What is Nursing at Home Cover?
Home is a very warm and loving environment. Familiar surroundings and a healthy mindset let the patients recover at a faster rate. Being at home makes your mind relax, thereby helping you relieve stress, catalysing the healing process. In-home nursing care provides the patients with professional care at the leisure of their own comfort space.
In order to help you heal better and healthier, Bajaj Markets brings to you Nursing at Home Cover by AWP Assistance (India) Private Ltd. It insures nursing care at the declared residence of the policyholder, once per year, up to a maximum of 5 days, for 12 hours per day, at just Rs. 177/year (including GST). Scroll down and get to know about this plan.
Key Features of Nursing at Home Cover
Here’s what makes this nursing at home insurance plan a must have:
How to Apply for the Nursing at Home Cover
The application process for this nursing at home plan is super convenient. Follow these steps mentioned below:
You will now receive your membership details and welcome package on your registered e-mail ID.
Eligibility Criteria
To opt for the Nursing at Home Insurance Policy, you need to meet the basic eligibility parameters listed below:
You must be an Indian resident
You must be 18 years of age and above
What's Covered under Nursing at Home Cover
Policy Plan Details & Specifications
The plan details and specifications of the Nursing at Home plan are as follows -
Coverage limit
Product |
Price including GST |
Planned Ambulance Service - twice in a year |
Rs. 470 |
Validity
One year
What’s not Covered under the Nursing at Home Cover
Let’s also understand some of the mandatory exclusions of the Nursing at Home health plan -
Self-discharge/forced discharge
If the policyholder takes a forced discharge or self-discharge from the hospital without having undergone full treatment, they cannot reap the benefits of this health plan.
Medical equipment
There’s no coverage available for the medical equipment, medicines, toiletries, injections, etc under the nursing at home health insurance. If the covered person requires the usage of any of the above-mentioned things, they need to buy at their own expense.
Within 60 days of the plan’s purchase
You can reap the benefits of this insurance policy only after 2 months of its purchase.
How to Make a Claim
Reach out to Allianz Assistance if you wish to raise a claim via -
Call
Step 1 - Call on Allianz Assistance’s toll-free number 1800 419
Step 2 - Allianz Assistance Agent will help you fix an appointment for the medical service you prefer and then confirm the booking via SMS and email.
Step 3 – You will receive a call back from Allianz Assistance helpdesk for your appointment confirmation.
Email
You may email them your feedback at connectathealth@allianz.com by mentioning your policy numbers and other details.
Customer Care Details
Feel free to connect with us at Bajaj MARKETS. Just write to us at: insuranceconnect@bajajfinservmarkets.in
Frequently Asked Questions About Nursing at Home Cover
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✔️What are the ailments for which the Nursing at Home Cover is provided?
The Nursing at Home insurance policy is provided for ailments like cancer, first heart attack (myocardial infarction), kidney failure, and permanent paralysis of limbs. It also insures the in-home professional care for major organ transplant, stroke, any major accident, aorta graft surgery, multiple sclerosis with persisting symptoms, and coronary artery bypass surgery.
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✔️What happens if I cancel the Nursing Care service?
If the policyholder cancels the Nursing at Home care service within 14 hours of the scheduled appointment, it will be considered as a used service. Also, if the nurse reaches the policyholder’s resident but the policyholder does not meet her/him, then it will be considered as a used service.
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✔️Will the nurse be liable if the policyholder dies after taking the Nursing at Home care service?
No, the nurse will not be liable if the policyholder’s health worsens or they die.
