Lab test Package | Doctor/OPD Consultation | Buy Metropolis Health Value at just Rs.1,167/year

What is Metropolis Health Value?

People living in urban areas are prone to a plethora of illnesses due to pollution, dust and stress of their jobs. It is therefore very important to monitor your health and go for regular health check-ups. This plan provides you with coverage for network discounts, OPD/Doctor consultations and lab tests.

Take care of your health with Metropolis Health Value offered by Bajaj Finserv Health Limited on Bajaj Markets at just Rs.1,167/year. Scroll below to find more.

How to Apply for the Metropolis Health Value?

The process of application for this plan is simple.

  • Step 1: Click on “Buy Now”

    On the product page, choose "Buy Now."

  • Step 2: Fill in the Details

    In the application form, enter the necessary information.

  • Step 3: Make the payment

    Complete the payment through credit/debit card, UPI or any other online payment method.

It’s done! You will receive the insurance details on your registered email ID.

 

What's Covered under Metropolis Health Value?

Doctor/OPD Consultation Benefit

Talk with a physician of your choice up to the benefit amount included in the plan and submit the bill for refund. The bill should state the doctor consultation charges, consultation date, doctor’s registration number, doctor specialty and name, doctor stamp, and details for refund.

The benefit can be enjoyed by all the members listed in the policy

Amount can be spread over multiple visits or in either a single visit for consultations.

 

Lab Test Package (Pre-defined)

·     Every year you can choose to use a pre-defined lab test package for check-up.

·     Only adults under this policy are eligible to undertake the health care tests.

 

Network discounts

List of discounts offered:

Out-Patient Department Consultation Discount – 10%

Health Packages & Plans Discount– 10%

Radiology & Lab Discount– 10%

Discount for Spectacles– 10%

Discount for Room Rent– 5%

Pharmacy Discount– 10%

Ambulance for In-Patient Department Admissions

It can be utilised multiple times with no cut-off on the maximum discount.

 

 Plan Details & Specifications

 

Lab & Radiology benefit (Rs.)

Doctor Consultation benefit (Rs.)

Perceived Price (Rs.)

Membership fee Incl. GST (Rs.)

1,500

500

2,000

1,167

2,000

600

2,600

1,525

3,000

750

3,750

2,216

4,000

800

4,800

2,861

5,000

1,000

6,000

3,576

7,000

1,500

8,500

5,053

9,000

2,000

11,000

6,531

11,000

2,500

13,500

8,244

13,000

3,000

16,000

9,768

10,000

2,000

12,000

7,340

12,000

2,500

14,500

8,865

14,000

3,000

17,000

10,389

16,000

3,500

19,500

11,914

18,000

4,000

22,000

13,438

What’s not Covered under Metropolis Health Value?

Exclusions Under Doctor/OPD Consultation Benefit

 

·     Refunds cannot be claimed for any medical treatment undertaken

·     The benefits cannot be transferred to anybody else, even to the family members.

·     No extension of benefits not utilised is permitted, even after repurchasing of benefits after the 1-year validity.

·     Benefits cannot be exchanged for cash

·     The doctor consultation cannot be combined with other benefits

 

Exclusions Under Lab Test Package

 

·     Outside the Bajaj Health network, lab test package cannot be availed.

·     The benefits cannot be availed by anybody else, even the family members.

·     No extension of benefits not utilised is permitted, even after repurchasing of benefits after the 1-year validity.

·     Benefits cannot be exchanged for cash

 

Exclusions To Availing Network Discounts

 

·     The discounts cannot be combined with other benefits

·     Outside the Bajaj Health network, network discounts cannot be used.

 

How to Make a Claim

Doctor Consultation Benefit/Lab and Radiology Benefit

There are three ways to claim reimbursement for the radiology and lab benefits or for doctor consultation benefits:

 

Bajaj Finserv Health app

 

1.  Install the “Bajaj Finserv Health app” from the app store.

2.  Register using your phone number.

3.  Choose the purchased plan from my "Health Plans"

4.  Choose the "Doctor Consultation" or "Lab & Radiology Benefit" option.

5.  Add the required information and the invoice must be uploaded.

6.  Share details of the bank account and upload a canceled cheque.

7.  Submit the claim.

8.  Within 48 working hours, the claim will be refunded to your bank account.

 

Emailing customer service

 

1.  Email customercare@bajajfinservhealth.in

2.  Include a scanned copy of the receipt with all the information legible.

3.  Specify the patient's name, the hospital or lab’s name, and the bill amount.

4.  Share bank information along with a cancelled check that you can upload

5.  Within 48 hours, the refund will be paid out immediately to the bank account.

 

Teleconsultation benefit

 

Bajaj Finserv Health App

 

1.        Get the Bajaj Finserv Health app now.

2.        Use your mobile number to register.

3.        Choose Purchased plan under "My Health Plans"

4.        Choose the tele-consult benefit.

5.        From the doctor list, pick the doctor of your choice.

6.        Choose the preferred day and hour.

7.        Submit

8.        The link to join the call will be sent to the client 15 minutes before the appointment

9.        The doctor will take the call at the allotted time and date.

 

Bajaj Finserv Health Website

 

1.        Visit the website bajajfinservhealth.in to get started.

2.        Use your mobile number to register.

3.        Choose Purchased plan in the "My Health Plans"

4.        Choose the teleconsult benefit.

5.        From the doctor list, pick the doctor of your choice.

6.        Choose the preferred day and hour.

7.        Submit

8.        The link to join the call will be sent to the client 15 minutes before the appointment

9.        The physician will take the call at the allotted time and date.

 

Emailing to Customer Service

 

1.        Email customercare@bajajfinservhealth.in

2.        Specify the customer's name, the date, and the name of the hospital or lab.

3.        The customer service representative will contact the customer to verify their identification over the phone using an OTP SMS and link shared on their cell phone number.

4.        Share the promo code to benefit from cashless laboratory test kits

 

Network Discounts

 

The following methods are available for getting network discounts on the Bajaj Finserv Health Prime network:

 

1.    Visit and take advantage of medical services at any lab or hospital in the Prime network.

2.    Tell the billing representative about the Health Prime Network perk and your mobile number.

3.    Give the executive the OTP to receive up to 10% off services used at the hospital or lab.

 

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at:

insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions About Metropolis Health Value

  • ✔️What is the premium for Metropolis Health Value health insurance?

    The membership for this plan is Rs.1,167 inclusive of taxes.

  • ✔️What is the validity of Metropolis Health Value?

    This insurance policy is valid for a tenure of 1 year.

  • ✔️What is included in the Metropolis Health Value health plan?

    Lab test package, network discounts and OPD/doctor consultations are covered under this plan.

  • ✔️What is not included in the Metropolis Health Value Cover?

    ·     The discounts cannot be combined with other benefits

    ·     Outside the Bajaj Health network, network discounts cannot be used.

    For other exclusions, refer to policy wordings.

  • ✔️What is the eligibility criteria for Metropolis Health Value?

    Individuals between the age of 18 and 65 are eligible for this plan.