Personal Accident and Accidental Hospitalisation Cover

What is Personal Accident and Accidental Hospitalisation Cover?

As much as we all love travelling, there are many risks associated with the same. Hence, its always better to have a travel insurance handy. The Personal Accident cover from Bajaj Allianz General Insurance Co. Ltd. assures a sum up-to ₹1,00,000. 

Bajaj Markets brings you the Personal Accident and Accidental Hospitalisation Cover at a premium of just ₹589. Read on for more information.

What’s Covered under Personal Accident and Accidental Hospitalisation Cover

Mentioned below are the things covered under the Personal Accident and Accidental Hospitalisation Cover:

• Accidental Death – Death caused due to accidents will be covered under this insurance plan.

• Permanent Total Disability – The insurance provides extensive benefits against permanent total disability.

• Parental Care Benefit – The insurance will provide benefit to surviving parents in an accident, in cases of death and total disability.

• Accidental Hospitalisation – Any stay in hospital due to accidents will be covered under the insurance.

• Lifestyle Modification – Protection against expenses incurred during lifestyle modification, such as modification of residential place or vehicle.

• Child Care – This insurance cover gives protection to surviving or insured beneficiary. It covers the cost of education or care of the insured beneficiary’s dependent children.

Personal Accident and Accidental Hospitalisation Cover Plan details and specifications:

Note: *Premium rates are Incl. of 18% GST

What’s Not Covered under Personal Accident and Accidental Hospitalisation Cover

Mentioned below are the things covered under the Personal Accident and Accidental Hospitalisation Cover:

• Personal Accidents due to suicide, treatment for any kind of addiction (including alcoholism and drug addiction), deliberate or intentional acts, driving during motor racing/trial runs,  due to participation in any police, army, naval wars, any pre-existing injuries,  legal liabilities or  war
• Accidental Hospitalisation due to existing disability, vaccination unrelated to the treatment, dietary supplements, cosmetic or plastic surgery, treatment outside India, any other medical or surgical treatment, adventure sports or unproven treatments

How to Claim the Personal Accident and Accidental Hospitalisation Cover:

You can claim the process in the following ways-

• Email – customercare@bajajallianz.co.in

• Call on - 1800-209-1021