Collecting pens is one of the most common habits of passionate writers. Pen enthusiasts also love collecting exclusive pens that are unique and rare to find. To keep your exclusive pen collection safe and protected, you can opt for a pen insurance policy available on Bajaj MARKETS website. Get comprehensive coverage against damage, loss or theft of your premium collection of pens against a nominal fee of Rs. 399/year.
This pen insurance policy plan comes with these following key features:
The application process is simple and hassle-free. All you have to do is follow a few simple steps to get covered:
Policyholders will get coverage for these following losses and damages:
Accidental loss or damage to your pen or expenses incurred for replacement and repairs are taken care of under this pen insurance coverage.
In case of any loss or damage to the pen due to theft, burglary, or robbery at the insured person’s premise, this plan will cover the expenses.
Pen insurance policies offer coverage against damages or losses incurred due to natural calamities, explosions or implosions, strikes, riots, etc.
The table below represents all details and specifications of this pen insurance policy:
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Note: Policyholders have to renew this insurance policy after the completion of 1 year to continue enjoying its benefits.
Here are some of the necessary exclusions that you need to know before purchasing the pen insurance coverage:
In case you make an insurance application after 30 days from the invoice date, the insurance company is not liable to compensate for the damage.
Any kind of pollution-induced damage does not fall under the coverage of this pen insurance policy.
Any loss or damage due to a direct or indirect act of terrorism will not be covered under this plan.
5% is the deductible amount for every claim unless it is revised by the insurer and mentioned in the Insurance Certificate. Therefore, if the sum insured is up to Rs. 10,000, the deductible amount will be a minimum of Rs. 500
Policyholders can raise a claim by following any of these two ways:
You can directly call at the toll-free number 1800 209 5858 (24 hours availability)
Or, mail at email@example.com
Note: You should inform your insurer within 24 hours of loss or damage.
Here are the documents required to raise a claim:
A completed and signed claim form
One copy of the incident report
In case of loss due to fire, one copy of the fire brigade report
Original and one copy of the invoice of the pen
Policyholders can directly share their grievances with the customer care representatives through the official website of the insurance provider. If you have any queries related to the policy, feel free to write at firstname.lastname@example.org.
Customers can avail maximum sum insured coverage of up to Rs. 10, 000 under this insurance plan.
This insurance policy is available at a minimum membership fee of Rs. 399.
Yes, this insurance plan does include coverage for damage or loss due to a flood.
An invoice copy of the pen is a must. An FIR copy in case of theft or burglary and fire brigade report for loss due to fire.
This unique insurance plan is extended by Bajaj Allianz General Insurance.