Morning Walk Accident Insurance

Morning walks are probably the most basic exercise regime that you can follow. If you are not a fan of hitting the gym or any other activities, daily morning walks can do wonders for you. However, there are certain unforeseen events such as accidents that can turn morning walk unpleasant.

 

To protect yourself and your family financially during such unanticipated events, this Morning Walk Accident Insurance cover is available on the Bajaj MARKETS website under Pocket Insurance & VAS segment.

 

Read on to learn about its benefits, coverage details, specifications, limitations and more to make the best purchase decision.

Eligibility Criteria & Documents Required

Individuals below the age of 18 years and above 70 years are not eligible to apply for this plan.

What's Covered?

Here is a list of pointers that are covered under this policy:

 

• Death coverage

In case of you, the policyholder’s demise occurred due to an accident during a morning walk, the nominee registered as per the policy’s term will be entitled to coverage of up to Rs. 3 Lakh.

 

• Coverage for disability

This plan offers financial coverage of up to Rs. 3 Lakhs for permanent partial disability (disability percentage) and permanent total disability. Besides, it also provides coverage of the following situations:

• Physical separation of or loss of ability to use one hand and one foot

• Total blindness

• Physical separation of or disability to use both hands and feet

• Loss of one eyesight or physical separation of, or ability to use one hand or one foot

• Expenses of ambulance

You can avail of financial coverage of up to Rs. 25,000 for road ambulance services.

Policy Plan Details & Specifications

Read on to learn about the policy specification:

 

1. Coverage limit: Rs. 3 Lakhs at a premium of only Rs. 599/annum

2. Validity: 1 year

3. Payment methods: You can use UPI, online banking, mobile wallet, credit/debit cards at your convenience

Exclusions

As per the policy terms, if the existing disability from a previous accident requires hospitalisation, it will not be covered.

How to Make a Claim

To register your claim under the Morning Walk Accident Insurance plan, you can contact the customer care team through the following methods:

 

• E-mail: Drop a mail at bagichelp@bajajallianz.co.in

• Mailing address: Bajaj Allianz General Insurance Co. Ltd, Bajaj Allianz House, Airport Road, Yerwada Pune- 411006

• Website: Bajaj Allianz General Insurance

• Toll-free number: 1800-209-5858