000. The benefit amount can be divided into 2 Equated Monthly Instalments (EMIs) should an accident and its injuries render you unable to pay for immediate EMIs.
*Waiting Period: The initial waiting period is 30 days while the specific disease waiting period is 24 months.
Given below is a tabular form of the details and specifications of the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover for your understanding.
Sum Insured |
Premium Amount |
₹5,000 |
₹219 |
₹10,000 |
₹419 |
₹20,000 |
₹824 |
₹25,000 |
₹1024 |
₹50,000 |
₹2029 |
Following are the exclusions of the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover.
1. Adventure Sport Injuries
Injuries caused by adventure sports are not given benefits under the Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover.
2. Pre-existing Illness
Injuries, diseases and illnesses existing before the commencement of the policy year will not be covered by this policy.
*A complete set of exclusions, terms and conditions are available in the policy document for careful reading.
Given below are all the ways to contact ManipalCigna Health Insurance Co. Ltd. to claim the benefits of this policy.
Email
You can write to the insurer at servicesupport@manipalcigna.com.
Toll-free Number
You can call the insurer on 1800-102-4462 to claim this policy.
For any queries, concerns or questions, you can contact Bajaj Markets at insuranceconnect@bajajfinservmarkets.in
FAQs on Mediclaim - Health + Accident (Comprehensive) - 2 EMI Protection Cover
Can this policy provide me coverage if my injuries do not lead to disabilities?
This policy will cover you if an unforeseen accident leads to Permanent Partial/Total Disabilities, hospitalisation or a coma. Any other circumstance cannot lead to the policy providing you with its benefits.
What if the accident is caused due to a motorbike or car race? Will I still be covered?
Motorbike or car racing classifies as an adventure sport. This policy does not cover injuries or complications caused due to adventure sport accidents.
The accident has led me to be excused from my workplace for three weeks. Can I claim the 2 EMI benefits?
There should be a halt in work or business for at least one month for this benefit to be used. Any unemployment duration that is less than a month cannot be covered.
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