Buy Natural Disaster Insurance starting at ₹29 | Receive coverage up to ₹1 lakh

What is Natural Disaster Cover?

Natural disasters can occur at any moment in time and can wreak havoc on people and property. The Natural Disaster plan is of particular importance as it provides ample coverage to the policyholder should they need to meet hospitalisation costs.

Make your health a priority with Natural Disaster Cover offered by Manipal Cigna Health Insurance on Bajaj Markets starting at just ₹ 29/year. Scroll below to find more.

How to Apply for the Natural Disaster Cover?

The process of application for this plan is hassle-free.

  • Tap on “Buy Now”

    On the product page, click "Buy Now"

  • Fill in the Details

    Enter the necessary information in the online application form.

  • Make the payment

    Complete the payment through UPI, credit/debit card or any other online payment method.

  • That’s it! You will receive the insurance details on your registered email ID.

What’s Covered under Natural Disaster Cover?

  • Hospitalisation Expenses

    In-patient hospitalisation costs pertaining to natural disasters are provided with coverage. This, of course, provided the requirement for the same has been confirmed by an appropriate consultant neurologist.

  • Treatment Charges

    This includes medicines, hospital room rent, and tests in addition to transfusion,ICU, and doctors’ fees.

  • Doctor’s Fees

    Coverage is provided if the insured individual is required to visit a doctor before, during, and after hospitalisation.

  • Diagnostic tests

    The policy covers tests conducted at the time of the pre-outlined pre-hospitalisation period or during the hospitalisation period.

  • Prescription Expenses

    Expenses incurred as a result of purchasing medicine required as a result of hospitalisation are provided with coverage.

Plan Details & Specifications

Premium including GST (₹)

Sum insured (₹)

29

50,000

44

1 lakh


Individuals between the age of 18 and 65 can apply for this Natural Disaster cover.

The plan is valid for a tenure of 1 year.

What's not Covered under Natural Disaster Cover?

  1. Coverage is only provided following the patient being admitted to the hospital for over 48 continuous hours. 
  2. Benefits provided are only applicable post-hospitalisation and not prior to that.
  3. Rehabilitation benefits are only covered following a 30 day initial waiting period.
  4. Pre-existing illnesses are not included.

How to Make a Claim

  • Email : servicesupport@manipalcigna.com

  • Toll-free number : 1800-102-4462

Customer Care Details

You can connect with us at Bajaj MARKETS. Write to us at:

insuranceconnect@bajajfinservmarkets.in

Frequently Asked Questions About Natural Disaster Cover

  • ✔️What is the premium for Natural Disaster Cover?

    The membership for this plan starts at ₹29/year inclusive of taxes.

  • ✔️What is the validity of Natural Disaster Cover?

    This insurance policy is valid for a period of 1 year.

  • ✔️What is included in the Natural Disaster Cover?

    Hospitalisation expenses, treatment charges, doctor’s fees, diagnostic tests and prescription expenses are included in this plan.

  • ✔️What is not included in the Natural Disaster Cover?

    • Coverage is only provided following the patient being admitted to the hospital for over 48 continuous hours.
    • Benefits provided are only applicable post-hospitalisation and not prior to that.
    • Rehabilitation benefits are only covered following a 30 day initial waiting period.
    • Pre-existing illnesses are not included.
  • ✔️What is the eligibility criteria for Natural Disaster Cover?

    Individuals between the age of 18 and 65 can apply for this Natural Disaster cover.