Residents of Mumbai commute through local trains regularly. However, despite being a quick and affordable mode of transport, commuters are highly prone to accidental risks. These risks follow paying expensive medical bills, creating a financial burden. If you are a resident of Mumbai and commute daily through local trains, then consider buying a Mumbai local train insurance cover just for Rs.399. Keep reading to know more about this insurance plan.
Take a look at the features and benefits of the Mumbai local train insurance plan:
The application process is simple and hassle-free. All you have to do is follow a few simple steps to get covered:
If you are below 18 years and over 70 years old, you cannot purchase Mumbai local train insurance plan.
The inclusions under the Mumbai local train insurance policy are as follows:
This insurance plan provides personal accident cover. It extends maximum financial assistance of Rs. 1 lakh to nominees covered under this policy and compensates for the monetary loss caused due to the death of the insured due to an accident.
If you face a disability due to injuries while travelling on a Mumbai local train and experience a loss of income, this plan provides Rs. 2,000 per week to cover your family's expenditures.
Listed below are a few pointers that illustrate the details of this Mumbai local train insurance cover:
The maximum financial coverage you can avail under this insurance plan is Rs. 1 lakh.
You can pay the membership fee online through multiple payment modes such as UPI, credit or debit card, mobile wallet, and net banking.
Here is what a Mumbai local train insurance plan does not cover:
The plan does not provide financial protection against injuries caused by accidents other than those caused during commuting on the Mumbai local train.
You can file a claim against your Mumbai local train insurance plan in case you face any of the situations covered under this policy by either of the two following processes:
You can email at email@example.com, mentioning the incident and policy details.
You can call on 1800-209-1021 (a toll-free helpline number).
In case of any queries, you can contact Bajaj MARKETS through any of the following ways:
Go to the 'Help & Support' section and raise a service request by entering details like product type, your name, contact details etc. In addition, choose whether you are an existing customer, add your queries in the comment segment, and click on 'Submit'.
If you are an existing customer, you can take help from self-service options by logging in to the customer portal or the mobile application of Bajaj MARKETS. You can download this mobile application from the Google Play Store and App Store.
You can call 020-66399444 during working hours of 10 am to 6 pm. Note that this helpline number is available from Monday to Saturday.
Mumbai local train insurance plan comes with a membership fee of Rs. 399 per year, making it a cost-effective insurance policy to avail a substantial financial coverage against any unforeseen risks.
Bajaj Allianz General Insurance Co. Ltd. is the insurance company that offers the Mumbai local train insurance cover.
Yes. You can write your queries and send them to firstname.lastname@example.org.
After successful payment of the membership fee, you will get the membership details on your registered email ID or contact number.
No, you can not renew the Mumbai Local Train Insurance plan. You will have to purchase the plan again after it expires.
No, the plan will not provide any financial coverage against injuries caused by any accident not occurring while commuting on the Mumbai local train.