Buy Personal Accident and Accidental Hospitalisation Cover at a premium of just Rs. 589

What is Personal Accident and Accidental Hospitalisation Cover?

As much as we all love travelling, there are many risks associated with the same. Hence, its always better to have a travel insurance handy. The Personal Accident cover from Bajaj Allianz General Insurance Co. Ltd. assures a sum up-to ₹1,00,000. 

Bajaj Markets brings you the Personal Accident and Accidental Hospitalisation Cover at a premium of just ₹589. Read on for more information.

How to Apply for Personal Accident and Accidental Hospitalisation Cover?

You can follow these simple steps to apply for Personal Accident and Accidental Hospitalisation Cover:

  • Click on Buy Now

    On the product page, select ‘Buy Now’.

  • Fill in the Details

    Enter the required details in the online application form.

  • Make the Payment

    You can make the payment through UPI, Net Banking or any other online method.

What’s Covered under Personal Accident and Accidental Hospitalisation Cover

Mentioned below are the things covered under the Personal Accident and Accidental Hospitalisation Cover:

  • Accidental Death – Death caused due to accidents will be covered under this insurance plan.

  • Permanent Total Disability – The insurance provides extensive benefits against permanent total disability.

  • Parental Care Benefit – The insurance will provide benefit to surviving parents in an accident, in cases of death and total disability.

  • Accidental Hospitalisation – Any stay in hospital due to accidents will be covered under the insurance.

  • Lifestyle Modification – Protection against expenses incurred during lifestyle modification, such as modification of residential place or vehicle.

  • Child Care – This insurance cover gives protection to surviving or insured beneficiary. It covers the cost of education or care of the insured beneficiary’s dependent children.

 

Personal Accident and Accidental Hospitalisation Cover Plan details and specifications:

Sr. No

Coverage

Sum Insured (Rs.)

Premium Including GST (Rs.)

1

Accidental Death

1,00,000

 

 

 

 

 

589

2

Permanent Total Disability

1,00,000

3

Lifestyle Modification

1,00,000

4

 Childcare

1,00,000

5

Parental Benefit

1,00,000

6

Accidental Hospitalisation 

(Pre-60 days and post-90 days)

1,00,000

Note: *Premium rates are Incl. of 18% GST

What’s Not Covered under Personal Accident and Accidental Hospitalisation Cover

Mentioned below are the things covered under the Personal Accident and Accidental Hospitalisation Cover:

  • Personal Accidents due to suicide, treatment for any kind of addiction (including alcoholism and drug addiction), deliberate or intentional acts, driving during motor racing/trial runs,  due to participation in any police, army, naval wars, any pre-existing injuries,  legal liabilities or  war
  • Accidental Hospitalisation due to existing disability, vaccination unrelated to the treatment, dietary supplements, cosmetic or plastic surgery, treatment outside India, any other medical or surgical treatment, adventure sports or unproven treatments

 

How to Claim the Personal Accident and Accidental Hospitalisation Cover:

You can claim the process in the following ways-

  • Email – customercare@bajajallianz.co.in

  • Call on - 1800-209-1021

Frequently Asked Questions

  • ✔️What is the premium for Personal Accident and Accidental Hospitalisation Cover?

    The Personal Accident and Accidental Hospitalisation Cover comes at an affordable premium of ₹589.

  • ✔️Is Personal Accident and Accidental Hospitalisation Cover a health insurance?

    No, Personal Accident and Accidental Hospitalisation Cover is a Pocket Insurance which offers health benefits.

     

  • ✔️Is physical consultation a part of the Personal Accident and Accidental Hospitalisation Cover?

    Yes, physical consultation is not a part of the Personal Accident and Accidental Hospitalisation Cover.

     

  • ✔️What is the maximum sum covered under the Personal Accident and Accidental Hospitalisation Cover?

    A sum of ₹1,00,000 is assured for Personal Accident and Accidental Hospitalisation Cover.

  • ✔️How to claim the Personal Accident and Accidental Hospitalisation Cover?

    You can claim through following ways-

    • Email – customercare@bajajallianz.co.in

    • Call on - 1800-209-1021