What is Mumbai Local Train Insurance?

Residents of Mumbai commute through local trains regularly. However, despite being a quick and affordable mode of transport, commuters are highly prone to accidental risks. These risks follow paying expensive medical bills, creating a financial burden. If you are a resident of Mumbai and commute daily through local trains, then consider buying a Mumbai local train insurance cover just for Rs.399. Keep reading to know more about this insurance plan. 

Key Features and Benefits of Mumbai Local Train Insurance Plan

Take a look at the features and benefits of the Mumbai local train insurance plan:

High Financial Coverage

You can avail a high financial coverage of Rs. 1 lakh under this insurance policy to cover the cost of medical treatments arising from unfortunate accidents.

Hassle-free Online Purchase

You can purchase this insurance plan online. All you need to do is fill in an application form and pay the membership fee using your convenient online payment mode to complete your purchase from the comfort of your home. This further eliminates the need to wait outside the insurance company's office, thus saving your time and effort.

How to Apply for Mumbai Local Train Insurance

The application process is simple and hassle-free. All you have to do is follow a few simple steps to get covered:

  • Click on Buy Now

    Tap on ‘Buy Now’ on the product page

  • Fill in the Details

    Enter the required details in the online application form

  • Make the Payment

    Complete the quick online payment

 Eligibility Criteria

If you are below 18 years and over 70 years old, you cannot purchase Mumbai local train insurance plan.

What’s covered

The inclusions under the Mumbai local train insurance policy are as follows:

  • Death Coverage

This insurance plan provides personal accident cover. It extends maximum financial assistance of Rs. 1 lakh to nominees covered under this policy and compensates for the monetary loss caused due to the death of the insured due to an accident.

  • Financial Security Against Loss of Income

If you face a disability due to injuries while travelling on a Mumbai local train and experience a loss of income, this plan provides Rs. 2,000 per week to cover your family's expenditures.

Policy Plan Details and Specifications of Mumbai Local Train Insurance Plan

Listed below are a few pointers that illustrate the details of this Mumbai local train insurance cover:

  • Coverage Limit

The maximum financial coverage you can avail under this insurance plan is Rs. 1 lakh.

  • Payment Methods

You can pay the membership fee online through multiple payment modes such as UPI, credit or debit card, mobile wallet, and net banking.

What’s not covered

Here is what a Mumbai local train insurance plan does not cover:

  • Accidents Which Are Not Mentioned in the Policy

The plan does not provide financial protection against injuries caused by accidents other than those caused during commuting on the Mumbai local train.

How to File a Claim

You can file a claim against your Mumbai local train insurance plan in case you face any of the situations covered under this policy by either of the two following processes:

  • Email

You can email at customercare@bajajallianz.co.in, mentioning the incident and policy details.

  • Call

You can call on 1800-209-1021 (a toll-free helpline number).

Contact Customer Care Support

In case of any queries, you can contact Bajaj Markets through any of the following ways:

  • Website

Go to the 'Help & Support' section and raise a service request by entering details like product type, your name, contact details etc. In addition, choose whether you are an existing customer, add your queries in the comment segment, and click on 'Submit'.

  • Customer Portal or Mobile Application

If you are an existing customer, you can take help from self-service options by logging in to the customer portal or the mobile application of Bajaj Markets. You can download this mobile application from the Google Play Store and App Store.

  • Helpline

You can call 020-66399444 during working hours of 10 am to 6 pm. Note that this helpline number is available from Monday to Saturday.

Membership Details

Mumbai local train insurance plan comes with a membership fee of Rs. 399 per year, making it a cost-effective insurance policy to avail a substantial financial coverage against any unforeseen risks.

Frequently Asked Questions about Mumbai Local Train Insurance

Bajaj Allianz General Insurance Co. Ltd. is the insurance company that offers the Mumbai local train insurance cover.

Yes. You can write your queries and send them to insuranceconnect@bajajfinservmarkets.in.

After successful payment of the membership fee, you will get the membership details on your registered email ID or contact number.

No, you can not renew the Mumbai Local Train Insurance plan. You will have to purchase the plan again after it expires.

No, the plan will not provide any financial coverage against injuries caused by any accident not occurring while commuting on the Mumbai local train.


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