Buy Parental Care Cover at just  ₹1,499 

What is the Parental Care Cover

It is most crucial for a parent to insure the health of their child. Many parents understand the stress and anxiety of watching their child deal with health and wellbeing issues that could be avoided with the right help taken at the right time. The emotional and financial baggage of such circumstances can be difficult to pull along.

 

Avoiding those issues requires diagnosis, screenings, scans, tests, counselling, consultations, etc. which can be expenses that are difficult to incur. Hence, Bajaj Markets offers you the Parental Care Cover from Bajaj Finserv Health to financially support your parental duties towards your child’s health starting at a premium rate of ₹1,499. 

 

Key Features of the Parental Care Plan 

Generous Discounts

The Parental Care Plan offers discounts on consultations, counselling, pathological/radiology tests, room rent, etc., at Prime Network hospitals, laboratories and other medical institutions. You can get a 5% to 10% discount on various medical requirements.

All-round Counselling Care

A holistic view of health and wellbeing can be provided to you through the varied counselling and consultation opportunities offered by the Parental Care Cover such as dental consultation, paediatric counselling, nutritionist advice, etc.

2 Laboratory Packages

The Parental Care Plan offers two pathlab and radiology packages/benefits that can help you incur the costs of blood tests, urine tests, haemograms, screenings, etc.

How to Apply for the Parental Care Plan

Listed below are the steps to apply for the Parental Care Cover.

  • Select ‘Buy Now’

    Click on ‘Buy Now’ on the page of this product, to purchase this policy.

  • Enter Your Details

    Fill out the required fields of information to proceed.

  • Make The Payment

    Pay the premium rate through any online payment platform.

What's Covered

  • Prime Network Discounts

    Prime Network packages or discounts are offered by the Bajaj Finserv Health Prime Network. These discounts can be accessed at hospitals, laboratories or medical institutions that identify as Prime Network Partners. Here, you may get a 5% to 10% discount on various medical requirements and services such as radiology tests, laboratory tests, room rent, pharmaceutical needs, etc.

  • Laboratory Testing Package

    The laboratory testing package is also a benefit usable within the Prime Network. You may use the predetermined set of tests in this package at any prime partner institution, hospital or testing/radiology facility. You are required to use the entire package in a single instance since the package cannot be split between multiple labs/individuals/instances.

  • Consultations and Counselling Benefit

    You as the policyholder of this plan can access counselling from a nutritionist, thorough screening from an audiologist, dental consultation and paediatric consultation under this benefit. Thus, you may directly access help from qualified doctors and medical professionals to ascertain the good health and wellbeing of your infant.

  • Radiology/Lab Screening Benefit

    The radiology and laboratory benefit allows you a coverage amount of up to ₹3,000 to utilise additional laboratory, pathology and radiology services for your child. You may use this benefit at a laboratory or radiology facility of your choice. Should you list multiple members in this policy, all of them can use this benefit. The coverage amount can be used in one instance or it can be divided over multiple tests and screenings up to the maximum benefit amount.

Policy Plan Details & Specifications

Given below are the laboratory test, doctor’s teleconsultation, radiology/pathology benefit and Prime Network discount specifications of the Parental Care Plan.

 

Parental Care at a premium rate of ₹1,499, the Essential Package.

Packages and Benefits

Coverage

Lab Testing Package (can be used once)

  • ESR and Haemogram

  • Stool Routine Test

  • Thyroid Screening

  • Urine Routine Test

Doctor’s Consultations

  • Nutritionist Counselling (1 appointment)

  • Paediatric Counselling (2 appointments)

Radiology and Pathology Benefit

N/A

Network Discounts under Prime Network

  • Free ambulance for IPD Admission

  • 10% discount on Dental Procedures

  • 10% discount on pharmacy expenses

  • 10% discount on Lab and Radiology tests

  • 10% on OPD Consultations

  • 10% discount on Health Plans and Packages

  • 10% discount on Spectacles

  • 5% discount on Room Rent

Parental Care at a premium rate of ₹4,499, the Classic Package.

Packages and Benefits

Coverage

Lab Testing Package 

N/A

Doctor’s Consultations

  • Nutritionist Counselling (2 appointments)

  • Audiologist Screening (1 appointment)

  • Paediatric Counselling (4 appointments)

  • Dental Consultation (1 appointment)

Radiology and Pathology Benefit

Up to ₹3,0000

Network Discounts under Prime Network

  • Free ambulance for IPD Admission

  • 10% discount on Dental Procedures

  • 10% discount on pharmacy expenses

  • 10% discount on Lab and Radiology tests

  • 10% on OPD Consultations

  • 10% discount on Health Plans and Packages

  • 10% discount on Spectacles

  • 5% discount on Room Rent

What’s Not Covered?

Listed below are all the exclusions that explain all that is not covered by the Parental Care Plan. 

Counselling and Consultations

This benefit cannot be transferred to anyone not listed as a member of this plan; benefits cannot be carried forward if unused. The counselling and consultation benefit cannot be combined with other benefits or policies. Indemnification of expenditure made on medical treatments suggested by the medical practitioner or doctor during the consultation will not be covered. 

 

This benefit cannot be redeemed against cash.

Laboratory Testing Benefit

Close to the end of the policy year, this benefit cannot be pushed on if unused or transferred to any other individual. This is a Bajaj Finserv Health Prime Network package; thus, it cannot be utilised in medical facilities, labs or hospitals outside this network chain. Also, this benefit must be exhausted in a single instance by one person. If home collection services for samples are inaccessible at select Bajaj Finserv Health Prime Network partners, you might have to submit samples or take the tests in person. 

 

This benefit cannot be indemnified against cash.

Prime Network Discount

The Bajaj Finserv Health Prime Network discounts cannot be combined with other benefits. These discounts cannot be used in institutions or facilities outside the prime network.

 

*For a detailed list of exclusions, terms and conditions, please read the policy document carefully.

How to Make a Claim

You can follow the steps given below to claim the consultation, counselling,  laboratory and radiology coverage.

Bajaj Finserv Health App

  • Sign up through your registered phone number on the Bajaj Finserv Health App.

  • Ascertain your policy of choice under “Health Plans” and select ‘Doctor Consultation’ or ’Lab & Radiology Benefit’ with accordance to your preference. 

  • Complete all required fields asking for your details along with uploading the invoice.

  • Upload a cancelled cheque along with your bank account details.

  • Upon submitting the claim, the amount will be reimbursed within 48 working hours.

Bajaj Finserv Health Website

  • Log in/sign up using your registered phone number on the Bajaj Finserv Health Website.

  • Click on your plan under ‘Health Plans’ and choose between ‘Doctor Consultation’ and ‘Lab & radiology Benefit’.

  • Upload your invoice along with the required information.

  • Upload a cancelled cheque along with bank details.

  • Post submission, the claim amount will be indemnified within 48 working hours.

Customer Service Email 

  • Attach the scanned copy of your invoice in an email to customercare@bajajfinservhealth.in.

  • List out the hospital or laboratory name, patient name, bill amount, etc. in the body of the email. 

  • Attach a cancelled cheque along with your account number, bank name, primary account holder’s name, IFSC code, etc.

  • Your claim amount will be indemnified in the following 48 working hours. 

Here’s how you can claim teleconsultation coverage through the following Bajaj Finserv portals.

Bajaj Finserv Health App

  • Log in/sign up with your registered phone number on the Bajaj Finserv Health App.

  • Select your policy of choice under “Health Plans” and select ‘Teleconsultation Benefit’. 

  • Choose a doctor from the dropdown and select your preferred date and time.

  • Upon submitting your claim, you will be given a link to join the consultation call.

  • You will have 15 minutes to join the call before the doctor does at the scheduled time.

Bajaj Finserv Health Website

  • Sign up with your registered phone number on bajajfinservhealth.in.

  • Click on your policy of choice under “Health Plans” and select ‘Teleconsultation Benefit’. 

  • Select a doctor of your choice and your preferred date and time.

  • Once you submit your claim, you will be given a link to join the consultation call.

  • You will have 15 minutes to join the call before the doctor does at the scheduled time.

 

To claim a lab test package under the Bajaj Finserv Health Prime Network through the steps given below.

 

Bajaj Finserv Health App

  • Sign up with your registered phone number on the Bajaj Finserv Health App.

  • You can select your policy of choice under “Health Plans” and select ‘Lab Test Package Benefit’ according to your preference. 

  • Select the hospital or lab of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Bajaj Finserv Health Website

  • Sign up using your registered phone number on bajajfinservhealth.in.

  • Select your plan under ‘Health Plans’ and click on ‘Lab Test Package Benefit’.

  • Select the hospital or lab of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Customer Service Email 

  • Write an email to customercare@bajajfinservhealth.in consisting of details such as hospital or laboratory name, customer name, contact details and date.

  • Following this, you will receive a confirmation call on which you must submit an OTP you will receive.

  • Once the confirmation is successful, you will receive an SMS with the voucher code and link, which you can use to claim coverage for lab tests.

 

Here’s how the Prime Network discounts work.

 

  • At a Bajaj Finserv Health Prime Network hospital, you can give your registered phone number for the billing process.

 

You will receive an OTP, which you can share with the billing executive to utilise a 5%-10% discount.

Customer Care Details

Write to Bajaj Markets at

insuranceconnect@bajajfinservmarkets.in  for any questions or queries. 

 

 

Frequently Asked Questions About Parental Care Plan

  • ✔️How can the Prime Network benefit me?

    The Bajaj Finserv Health Prime Network will save you thousands of rupees that you could have lost to expensive pathlab tests, hospitalisation, medication, etc. The Prime Network is essentially a chain of medical facilities/professionals, hospitals, laboratories, etc. who have partnered with Bajaj Finserv Health Insurance Co. Ltd. to help you access financial support for your various medical needs. This network provides laboratory test packages, additional discounts on medicines, medical procedures, IPD expenses, etc. along with free ambulance services.  

     

  • ✔️Will the amount for consultations be reimbursed or will the policy pay for it directly?

    After ending your counselling or consultation with your preferred medical practitioner, you can provide the insurer with the invoice of the consultation provided to you by the medical facility/institution. You may upload the invoice to the Bajaj Finserv Health App, website or send it to customercare@bajajfinservhealth.in with a cancelled cheque and other details such as your account number, bank name, primary account holder’s name, IFSC code, bill amount, patient’s name, etc. After submitting all these details, your amount will be indemnified/reimbursed by the insurer under 48 working hours.

  • ✔️What if I exhaust the maximum radiology benefit amount?

    Should you exhaust the maximum limit of the radiology benefit, the difference amount above the maximum benefit amount will not be incurred by the insurer. This policy will only cover radiology and pathology tests within the limits of ₹3000 (The Classic Package).