The increasing cost of healthcare coupled with a rising incidence of chronic diseases such as Stroke, Heart disease, Cancer and Diabetes can put your finances in jeopardy if you are diagnosed with a life-threatening illness. Purchasing a Mediclaim policy allows you to either reimburse the expenditure incurred during hospitalization from the insurer or get cashless hospitalization at any of the network hospitals listed as per the terms of the plan.
Bajaj Markets in association with Manipal Cigna Health Insurance offers you Mediclaim Hospital Cash cover that takes off the financial burden of hospitalisation during a medical emergency. Avail daily cash allowance to manage your stay in the hospital and get the best healthcare treatment.
Opt for a daily sum insured and pay the premium accordingly
Anyone between 18 to 65 years of age can purchase this Mediclaim policy for a year
The premium paid towards Mediclaim Hospital Cash cover qualifies for an 80D deduction
The Mediclaim policy allows you to manage your day-to-day hospital expenditure by providing a per day allowance in cash to the tune of Rs. 2000
If you meet with an accident, illness or injury, when the policy is in force, you qualify for coverage as per the guidelines
Mediclaim Hospital Cash cover allows you to only file a claim for a hospital stay intended for medical purposes
If you suffer from a previous health condition, it is excluded from coverage in this plan
If you meet with an accident while taking part in any kind of adventure sports, you have to bear the treatment costs
The Mediclaim policy allows you to file a claim only after 30 days of purchase. For specific illnesses, the waiting period is 2 years.
Visit our website and go to the Pocket Insurance and VAS products page
Choose the Mediclaim Hospital Cash cover from the wide array of products
Fill in your details like name and phone number in the online form.
Pay for your insurance using your preferred mode whether UPI, mobile wallets or debit and credit card.
If you are admitted to a hospital and want to raise a claim, all you need to do is
● Call up the toll-free number 1800-102-4462. Follow the instructions given by the customer care executive to make sure your claim is expedited smoothly.
● Send a mail to service support @manipalcigna.com for the swift claim processing
It is valid for one year from the date of purchase
You need to pay Rs. 504 as an annual premium to activate your Mediclaim policy
The plan comes into force only after 30 days from its purchase, so you might have to bear your medical costs in this case
Yes, you can save tax on the premium paid towards buying the plan
No, only those between 18 to 65 years are eligible for it