Network discounts | Doctor/OPD Consultation | Buy Monsoon Preventive Care Plan at just Rs.1,499/year

What is Monsoon Preventive Care Plan?

Monsoon season is the prime time for the spread of water-borne diseases. The treatment for this can get quite expensive. Protect yourself and your loved ones from the monsoon illnesses with this plan. This policy provides coverage for Doctor/OPD consultations, network discounts and lab test packages.

Take care of your health during the monsoon season with the Monsoon Preventive Care Plan offered by Bajaj Finserv Health Limited on Bajaj Markets at just Rs.1,499/year. Scroll below to find more.

 

How to Apply for the Monsoon Preventive Care Plan?

The process of application for this plan is simple.

  • Step 1: Select “Buy Now”

    On the product page, tap "Buy Now."

  • Step 2: Fill in the Details

    In the online application form, enter the necessary information.

  • Step 3: Make the payment

    Complete the payment through credit/debit card, UPI or any other online payment method.

That’s it! You will receive the insurance details on your registered email ID.

What's Covered under Monsoon Preventive Care Plan?

 

Network discounts

List of discounts offered:

Out-Patient Department Consultation Discount – 10%

Health Packages & Plans Discount– 10%

Radiology & Lab Discount– 10%

Spectacle Discounts– 10%

Room Rent Discount– 5%

Pharmacy Discount– 10%

Free Ambulance for In-Patient Department Admissions

It can be utilised multiple times with no cut-off on the maximum discount.

 

Doctor/OPD Consultation Benefit

 

  • Consult with a physician of your choice up to the benefit amount included in the plan and submit the bill for refund. 
  • The benefit can be enjoyed by all the members listed in the policy
  • The bill should state the doctor consultation charges, consultation date, doctor’s registration number, doctor specialty and name, doctor stamp, and details for refund.
  • Amount can be spread over multiple visits or in either a single visit for consultations.
     

Lab Test Package (Pre-defined)

 

  • Every year you can opt for a predefined lab test package for check-up.
  • All the adults in this policy are eligible to undertake the health care tests. They can only be taken at Bajaj Prime partner labs and hospitals which are updated regularly.

 

 Plan Details & Specifications

Lab Test Package (Prime Network)

Covers below tests

No. of tests

Membership fee

Lipid Profile

1

Rs. 1,499

Kidney/Renal Function Test

1

Vitamin B12

1

Vitamin D3

1

Fasting Blood Sugar

1

Erythrocyte Sedimentation Rate

1

Thyroid Profile

1

Iron Deficiency Profile

1

Glycosylated Haemoglobin

1

Complete Blood Count

1

Doctor/OPD Consultation

Benefits up to Rs. 1,000

GP Consultation, ENT

Network Discounts

- 10% discounts on lab tests, doctor consultation, preventive health check-up, spectacle, pharmacy and dental procedures,

- 5% discount on In-patient Department room rent

- Free ambulance service on In-patient Department admission

What’s not Covered under Monsoon Preventive Care Plan?

Exclusions Under Doctor/OPD Consultation Benefit

 

  • Refunds cannot be claimed for any medical treatments undertaken
  • The benefits cannot be transferred to anybody else, even to the family members.
  • The doctor consultation cannot be clubbed with other benefits
  • No extension of benefits not utilised is allowed, even after repurchasing of benefits after the one-year validity.
  • Benefits are not redeemable for cash

 

Exclusions Under Lab Test Package

 

  • Outside the Bajaj Finserv Health Prime network, the predefined lab test package cannot be availed.
  • No extension of benefits not utilised is allowed, even after repurchasing of benefits after the 1-year validity.
  • Only at select locations, the facility of home collection is available.
  • The benefits are not transferable to anybody else, even to the family members.
  • Benefits are not redeemable for cash

 

Exclusions To Network Discounts

 

The discounts cannot be combined with other benefits

Outside the Bajaj Finserv Health Prime network, network discounts cannot be used.

 

How to Make a Claim

Doctor Consultation Benefit/Lab and Radiology Benefit

There are three ways to claim reimbursement for the radiology and lab benefits or for doctor consultation benefits:

 

Bajaj Finserv Health app

 

1. Install the “Bajaj Finserv Health app” from the app store.

2. Register using your mobile number and choose the purchased plan from my "Health Plans"

3. Choose the "Doctor Consultation" or "Lab & Radiology Benefit" option.

4. Add the required information and the invoice must be uploaded.

5. Enter your bank account details and upload a canceled cheque.

6. Submit your claim.

7. It takes about 48 working hours for the claim to be refunded to your bank account.

 

Emailing customer service

 

1. Email customercare@bajajfinservhealth.in

2. Include a scanned copy of the image of the receipt with all the information legible.

3. Specify the patient's name, the hospital or lab’s name, and the bill amount.

4. Share bank information (account number, IFSC, bank name, primary account holder name) along with a cancelled check that you can upload

5. Within 48 hours, the claim will be paid out immediately to the bank account.

 

Teleconsultation benefit

 

Bajaj Finserv Health App

 

1. Get the Bajaj Finserv Health app now.

2. Use your mobile number to register.

3. Choose Purchased plan under "My Health Plans"

4. Choose the tele-consult benefit.

5. From the doctor list, pick the doctor of your choice.

6. Choose the preferred day and hour.

7. Submit

8. The link to join the call will be sent to the client 15 minutes before the appointment

9. The doctor will take the call at the allotted time and date.

 

Bajaj Finserv Health Website

 

1. Visit the website bajajfinservhealth.in to get started.

2. Use your mobile number to register.

3. Choose Purchased plan in the "My Health Plans"

4. Choose the teleconsult benefit.

5. From the doctor list, pick the doctor of your choice.

6. Choose the preferred day and hour.

7. Submit

8. The link to join the call will be sent to the client 15 minutes before the appointment

9. The medical practitioner will take the call at the allotted time and date.

 

Emailing to Customer Service

 

1. Email customercare@bajajfinservhealth.in

2. Specify the customer's name, the date, and the name of the hospital or lab.

3. The customer service representative will contact the customer to verify their identification over the phone using an OTP SMS and link shared on their cell phone number.

4. Share the promo code to benefit from cashless laboratory test kits

 

Network Discounts

 

The following methods are available for getting network discounts on the Bajaj Finserv Health Prime network:

 

1. Visit and take advantage of medical services at any lab or hospital in the Prime network.

2. Tell the billing representative about the Health Prime Network perk and your mobile number.

3. Give the executive the OTP to receive up to 10% off of services used at the hospital or lab.

 

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at:

insuranceconnect@bajajfinservmarkets.in

Frequently Asked Questions About Monsoon Preventive Care Plan

  • ✔️What is the premium for Monsoon Preventive Care Plan?

    The membership for this plan is Rs.1,499 inclusive of taxes.

  • ✔️What is the validity of Monsoon Preventive Care Plan?

    This insurance policy is valid for a tenure of 1 year.

  • ✔️What is included in the Monsoon Preventive Care Plan?

    Lab test package, network discounts and OPD/doctor consultations are covered under this plan.

  • ✔️What is not included in the Monsoon Preventive Care Plan?

    • The discounts cannot be combined. with any other benefits
    • Outside the Bajaj Finserv Health Prime network, network discounts cannot be used.

    For other exclusions, refer to policy wordings.

     

  • ✔️What is the eligibility criteria for Monsoon Preventive Care Plan?

    Individuals between the age of 18 and 65 are eligible for this plan.